1.||Should I Refinance My Adjustable Rate Mortgage? by RJ Baxter|
Millions of Americans nationwide currently have an adjustable rate mortgage (ARM) on their home that is set to adjust in the next couple years. Many are wondering what they should do. Should they take advantage of historically low ...
[Added: 11 Apr 2007 Hits: 1131 Words: 681]
2.||The 'New Congress' Fiddles Away Valuable Time… As The 275,000 Insurable Limit For Home Equity Conversion Mortgages (Reverse Mortgages) by Dale Rogers|
While the 'New Congress' puts a full court press on the first 100 hours of control, almost three weeks have been spent on a "non-binding" resolution loaded with political positioning and posturing for future replays. ...
[Added: 04 Mar 2007 Hits: 1085 Words: 1169]
3.||The UK Consumer's Guide to Shopping for Mortgages Online by Mary Simone|
Starting with the absolute basics, a mortgage is a loan for a house or other piece of property, financed by a bank or other financial institution. If loan is taken out against a property that already has a mortgage on it, it's referred to as "second charges", with the ...
[Added: 12 Feb 2007 Hits: 924 Words: 456]
4.||Online remortgage quotes Are Available within Least Time by George Cummings|
In today's world, remortgage has become very popular in the UK, because people are opting for loans by keeping assets as mortgage. If you are paying higher interest rate in existing mortgage then you can move for remortgage at competitive interest rate. By comparing various lenders remortgage quotes of ...
[Added: 12 Feb 2007 Hits: 863 Words: 309]
5.||Mortgage by Ismael D. Tabije|
A mortgage is a method of using property (real or personal) as security for the payment of a debt. It is an arrangement whereby a lender (the mortgagee) dispenses money to a borrower (the mortgagor), having the mortgagor's assets as collateral. Mortgages have played ...
[Added: 12 Feb 2007 Hits: 1063 Words: 589]
6.||Low Mortgage Rates by Kuntal Mehta|
Low mortgage rates have been instrumental in realizing the dreams of a home of millions around the world. One reason for the real estate boom could be attributed to low mortgage rates. With increasing competition among banks and other financial institutions, loans are literally being pushed down the consumer's ...
[Added: 29 Jan 2007 Hits: 880 Words: 710]
7.||Interest Only and Second mortgage rates by Kuntal Mehta|
Interest only mortgages have been popular for decades now. They are popular for a variety of reasons. They offer you a relatively flexible repayment option to begin with. You can repay the amount borrowed from the lender over a specified period of time. The ...
[Added: 23 Jan 2007 Hits: 890 Words: 772]
8.||Adjustable Rate Mortgages by Nathen Jones|
An adjustable rate mortgage, variable rate mortgage or floating rate mortgage is a mortgage loan where the interest rate on the note is adjusted from time to time based on an index. This is done to ensure a ...
[Added: 20 Jan 2007 Hits: 890 Words: 421]
9.||Fast-tracking to Mortgage-free by The House Team|
Just imagine as you're going through your favourite coffee drive-thru this week that a well-dressed gentleman stops and offers you $11,000 for your medium double double. Who would hesitate? We'd take the cash. It's not so far-fetched. In fact, if you take that coffee budget ...
[Added: 20 Jan 2007 Hits: 917 Words: 571]
10.||The Mark Is Selected…The Fix Is In…Sting Underway by Dale Rogers|
Mary peeking out the window witnesses a sharply dressed middle aged man probably in his late 30s she surmised driving a brand new Mercedes. Upon entering, Trevor was dripping in bling with a huge Rolex watch, a heavy gold chain on his wrist and tailored ...
[Added: 19 Jan 2007 Hits: 923 Words: 2057]
11.||Tips to find Bad Credit Mortgage Refinance Loan. by Gerald Bouthner|
Getting loan is easier today :- your credit is not in the best of shape. If a good lender to refinance your mortgage can be almost as important a decision as the actual mortgage you choose. But knowing which ...
[Added: 19 Jan 2007 Hits: 868 Words: 834]
12.||Second Mortgage loans - Is It Better Second Time Around ? by Lee Van|
A second mortgage is the second loan that is secured against the home and second in importance to the first. This means that should the borrower not be able to pay off the loan in ...
[Added: 11 Jan 2007 Hits: 801 Words: 390]
13.||Find the best mortgage deal in UK by reethi rai|
The mortgage market has grown considerably and paved way for competitive mortgage deals. Borrowers can choose to surf the internet to access mortgage deals or opt for the old fashioned way and find mortgage lenders who offer interesting ...
[Added: 10 Jan 2007 Hits: 787 Words: 482]
14.||Understanding Remortgages by reethi rai|
When you choose to remortgage, you get a new mortgage that replaces your existing mortgage. Remortgage is an option when the market interest rates drop significantly. You no longer need to be stuck with a mortgage deal for the rest of your life ...
[Added: 10 Jan 2007 Hits: 814 Words: 373]
15.||Purchasing property: financial and legal aspects come before offers and negotiations by Martin McAllister|
A great deal goes into acquiring the right property. In fact, there are a lot of details which prospective home-buyers need to consider prior to their search for a home. Before the offers and negotiations come the financial and legal aspects of purchasing property; and these, like all ...
[Added: 23 Dec 2006 Hits: 1128 Words: 420]
16.||Mortgages : Warnings as salary multiple allowances reach 5 times salary. by Martin McAllister|
Abbey, Britain's second largest home loan provider, came under fire at the beginning of November 2006 after it announced its intention to offer borrowers mortgages for up to five times their salary in order to help them gain a foothold on the property ladder. Abbey said it was reacting ...
[Added: 22 Dec 2006 Hits: 904 Words: 456]
17.||Yes you can get a Mortgage with Bad Credit or Bankruptcy! by Julian Thornton|
With all of the negativity surround bad credit and bankruptcy, it comes as little wonder that the majority of people think mortgages are simply out of the question if you have such financial problems. The really great news – and I can vouch for this ...
[Added: 22 Dec 2006 Hits: 1038 Words: 567]
18.||A Short Beginner's Guide to Remortgages by James Kinley|
Nearly everyone is familiar with a mortgage, as it's a banking term for a loan granted to purchase a home. Such a loan is secured against the purchased property, so if the loan is not paid as to the ...
[Added: 11 Dec 2006 Hits: 664 Words: 455]
19.||Mortgage Broker vs. Mortgage Banker by Caroline Mercy|
Many consumers think that "mortgage companies" are banks that lend their own money as mortgage. But in fact, any company that you deal with might be either a mortgage banker or may be a mortgage broker.
[Added: 09 Dec 2006 Hits: 601 Words: 315]
20.||Let's take a home equity loan by Nathen Jones|
The necessity to improve one's life standard and to fulfill his ongoing demands is what the life of a human is! From time to time the demands and requirements of a human change and for that he feels a need to have a back support ...
[Added: 06 Dec 2006 Hits: 678 Words: 381]
21.||Lending Changes: Stated Income Documentation Comes to Commercial by Craig Higdon|
For a while now I've written about the latest "change" in commercial lending: "The Small Balance Commercial Lender." These guys are re-writing the rules on commercial loans that are less than $3 Million. While this might not impact your business immediately if you are dealing with ...
[Added: 01 Dec 2006 Hits: 723 Words: 361]
22.||Benefits Beckon with Bad Credit Remortgage by Turk Malloy|
Remortgage is a method, by which a borrower can replace his present mortgage with a new one. You can avail remortgage program from a new lender or your current lender. If you are paying high-interest rate on your present mortgage, remortgaging can give you the right solution. And in ...
[Added: 30 Nov 2006 Hits: 741 Words: 435]
23.||Minimise The Interest On The Mortgage Using A Mortgage Offset Account by Bruce Taylor|
Using a mortgage offset bank account is a tax-effective way of managing your income, but it is usually only available with upper standard variable interest rate home financial loans, not the basic, lower-interest debts.
If you're sick of working ...
[Added: 30 Nov 2006 Hits: 610 Words: 423]
24.||When Should You Refinance Your House? by Cornie Herring|
simple guide from financial experts, you should not refinance your house unless the market rates are approximately two percent below your original mortgage lock in rate. But, there are many re-financiers take advantage of one and a half or even ...
[Added: 29 Nov 2006 Hits: 698 Words: 592]
25.||The Advantages of UK Commercial Mortgages by Groshan Fabiola|
The UK offers a variety of commercial investment possibilities and is the perfect place to close a commercial mortgage deal for property investment, business development, or personal purposes. Getting a commercial mortgage in the UK can be very beneficial for borrowers, as they will be able to ...
[Added: 28 Nov 2006 Hits: 1066 Words: 491]
26.||How to Obtain the Best London Commercial Mortgages by Groshan Fabiola|
Without any doubt, commercial mortgages in London can rapidly materialize into great investments. Whether they are taken exclusively for business use or for personal needs, London commercial mortgages are the best way to finance profitable investments, ensuring that the properties' value will grow along with ...
[Added: 28 Nov 2006 Hits: 920 Words: 466]
27.||How to Choose the Right Commercial Mortgage Broker by Groshan Fabiola|
Commercial mortgage brokerage is an elaborate process that involves the performing of an extensive series of tasks and building a solid broker – client relationship so that all the parties involved can benefit from the collaboration. With the help of an experienced ...
[Added: 28 Nov 2006 Hits: 758 Words: 496]
28.||Commercial Mortgage Overview by Groshan Fabiola|
At present, commercial mortgages are the ideal way to finance the development of businesses, as they provide flexible and affordable financing solutions. For businesses confronted with severe financial difficulties, commercial mortgages are the best way to avoid bankruptcy and to re-achieve stability ...
[Added: 28 Nov 2006 Hits: 719 Words: 672]
29.||6 Reasons For Choosing A Loan To Renovate Than A Loan To Move by Ben Hamilton|
Planning a home renovation? Finding the perfect financing to correspond your needs is important. A loan for home improvements is issued by lenders based on the view that the amount of the loan used to repair your house will ...
[Added: 28 Nov 2006 Hits: 666 Words: 415]
30.||Reverse Mortgages Enable Retiring Homeowners by Evelyn Miller|
It's a creepy thought. Over the nest 40 years, the proportion of Australia's population aged 65 years and over will almost multiply. With continual expansion in the cost of healthcare and actual living expenses, and a decreased ability ...
[Added: 28 Nov 2006 Hits: 789 Words: 404]
31.||Bad Credit Mortgage Traps by Julian Thornton|
Make no mistake. It's a real jungle out there in the world of bad credit, and when you are suffering from financial problems you're fair game to some. Sounds scary right? It needn't be if you familiarise yourself with the ...
[Added: 27 Nov 2006 Hits: 638 Words: 683]
32.||Mortgage Loan Shopping: LendingTree, E-Loan or Quicken Loans? by Keith Gill|
The number of people running around to catch hold of the ideal mortgage has the best options online. It is said that over the next 5 years, ten to twenty percent of mortgages will mainly be Internet-based and eighty five percent of equity ...
[Added: 27 Nov 2006 Hits: 1003 Words: 413]
33.||Beware Those Hidden Fees and Home Mortgage by Ben Hamilton|
With interest taxes attracting so much glare from the governmental and mass media spotlights, it's hardly shocking that our point of view tend to focus on that all-vital percentage figure when we start planning our hypothecation or remortgage. But ...
[Added: 27 Nov 2006 Hits: 715 Words: 419]
34.||Weighing Up Comparison Rates For Finding The Perfect Loan Cost For You by Evelyn Miller|
A comparison rate is decided when the amount of interest payments and dues is combined into one rate to give borrowers an idea of the total annual cost of a credit. This rate is also named the average annual ...
[Added: 23 Nov 2006 Hits: 713 Words: 365]
35.||Buying Property with No Money Down – The Investors' Holy Grail by Masked Investor|
It's a common scenario. You're stuck in a job you hate, the bills are mounting each month, everyone around you seems to be making money hand over fist in the property and real estate markets both in the UK and abroad. ...
[Added: 22 Nov 2006 Hits: 664 Words: 526]
36.||UK Landlords find Off Plan Buy to Let market in peril in 2007 by Masked Investor|
Higher UK interest rates and a rapid rise in repossessions are on the cards again for the beginning of 2007. Has the buy to let market for property in the UK peaked?
Not according to industry experts. The actual percentage of buy to let mortgages in the ...
[Added: 21 Nov 2006 Hits: 645 Words: 371]
37.||Is it the right time to refinance your mortgage in Spokane Wa? by Stick Parsons|
Is it the right time to refinance your mortgage in Spokane Wa? You may be able to reduce your monthly payments or reduce the life of your loan by getting a lower interest rate or a new ...
[Added: 21 Nov 2006 Hits: 669 Words: 323]
38.||Liar, Liar, Pants On Fire…"Liar Loans" Lead To A Spike In Mortgage Foreclosures by Dale Rogers|
It starts out all so innocently, the loan application (1003) is filled out while gathering the income and debts verified through credit reports and mortgage payoffs. Then the Debt To Income Ratio (DTI) is calculated ...
[Added: 18 Nov 2006 Hits: 754 Words: 1136]
39.||Mortgage Not To Be Dreaded by Nathen Jones|
Half a century ago , the word loan was dreaded . It meant selling yourself to the lender. For rural –folks it almost amounted to degradation at the hands of the village mahajan and till ...
[Added: 17 Nov 2006 Hits: 781 Words: 447]
40.||How to get a Home Loan if You've been Bankrupted by Julian Thornton|
Okay, so you've heard the dreaded 'B' word or maybe you're living it now? Chances are you have heard all of the talk about bankruptcy and finance, and you probably believe that if you are or have been bankrupted, you have no hope on earth of getting a ...
[Added: 17 Nov 2006 Hits: 842 Words: 743]
41.||Soft Market + Motivated Seller + 6% Seller Contribution = 5.50% Fixed Rate 30 Year Mortgage Rate Buydown by Dale Rogers|
An anomaly is defined as a deviation from the normal order. At this very moment in many real estate markets in many parts of the country a soft market can lead to opportunities for many buyers.
With many 30 year fixed rate loans with ...
[Added: 10 Nov 2006 Hits: 867 Words: 1135]
42.||Should I Refinance my Mortgage by Tamara Schmitt|
You should always weight the risk of refinancing
your mortgage . Best way to do this is to work with one of our online calculators. By putting the numbers in you will see instantly weither or not it ...
[Added: 10 Nov 2006 Hits: 615 Words: 370]
43.||What You Need to Know About Reverse Mortgages by Alan Ferguson|
If you own your home and have a good deal of equity in it then you might be interested in a reverse mortgage. This is especially so if you have a low income or need money to help you fund your retirement, a trip of a lifetime, or ...
[Added: 07 Nov 2006 Hits: 691 Words: 653]
44.||Jumbo Loans and 50 Year Mortgages by Keith Gill|
When you hear about 'jumbo loans' one automatically thinks about a double mortgage. A jumbo mortgage is a mortgage with a loan amount that is actually beyond the amount of a standard loan limit. Jumbo mortgages actually apply when agency limits do not cover the entire loan. Fannie Mae ...
[Added: 06 Nov 2006 Hits: 745 Words: 460]
45.||Refinancing Your Mortgage by Jonathan Hansen|
Refinancing is a good option as opposed to taking a new mortgage on top of your old loan
Basically, refinancing means taking a new mortgage to replace the old one. When you decide to refinance your mortgage you may need to consider the costs of such refinancing including ...
[Added: 04 Nov 2006 Hits: 619 Words: 462]
46.||Mortgage in India- a wise option by Rakesh Malhotra|
The Indian real estate sector is booming and its future is predicted to be bright and buoyant. The economic progress, the FDI (foreign direct investment) and the Indian middle class 'growing richer by the day' are helping to plot it higher on the growth chart. ...
[Added: 03 Nov 2006 Hits: 757 Words: 524]
47.||5 Beneffits Of An Mortgage Offset Account by Ben Hamilton|
When considering a mortgage offset bank account, check whether your lender is offering a 100% offset. Some only provide a partial offset on your importance which means the interest on your loan is being reduced but not balanced out with the in your offset account.
[Added: 01 Nov 2006 Hits: 751 Words: 426]
48.||Option Arm Loans -- Why the Bad Wrap? by Bill Eatock|
An Option ARM mortgage loan is a " Negative Amortization Mortgage ," which means that if the borrower only pays the minimum payment each month the principal will build. By definition, a negative amortization mortgage is one, which has a ...
[Added: 01 Nov 2006 Hits: 628 Words: 480]
49.||Beware Those Hidden Fees and Morgage Rates by Bruce Taylor|
With concern taxes attracting so much glare from the and mass media spotlights, it's hardly shocking that our thoughts tend to focus on that all-significant percentage figure when we start preparation our mortgage or remortgage. ...
[Added: 30 Oct 2006 Hits: 593 Words: 415]
50.||Conforming vs NonConforming Mortgage by Tamara Schmitt|
There are two general categories into which mortgages fall- conforming and non- conforming. Both are viable loan programs, depending on the borrower's needs and qualifications.
Conforming mortgages derive thier name because they "conform" to Fannie Mae (FNMA) or Freedie Mac (FHLMC) standards. Fannie Mae (FNMA) is a ...
[Added: 29 Oct 2006 Hits: 375 Words: 427]