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  Listed Article

  Category: Articles » Finance » Loans » Article

Miami Online Home Loans

By Mark Lambie

Living in Miami, Florida has so much to offer. Tropical weather,
mild winters, lovely beaches, a thriving night life, a diverse
community, and great food are some of what you can find in this
bustling city. Home prices have been increasing sharply the last
several years, therefore loan financing continues to play an
important part in the local economy. We'll examine some Miami
Online Home Loans you can apply for today!

Adjustable Rate Mortgages - affording a new home is easier
these days as variable rate mortgages or ARMs continue to grow
in popularity. Interest rates on your ARM can be as much as one
percent lower than what you would pay for a fixed rate loan.
Rates are generally locked in for the first few years of a loan and
then change as they are pegged to rates determined by the

Introductory Rate ARMs - Miami Online Home Loans are also
available as Introductory Rate ARMs. Usually with these loans,
the rate is extra low for a predetermined amount of time. This lets
home buyers, like you, get more house for the money.

Balloon Mortgages - Balloon loans are short term mortgages that
have some features of a fixed rate mortgage. Usually the rate is
extra low for a period of time. At the end of that time, rates jump
up and the loan is effectually ¡°due¡± or you can refinance to lock in
a lower rate.

Graduated Payment Mortgage - The GPM is another alternative
to the conventional adjustable rate mortgage. Rates are fixed for
one year and then rise at increments in subsequent years.

Fixed Rate Mortgages - The most popular and one of the most
common Miami Online Home Loans. Rates are fixed throughout
the term of the loan which is usually 15 or 30 years. Other term
packages offered by some Miami lenders are for 20, 25, and
even 40 years.

No matter which loan you choose, you can soon find yourself
living in the Sunshine State in the bustling city of Miami. Look on
the internet for your Miami Online Home Loans options today!

About the Author
Mark Lambie is the founder of The Loan House a website that allows consumers to quickly and easily get mortgage refinance mortgage information.

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