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Dental Coverage and Dental Care
By Jason Martin
When it Comes to your Teeth, Prevention is your Best Defense
Diana believed that she had always taken good care of her teeth. She brushed twice a day and flossed two to three times a week. At the back of her mind, she knew that she could improve the care of her teeth and gums, but still she did not change her routine. Two years ago, what started as general discomfort in her gums turned into a nagging pain that would not subside. Unable to endure it any longer, Diana made an appointment with her dentist whom she had not seen in close to four years. After a brief examination, Diana learned that she had a dental abscess. The problem was soon fixed, but due to her failure to practice an effective daily dental care routine, she was forced to pay a large sum of money to remedy a situation that could have been avoided.
Diana’s story is not uncommon. Many Canadians who do not have dental coverage tell themselves that if there is no pain, there is no problem. Sadly, this is quite often untrue. There are many dental problems that can occur with little or no warning. In fact, when it comes to your teeth, the majority of difficulties do not become apparent until a significant and usually costly problem has developed. In most cases, when such a problem is detected at this late stage, you are forced to undergo extensive dental care. Prevention is the best way of avoiding this potential situation altogether.
Taking proper care of your teeth is one important step in prevention, but protecting yourself with supplemental health insurance is also wise. Canadians should be proud of their health care system, but there are gaps in coverage that we should all be aware of. Each province is responsible for providing its own health care plan. Therefore, the coverage varies across Canada, with some provinces offering limited dental coverage and others no coverage at all. Be aware of what your provincial health care program offers you in the way of protection and if need be, consider alternative ways of protecting your health and your wallet.
Supplemental dental insurance is a good way of ensuring that you have coverage when you need it most. As any dentist will tell you, regular office visits will decrease your chances of developing extensive dental problems; however, accidents do happen and so do dental problems related to age. Regardless of whether you receive a routine cleaning or a root canal, dental bills can be expensive. To avoid these high expenses, you can apply for a supplemental dental insurance plan that best suits your needs. Each plan is unique and offers varying amounts of coverage. In order to make the right decision, spend some time considering all factors, including whatever insurance you may already have, and how much you would like to spend. Choose to take care of your teeth for life and adopt a dental plan that gives you peace of mind. About the Author Jason Martin is a researcher/writer for the Affordable Health Insurance (http://www.health-insurance-help.com/) website. This site provides Canadians with information about health insurance options.
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