301.||Estate Planning – The Most Common Mistakes by Thomas McNally|
Your estate consists of the assets that you will pass on to your beneficiaries
when you pass away. Estate planning means deciding where your assets will go
when you die. It takes time, thought, and the knowledgeable assistance of a
Even if ...
[Added: 18 Apr 2006 Hits: 328 Words: 638]
302.||The Individual 401k - BIG Business Benefits For The Home Business by Daniel Lamaute|
Major mutual fund and investment management companies now offer self employed individuals 401k plans that are easy to install and administer at very low cost. What's more independent contractors and small business owners can borrow part of their retirement savings tax-free and penalty free by taking advantage of a ...
[Added: 18 Apr 2006 Hits: 314 Words: 452]
303.||What's Working Now? by Lyle Wilkinson|
Financial markets are not static. What works now might not work tomorrow. Sometimes what worked in the past will start to work again. Market forces push prices thru the theoretical correct price and back from one side to the other of this correct price. Accepted calculation of theoretical correct price ...
[Added: 18 Apr 2006 Hits: 276 Words: 715]
304.||3 Ways You Can Help Control Your Debt by John R. Blakefield|
Many people use credit as a way to make purchases, cover their basis in an emergency, and take family vacations. This of course is ok, but when the debt gets completely out of hand is when one has to be careful and begin to analyze the financial ...
[Added: 18 Apr 2006 Hits: 375 Words: 750]
305.||Advantages of Incorporating Article by Don La Vallee|
Advantages of Incorporating
In our competitive era, small businesses are in most cases no longer economically viable. People that start a small business are often too concerned about administrative issues to pay attention to the juridical ...
[Added: 18 Apr 2006 Hits: 271 Words: 464]
306.||Building Credit While in the Military by Jared Croslow|
Most people who just join the military are in an enviable position of having very little or no established credit. While this may seem like a bad thing, it actually puts you in a great position to build good credit. It is much easier to build good credit ...
[Added: 17 Apr 2006 Hits: 279 Words: 515]
307.||Modern Cash Flow Unites Investors and Note Holders by Elisabeth Lawrence|
Joseph Sprauer turns paper into cash - and makes magic for investors and note holders in the process. Sprauer, the CEO of Modern Cash Flow Solutions (www.moderncashflowsolutions.com), is a facilitator. If, for example, you won the lottery ...
[Added: 14 Apr 2006 Hits: 394 Words: 551]
308.||What is the National Average Credit Score? by JP Burkhart|
When it comes to credit scores there is a wide range of placement for American consumers. Low credit scores are in the 300's while the highest rating is 850.
There are several companies ...
[Added: 14 Apr 2006 Hits: 321 Words: 364]
309.||The Secret To Increase A Credit Score by JP Burkhart|
Your credit score can cause you a lot of frustration if it is too low. Your credit score has the ability to keep your from refinancing your home and even prevent your from purchasing a home. If you need ...
[Added: 14 Apr 2006 Hits: 297 Words: 359]
310.||The Credit Score Rating Scale Explained by JP Burkhart|
Many people are unaware of what a credit score actually means. In fact, a survey of 1,000 Americans taken in September 2004 demonstrated that only one third of people knew that a credit score was a measurement of how likely a person is to ...
[Added: 14 Apr 2006 Hits: 351 Words: 431]
311.||How To Quickly Improve A Credit Score by JP Burkhart|
When it comes to your credit score, you may not fully understand how it comes to be at a certain figure, but you do need to understand how to improve it. Unfortunately, not many of us know how to improve our credit score quickly. The ...
[Added: 14 Apr 2006 Hits: 339 Words: 401]
312.||How Does a Credit Score Work? by JP Burkhart|
When you fill out an application for a mortgage, car loan or even a credit card, lenders will consult your credit score to determine whether you are an acceptable risk. While this may sound harsh and uncaring, the premise ...
[Added: 12 Apr 2006 Hits: 313 Words: 370]
313.||Top 3 Ways to Use the Money From Your Home Equity Line of Credit! by John R. Blakefield|
A home equity line of credit is a great advantage for home buyers that renters do not have. You can take out some of the equity you have built up in the home, and use it for personal purposes. Many banks offer home equity ...
[Added: 12 Apr 2006 Hits: 285 Words: 597]
314.||Refinancing is Worthwhile Under These 5 Conditions by John R. Blakefield|
Refinancing is a common financial choice among home owners. Refinancing is much like taking out a second mortgage. The terms of the mortgage are usually changed, offering the home buyer a lower interest rate, a shorter term, all of which can save the ...
[Added: 11 Apr 2006 Hits: 286 Words: 677]
315.||(Stocks) Discover 3 Secrets Tips that a Trader On line Already Knows About Setting Up Effective Stop by David Jenyns|
Any trader on line needs to set stops. But there are no hard and fast rules
to follow. You,need to develop a system that fits your trading style. This means
you need to follow your trading plan. However, ...
[Added: 08 Apr 2006 Hits: 362 Words: 786]
316.||Cash Flow Notes 101 by Russ Dalbey|
A new trend dubbed "peer-to-peer" financing is emerging in the financing arena and it's already more common than most people think. Instead of borrowing money from a bank or other financial institution to purchase real estate or small businesses, private individuals become the lenders.
[Added: 08 Apr 2006 Hits: 327 Words: 319]
317.||Money For College by Anne Peterson|
With the prices for a college education increasing each and
every year, having the money for college is very important.
Many years ago, the prices for a tuition were a lot lower than they are
now, which goes to show just how ...
[Added: 06 Apr 2006 Hits: 402 Words: 333]
318.||What Is a Credit Union? by Daniel Cohen|
A credit union is a non-profit financial organization that is owned and regulated by its members through a representative electoral board of directors nominated from the membership itself. A member of a credit union can deposit or withdraw the money from the credit union.
The difference ...
[Added: 06 Apr 2006 Hits: 388 Words: 431]
319.||Take Waste Out Of Your Spending by Drew Miles|
The ability to save money has nothing to do with income. Take waste out of your spending and you'll drive the haste out of your life. Continue to learn "the rules," as they're always changing.
Learn the rules
We're not taught "the rules" in ...
[Added: 06 Apr 2006 Hits: 410 Words: 406]
320.||What You Need to Know Before Consolidating Debt by Daniel Cohen|
Consolidation of credit card debt is one of the best ways in which you can get rid of credit card debt. You will see a lot of advertisements from financial eagles and credit counselors as to ...
[Added: 06 Apr 2006 Hits: 287 Words: 582]
321.||The Bare Minimum: Why You Should Avoid Paying Only the Minimum Payment by Daniel Cohen|
The minimum payment or the minimum due is typically the minimal amount that you pay every month in order to avoid being late on your payments or going past due. You must pay the minimum ...
[Added: 06 Apr 2006 Hits: 298 Words: 397]
322.||Remarriage and Credit by Daniel Cohen|
A divorcee who remarries has to call up the customer service division of the credit company and inform them about the change in the personal details. If a woman remarries and changes her name on the account, lenders have the right to review her account or credit file for ...
[Added: 06 Apr 2006 Hits: 268 Words: 436]
323.||Interest, The Grace Period, and You by Daniel Cohen|
One of the most important factors a person considers when choosing a credit card is the interest rate. The interest rate is the rate which is computed on the card on a yearly basis. The grace period is the number of days remaining before you make ...
[Added: 06 Apr 2006 Hits: 301 Words: 500]
324.||FOREX A to Z: all you need to know to start trading FOREX by Chris|
Being new to FOREX trading? Don’t worry, getting started in FOREX trading
is easy and you can always test your skills first in a demo account before you
go ‘live’ with real money. To get started in FOREX trading, we have
to get to know what FOREX is. ...
[Added: 06 Apr 2006 Hits: 469 Words: 1056]
325.||5 Tips for Choosing Free Prepaid Debit Cards by Daniel Cohen|
A free prepaid debit card is a viable alternative to a credit card. If you are looking for a mode of payment which can save money and also help you manage your finances, then you can go ...
[Added: 04 Apr 2006 Hits: 374 Words: 637]
326.||Invest in a Home and See Your Money Grow! by John R. Blakefield|
Purchasing a home can be a fantastic investment, especially as home values continue to grow. Besides looking at a home as "The American Dream" or a place for you and your family to live, realize what an outstanding investment it is!
Some people get so caught up in ...
[Added: 01 Apr 2006 Hits: 280 Words: 841]
327.||Buy a Home With No Money Down? It is Possible! by John R. Blakefield|
Saving for a down payment on a home can be very difficult, especially with the seemingly always increasing cost of living. Families with low-incomes are often devoting all their money to the necessities in life such as clothing, food and rent. Some families simply don't see a way out ...
[Added: 01 Apr 2006 Hits: 378 Words: 918]
328.||Points or not to Points? by John R. Blakefield|
Mortgages can have many terms that are determined based on the clients personal financial situation. But should you pay points above and beyond the interest rate or not?
Points are a single payment that are paid ...
[Added: 31 Mar 2006 Hits: 336 Words: 482]
329.||Credit Score? Exactly What is it and How do You Determine It by John R. Blakefield|
Credit history have you confused? Every one puts such a huge importance on your credit score. Why is this credit score so important? And how is it determined?
Your credit score is based on multiple variables that are dependent on your credit and amount ...
[Added: 31 Mar 2006 Hits: 321 Words: 705]
330.||How to Financially Prepare for Your First Home by John R. Blakefield|
So you are preparing to buy a home? Congratulations! Now that you have decided to take this huge responsibility, it is time to look at if you are truly financially prepared to support a house payment.
[Added: 31 Mar 2006 Hits: 706 Words: 660]
331.||The Interbank Networks: PLUS, Cirrus and Maestro by Rachel Nava|
The Interbanking network gives the Visa and MasterCard a brand that will allow you to use your credit card at any ATM machine worldwide. With the brand that is given are PLUS, Cirrus, and Maestro that way there you are going ...
[Added: 29 Mar 2006 Hits: 651 Words: 406]
332.||5 Tips for Getting Lower Interest Rates by Rachel Nava|
When it comes to receiving a lower interest rate for a credit card there are a few tips that may help you receive a lower interest rate on your current credit card. Some of them may seem to be a little to ...
[Added: 29 Mar 2006 Hits: 264 Words: 415]
333.||Balance Computation Methods: How Interest is calculated on Your Bill by Rachel Nava|
When it comes to figuring out how the interest is calculated in your bill you are going to want to read the rates and charges section of the credit card company that you are through. ...
[Added: 28 Mar 2006 Hits: 281 Words: 423]
334.||Are You Financially Fit? by Joan Peterkin|
Are you financially fit? If not, can you become financially fit? What does it mean to you to be financially fit? Financial fitness is very personal and can only be determined by you.
Just like your physical fitness your ...
[Added: 28 Mar 2006 Hits: 343 Words: 804]
335.||Divorce and Credit by Rachel Nava|
When you are going thru a divorce, you are going to want to pay close attention to your credit. One thing that most men and women figure is that they are not going to have any problems with their ...
[Added: 28 Mar 2006 Hits: 276 Words: 426]
336.||Top Ten Tips for Getting Out of Debt by Russ Dalbey|
Believe it or not, I've been in debt. BIG DEBT. I mean, there were times when I would look for things to sell just to pay the bills.
It was the worst feeling in the world!
[Added: 28 Mar 2006 Hits: 343 Words: 670]
337.||Hot Temperatures Putting Your Utility Bill Through the Roof? Find Out How to Make your Home Energy E by John R. Blakefield|
High energy prices have been on the rise in the United States. There are ways that you can make your home hot weather ready while keeping cool in the summer.
The first thing you may want ...
[Added: 28 Mar 2006 Hits: 297 Words: 826]
338.||In Danger of Losing Your Home? Don't by Following these 5 Foreclosure Avoiding Tips! by John R. Blakefield|
It happens sometimes: hard times fall on even the best of people and financial obligations can not always be met. Spouses become unemployed, family members become ill and money is spent on hospital bills and medication, and other unavoidable hardships creep their ...
[Added: 24 Mar 2006 Hits: 319 Words: 807]
339.||Credit Bureaus now using Vantage Score by Pete Glocker|
The three major credit bureaus announced on March 14, 2006 that they are adopting a new form of credit scoring called the Vantage Score.
The Vantage Score will be available immediately to banks, credit card companies and mortgage ...
[Added: 24 Mar 2006 Hits: 408 Words: 395]
340.||The Non-Random Walk Theory - Persistency by Damian Campbell|
Non-Random price behavior is not a myth. It exists and if you are not exploiting it you should be. Here is a closer look...
The CET Capital investment strategies aim to exploit persistent price behavior of the small cap stock indices ...
[Added: 24 Mar 2006 Hits: 334 Words: 1033]
341.||Financial Freedom is Found in the Money Bucket by Bryan Falls|
Everyone has a money bucket. The status of your money bucket determines if you have financial freedom or financial bondage.
Financial freedom brings freedom, savings, and enjoyment in life. Financial bondage brings extreme debt, ...
[Added: 24 Mar 2006 Hits: 301 Words: 696]
342.||Retiring or leaving the company--How to Properly do an IRA Rollover by Larry Klein|
Retiring or leaving the company--How to Properly do an IRA Rollover
Whether you are retiring or changing jobs, you need to know what to do with your employer sponsored retirement plan before your leave. Once you leave a job for whatever reason, you can choose to:
•Rollover the ...
[Added: 23 Mar 2006 Hits: 367 Words: 913]
343.||IRA Distribution Mistakes--How to Blow your Retirement Money by Larry Klein|
With the population aging and over 4000 people a day
being forced to take IRA distributions (such distributions
are mandatory by April 1 after reaching age 70 1/2),
mistakes in taking IRA distributions can total in the billions.
Yet, because people have had ...
[Added: 23 Mar 2006 Hits: 389 Words: 1268]
344.||How to Appraise Your Current Home or Home You Are Going to Buy At True Market Value by John R. Blakefield|
Home appraisals, although used in many instances, are designed to determine the true market value of the property in consideration. Market value is how much the property is worth according to what type of property it is, what condition it is in, and other properties ...
[Added: 22 Mar 2006 Hits: 371 Words: 687]
345.||First Time Home Buyer's 10 Step Guide! Must Read Before Buying! by John R. Blakefield|
1. Know You're Ready
You must be ready to buy a home physically, financially and emotionally. Your own home is a great freedom, but also a great responsibility. If you have a steady income for over two years that is reliable, have ...
[Added: 21 Mar 2006 Hits: 409 Words: 1893]
346.||Use the FHA and Start The Process Toward Buying Your Very Own Home - Today! by John R. Blakefield|
The FHA or Federal Housing Administration is now a part of HUD or House and Urban Development, which are responsible for making home ownership more accessible for more Americans. What is great about the FHA, is ...
[Added: 21 Mar 2006 Hits: 299 Words: 699]
347.||What's Your Excuse for Not Being Successful in Life? by David Neese|
Excuses! Excuses! When we fail to do something we are expected to do, we almost always have an excuse for it. However, if we analyze it closely, an excuse is a self-destructive alibi for having failed to do something, especially ...
[Added: 20 Mar 2006 Hits: 325 Words: 649]
348.||How Smart Cards Increase Security by Beth Derkowitz|
The traditional credit card is a great tool for making purchasing easy for both the retailer and the customer. But in this drive to be simple, there have been questions about the security of the system. In Europe, more transactions are being placed with the use of smart ...
[Added: 16 Mar 2006 Hits: 285 Words: 401]
349.||How CVV Combats Fraud by Beth Derkowitz|
The age of credit cards had added convenience for society, but also some very real risks of fraud and misuse. While shopping on the Internet, for example, there isn't anyone to match up the credit ...
[Added: 16 Mar 2006 Hits: 303 Words: 434]
350.||Pay yourself first by Drew Miles|
Schools do not teach thrift: college, high school, junior high—our system doesn't place a high priority on frugality. And what a shame. We should put money aside regularly using a simple system—pay yourself first.
[Added: 16 Mar 2006 Hits: 369 Words: 347]