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  Category: Articles » Finance » Mortgages » Article

Mortgage Chattanooga

By Mark Lambie

Are you a resident of Chattanooga searching for a mortgage?
Finding the perfect home loan used to be a daunting task. There
are so many options like fixed rates, adjustable rates, interest
only, balloon payments and many more. With the power of the
internet searching for a loan is a simple task. There are many
ways to apply for a loan such as contacting a local mortgage
broker, meeting with your bank or applying online.

Contacting a local Chattanooga mortgage broker can be time
consuming. You have to first locate possible brokers and contact
them one by one. Sometimes it can be a pain to get a hold of
them and then follow up with a quote. Meeting with your bank is
a better option because you can sit down for a meeting and they
will tailor a mortgage specific to your needs. When dealing with a
bank, are you sure you're getting the best deal? Do you really
want to go from bank to bank meeting with the lenders and
selecting the best mortgage deal?

Unless you have nothing better to do, I'm guessing that answer is
no. That's where the internet comes into play. You can simply
visit a website or 2 and fill out an application in about one minute.
Then all you have to do is wait for lenders to contact you and
they will compete for your business. That's right, turn the tables
on them and make them compete for you mortgage loan. Lenders
want your business and they will go to great lengths to get it. If
you submit an application online, you may get a call from say 4
mortgage lenders the next day. Armed with that information you
can quickly and easily compare which lender is offering the best
deal and move forward with them. Or what if you really like you
local mortgage Chattanooga broker and want to stay local? You
can simply make an online application to confirm that your local
broker is not taking you for a ride. What if your local broker
quoted you 7.7% APR and you thought that was a great deal,
until you applied online a realized lender B was offering 5.7% for
the same terms. That 2% difference can save you thousands of
dollars in future interest payments. That's quite a bit of savings for
taking 5 minutes to apply online to verify your getting the best

Not sure where to apply online? Start with The Loan House.
They offer a quick and easy application and you will be contacted
by the nations top mortgage lenders with competitive quotes.

About the Author
Mark Lambie is the founder of The Loan House a website that allows consumers to quickly and easily get free mortgage quotes and mortgage information.

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