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  Listed Article

  Category: Articles » Finance » Loans » Article

Rhode Island Mortgage Loans

By Mark Lambie

Whether you live in the Blackstone Valley, Block Island, East Bay, South
County, Warwick, Providence, or Newport you know that Rhode Island
offers so much to you. "Little Rhodey" is rich in history and her residents
love living there. You can too as Rhode Island Mortgage Loans are
widely available for home buyers. Let's explore two popular loan options
available to you.

1. Fixed Rate - Loan rates are fairly stable right now. You can lock in a
fixed rate for a 15 year or 30 year mortgage; some financial institutions
are even offering 20 year term mortgages too.

2. Variable Rate - Usually as much as one point lower than a fixed rate
loan, variable rate mortgages allow for home buyers to get more house
for the money or save on monthly payments. Rates can fluctuate, so
make sure limits are in place to keep your loan from increasing too
rapidly or too high.

Other, less known Rhode Island Mortgage Loans include: no money
down loans, 110% loans, shared appreciation loans, etc. Visit several
lenders to find the plan that works for you.

You can also shop for Rhode Island Mortgage Loans right from your
computer in the comfort of your home. Some key lending sites worth a
visit include:


Many sites run specials, you can apply online and receive discounts
through other companies too including home improvement stores.

Rhode Island Mortgage Loans are available to you whether you are
buying a detached home, multi-unit dwelling, an apartment building,
mobile home, or land. Requirements vary from lender to lender.

When applying for Rhode Island Mortgage Loans be prepared to read
your entire contract including disclosures. An attorney can assist you and
he or she will know which questions should be asked. You will need to
furnish proof of income, allow the lending institution to obtain your credit
report, and sign more paperwork than you would ever believe. Still,
when all has been said and done you will find yourself living in your
dream in Rhode Island, USA.

About the Author
Mark Lambie is the founder of The Loan House a website that allows consumers to quickly and easily get mortgage refinance mortgage information.

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  Some other articles by Mark Lambie
Getting a Nashville Mortgage Quote
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Finding a Mortgage in Louisville
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Searching for a Mortgage in Lexington ?
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Miami Online Home Loans
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Finding a Memphis Mortgage
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