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  Mortgages Articles

  Category: Articles » Finance » Mortgages
Results 1 - 50 of 281 [6 Pages]  
1.Should I Refinance My Adjustable Rate Mortgage? by RJ Baxter
Millions of Americans nationwide currently have an adjustable rate mortgage (ARM) on their home that is set to adjust in the next couple years. Many are wondering what they should do. Should they take advantage of ...
[Added: 11 Apr 2007   Hits: 1131   Words: 681]

2.The 'New Congress' Fiddles Away Valuable Time… As The 275,000 Insurable Limit For Home Equity Conversion Mortgages (Reverse Mortgages) by Dale Rogers
While the 'New Congress' puts a full court press on the first 100 hours of control, almost three weeks have been spent on a "non-binding" resolution loaded with political positioning and posturing for future replays. High fives all around for that. The minimum ...
[Added: 04 Mar 2007   Hits: 1085   Words: 1169]

3.The UK Consumer's Guide to Shopping for Mortgages Online by Mary Simone
Starting with the absolute basics, a mortgage is a loan for a house or other piece of property, financed by a bank or other financial institution. If loan is taken out against a property that already has a mortgage on it, it's referred ...
[Added: 12 Feb 2007   Hits: 924   Words: 456]

4.Online remortgage quotes Are Available within Least Time by George Cummings
In today's world, remortgage has become very popular in the UK, because people are opting for loans by keeping assets as mortgage. If you are paying higher interest rate in existing mortgage then you can move for remortgage at competitive interest rate. By comparing various lenders remortgage ...
[Added: 12 Feb 2007   Hits: 863   Words: 309]

5.Mortgage by Ismael D. Tabije
A mortgage is a method of using property (real or personal) as security for the payment of a debt. It is an arrangement whereby a lender (the mortgagee) dispenses money to a borrower (the mortgagor), having the mortgagor's assets as collateral. ...
[Added: 12 Feb 2007   Hits: 1063   Words: 589]

6.Low Mortgage Rates by Kuntal Mehta
Low mortgage rates have been instrumental in realizing the dreams of a home of millions around the world. One reason for the real estate boom could be attributed to low mortgage rates. With increasing competition among banks and other financial institutions, loans are literally being pushed ...
[Added: 29 Jan 2007   Hits: 880   Words: 710]

7.Interest Only and Second mortgage rates by Kuntal Mehta
Interest only mortgages have been popular for decades now. They are popular for a variety of reasons. They offer you a relatively flexible repayment option to begin with. You can repay the amount borrowed from the lender over a specified period of time. The ...
[Added: 23 Jan 2007   Hits: 890   Words: 772]

8.Adjustable Rate Mortgages by Nathen Jones
An adjustable rate mortgage, variable rate mortgage or floating rate mortgage is a mortgage loan where the interest rate on the note is adjusted from time to time based on an index. This is done to ensure a steady margin of interest for the lender, whose own ...
[Added: 20 Jan 2007   Hits: 890   Words: 421]

9.Fast-tracking to Mortgage-free by The House Team
Just imagine as you're going through your favourite coffee drive-thru this week that a well-dressed gentleman stops and offers you $11,000 for your medium double double. Who would hesitate? We'd take the cash. It's not so far-fetched. ...
[Added: 20 Jan 2007   Hits: 918   Words: 571]

10.The Mark Is Selected…The Fix Is In…Sting Underway by Dale Rogers
Mary peeking out the window witnesses a sharply dressed middle aged man probably in his late 30s she surmised driving a brand new Mercedes. Upon entering, Trevor was dripping in bling with a huge Rolex ...
[Added: 19 Jan 2007   Hits: 923   Words: 2057]

11.Tips to find Bad Credit Mortgage Refinance Loan. by Gerald Bouthner
Getting loan is easier today :- your credit is not in the best of shape. If a good lender to refinance your mortgage can be almost as important a decision as the actual mortgage you choose. But knowing which one to ...
[Added: 19 Jan 2007   Hits: 868   Words: 834]

12.Second Mortgage loans - Is It Better Second Time Around ? by Lee Van
A second mortgage is the second loan that is secured against the home and second in importance to the first. This means that should the borrower not be able to pay off the loan in full ...
[Added: 11 Jan 2007   Hits: 802   Words: 390]

13.Find the best mortgage deal in UK by reethi rai
The mortgage market has grown considerably and paved way for competitive mortgage deals. Borrowers can choose to surf the internet to access mortgage deals or opt for the old fashioned way and find mortgage lenders who offer ...
[Added: 10 Jan 2007   Hits: 788   Words: 482]

14.Understanding Remortgages by reethi rai
When you choose to remortgage, you get a new mortgage that replaces your existing mortgage. Remortgage is an option when the market interest rates drop significantly. You no longer need to be stuck with a mortgage deal for the rest of your life when you can consider various remortgage ...
[Added: 10 Jan 2007   Hits: 815   Words: 373]

15.Purchasing property: financial and legal aspects come before offers and negotiations by Martin McAllister
A great deal goes into acquiring the right property. In fact, there are a lot of details which prospective home-buyers need to consider prior to their search for a home. Before the offers and negotiations come the financial and legal aspects of purchasing property; and these, like ...
[Added: 23 Dec 2006   Hits: 1128   Words: 420]

16.Mortgages : Warnings as salary multiple allowances reach 5 times salary. by Martin McAllister
Abbey, Britain's second largest home loan provider, came under fire at the beginning of November 2006 after it announced its intention to offer borrowers mortgages for up to five times their salary in order to help them gain a foothold ...
[Added: 22 Dec 2006   Hits: 904   Words: 456]

17.Yes you can get a Mortgage with Bad Credit or Bankruptcy! by Julian Thornton
With all of the negativity surround bad credit and bankruptcy, it comes as little wonder that the majority of people think mortgages are simply out of the question if you have such financial problems. The really great news – and I can vouch for this as a ...
[Added: 22 Dec 2006   Hits: 1038   Words: 567]

18.A Short Beginner's Guide to Remortgages by James Kinley
Nearly everyone is familiar with a mortgage, as it's a banking term for a loan granted to purchase a home. Such a loan is secured against the purchased property, so if the loan is not paid as to the agreed upon terms, the lender has the legal right to ...
[Added: 11 Dec 2006   Hits: 664   Words: 455]

19.Mortgage Broker vs. Mortgage Banker by Caroline Mercy
Many consumers think that "mortgage companies" are banks that lend their own money as mortgage. But in fact, any company that you deal with might be either a mortgage banker or may be a mortgage broker. Mortgage ...
[Added: 09 Dec 2006   Hits: 601   Words: 315]

20.Let's take a home equity loan by Nathen Jones
The necessity to improve one's life standard and to fulfill his ongoing demands is what the life of a human is! From time to time the demands and requirements of a human change and for that he ...
[Added: 06 Dec 2006   Hits: 678   Words: 381]

21.Lending Changes: Stated Income Documentation Comes to Commercial by Craig Higdon
For a while now I've written about the latest "change" in commercial lending: "The Small Balance Commercial Lender." These guys are re-writing the rules on commercial loans that are less than $3 Million. While this might not impact your business immediately if you are dealing with larger properties, it ...
[Added: 01 Dec 2006   Hits: 723   Words: 361]

22.Benefits Beckon with Bad Credit Remortgage by Turk Malloy
Remortgage is a method, by which a borrower can replace his present mortgage with a new one. You can avail remortgage program from a new lender or your current lender. If you are paying high-interest rate on your present mortgage, remortgaging can give you ...
[Added: 30 Nov 2006   Hits: 741   Words: 435]

23.Minimise The Interest On The Mortgage Using A Mortgage Offset Account by Bruce Taylor
Using a mortgage offset bank account is a tax-effective way of managing your income, but it is usually only available with upper standard variable interest rate home financial loans, not the basic, lower-interest debts. If you're sick of ...
[Added: 30 Nov 2006   Hits: 610   Words: 423]

24.When Should You Refinance Your House? by Cornie Herring
simple guide from financial experts, you should not refinance your house unless the market rates are approximately two percent below your original mortgage lock in rate. But, there are many re-financiers take advantage of one and a half or even ...
[Added: 29 Nov 2006   Hits: 699   Words: 592]

25.The Advantages of UK Commercial Mortgages by Groshan Fabiola
The UK offers a variety of commercial investment possibilities and is the perfect place to close a commercial mortgage deal for property investment, business development, or personal purposes. Getting a commercial mortgage in the UK can be very beneficial for borrowers, ...
[Added: 28 Nov 2006   Hits: 1066   Words: 491]

26.How to Obtain the Best London Commercial Mortgages by Groshan Fabiola
Without any doubt, commercial mortgages in London can rapidly materialize into great investments. Whether they are taken exclusively for business use or for personal needs, London commercial mortgages are the best way to finance profitable investments, ensuring that the properties' value will grow along with the market. ...
[Added: 28 Nov 2006   Hits: 920   Words: 466]

27.How to Choose the Right Commercial Mortgage Broker by Groshan Fabiola
Commercial mortgage brokerage is an elaborate process that involves the performing of an extensive series of tasks and building a solid broker – client relationship so that all the parties involved can benefit from the collaboration. With the help of an experienced and dedicated commercial ...
[Added: 28 Nov 2006   Hits: 758   Words: 496]

28.Commercial Mortgage Overview by Groshan Fabiola
At present, commercial mortgages are the ideal way to finance the development of businesses, as they provide flexible and affordable financing solutions. For businesses confronted with severe financial difficulties, commercial mortgages are the best way to avoid bankruptcy and to re-achieve stability in the market; for growing businesses, commercial mortgages ...
[Added: 28 Nov 2006   Hits: 719   Words: 672]

29.6 Reasons For Choosing A Loan To Renovate Than A Loan To Move by Ben Hamilton
Planning a home renovation? Finding the perfect financing to correspond your needs is important. A loan for home improvements is issued by lenders based on the view that the amount of the loan used to repair your house will add to ...
[Added: 28 Nov 2006   Hits: 666   Words: 415]

30.Reverse Mortgages Enable Retiring Homeowners by Evelyn Miller
It's a creepy thought. Over the nest 40 years, the proportion of Australia's population aged 65 years and over will almost multiply. With continual expansion in the cost of healthcare and actual living expenses, and a decreased ability to rely ...
[Added: 28 Nov 2006   Hits: 789   Words: 404]

31.Bad Credit Mortgage Traps by Julian Thornton
Make no mistake. It's a real jungle out there in the world of bad credit, and when you are suffering from financial problems you're fair game to some. Sounds scary right? It needn't be if you ...
[Added: 27 Nov 2006   Hits: 638   Words: 683]

32.Mortgage Loan Shopping: LendingTree, E-Loan or Quicken Loans? by Keith Gill
The number of people running around to catch hold of the ideal mortgage has the best options online. It is said that over the next 5 years, ten to twenty percent of mortgages will mainly be Internet-based and eighty five percent of ...
[Added: 27 Nov 2006   Hits: 1003   Words: 413]

33.Beware Those Hidden Fees and Home Mortgage by Ben Hamilton
With interest taxes attracting so much glare from the governmental and mass media spotlights, it's hardly shocking that our point of view tend to focus on that all-vital percentage figure when we start planning our hypothecation or remortgage. But in fact, the rate at which we repay our borrowings ...
[Added: 27 Nov 2006   Hits: 715   Words: 419]

34.Weighing Up Comparison Rates For Finding The Perfect Loan Cost For You by Evelyn Miller
A comparison rate is decided when the amount of interest payments and dues is combined into one rate to give borrowers an idea of the total annual cost of a credit. This rate is also named the average annual percentage rate (AAPR). ...
[Added: 23 Nov 2006   Hits: 713   Words: 365]

35.Buying Property with No Money Down – The Investors' Holy Grail by Masked Investor
It's a common scenario. You're stuck in a job you hate, the bills are mounting each month, everyone around you seems to be making money hand over fist in the property and real estate markets both in the UK ...
[Added: 22 Nov 2006   Hits: 664   Words: 526]

36.UK Landlords find Off Plan Buy to Let market in peril in 2007 by Masked Investor
Higher UK interest rates and a rapid rise in repossessions are on the cards again for the beginning of 2007. Has the buy to let market for property in the UK peaked? Not according to industry experts. The ...
[Added: 21 Nov 2006   Hits: 645   Words: 371]

37.Is it the right time to refinance your mortgage in Spokane Wa? by Stick Parsons
Is it the right time to refinance your mortgage in Spokane Wa? You may be able to reduce your monthly payments or reduce the life of your loan by getting a lower interest rate or a new loan term. ...
[Added: 21 Nov 2006   Hits: 669   Words: 323]

38.Liar, Liar, Pants On Fire…"Liar Loans" Lead To A Spike In Mortgage Foreclosures by Dale Rogers
It starts out all so innocently, the loan application (1003) is filled out while gathering the income and debts verified through credit reports and mortgage payoffs. Then the Debt To Income Ratio (DTI) is calculated dividing the debts including the new housing expense by the income and wham, it ...
[Added: 18 Nov 2006   Hits: 754   Words: 1136]

39.Mortgage Not To Be Dreaded by Nathen Jones
Half a century ago , the word loan was dreaded . It meant selling yourself to the lender. For rural –folks it almost amounted to degradation at the hands of the village mahajan and till ...
[Added: 17 Nov 2006   Hits: 782   Words: 447]

40.How to get a Home Loan if You've been Bankrupted by Julian Thornton
Okay, so you've heard the dreaded 'B' word or maybe you're living it now? Chances are you have heard all of the talk about bankruptcy and finance, and you probably believe that if you are or have been bankrupted, you have no ...
[Added: 17 Nov 2006   Hits: 842   Words: 743]

41.Soft Market + Motivated Seller + 6% Seller Contribution = 5.50% Fixed Rate 30 Year Mortgage Rate Buydown by Dale Rogers
An anomaly is defined as a deviation from the normal order. At this very moment in many real estate markets in many parts of the country a soft market can lead to opportunities for many buyers. With many 30 year fixed rate loans with an 80% Loan ...
[Added: 10 Nov 2006   Hits: 868   Words: 1135]

42.Should I Refinance my Mortgage by Tamara Schmitt
You should always weight the risk of refinancing your mortgage . Best way to do this is to work with one of our online calculators. By putting the numbers in you will see instantly weither or not it would be ...
[Added: 10 Nov 2006   Hits: 615   Words: 370]

43.What You Need to Know About Reverse Mortgages by Alan Ferguson
If you own your home and have a good deal of equity in it then you might be interested in a reverse mortgage. This is especially so if you have a low income or need money to help you fund your retirement, a ...
[Added: 07 Nov 2006   Hits: 692   Words: 653]

44.Jumbo Loans and 50 Year Mortgages by Keith Gill
When you hear about 'jumbo loans' one automatically thinks about a double mortgage. A jumbo mortgage is a mortgage with a loan amount that is actually beyond the amount of a standard loan limit. Jumbo ...
[Added: 06 Nov 2006   Hits: 745   Words: 460]

45.Refinancing Your Mortgage by Jonathan Hansen
Refinancing is a good option as opposed to taking a new mortgage on top of your old loan Basically, refinancing means taking a new mortgage to replace the old one. When you decide to refinance your mortgage you may need ...
[Added: 04 Nov 2006   Hits: 619   Words: 462]

46.Mortgage in India- a wise option by Rakesh Malhotra
The Indian real estate sector is booming and its future is predicted to be bright and buoyant. The economic progress, the FDI (foreign direct investment) and the Indian middle class 'growing richer by the day' are helping to plot ...
[Added: 03 Nov 2006   Hits: 757   Words: 524]

47.5 Beneffits Of An Mortgage Offset Account by Ben Hamilton
When considering a mortgage offset bank account, check whether your lender is offering a 100% offset. Some only provide a partial offset on your importance which means the interest on your loan is being reduced but not balanced out with the ...
[Added: 01 Nov 2006   Hits: 751   Words: 426]

48.Option Arm Loans -- Why the Bad Wrap? by Bill Eatock
An Option ARM mortgage loan is a " Negative Amortization Mortgage ," which means that if the borrower only pays the minimum payment each month the principal will build. By definition, a negative amortization mortgage ...
[Added: 01 Nov 2006   Hits: 628   Words: 480]

49.Beware Those Hidden Fees and Morgage Rates by Bruce Taylor
With concern taxes attracting so much glare from the and mass media spotlights, it's hardly shocking that our thoughts tend to focus on that all-significant percentage figure when we start preparation our mortgage or remortgage. But in fact, the ...
[Added: 30 Oct 2006   Hits: 593   Words: 415]

50.Conforming vs NonConforming Mortgage by Tamara Schmitt
There are two general categories into which mortgages fall- conforming and non- conforming. Both are viable loan programs, depending on the borrower's needs and qualifications. Conforming mortgages derive thier name because they "conform" to Fannie Mae (FNMA) or Freedie Mac (FHLMC) standards. Fannie ...
[Added: 29 Oct 2006   Hits: 376   Words: 427]

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