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1. | When Your Credit Score Become Important?
Have you ever wonder why your online application for credit can be approved in 60 seconds? Or get pre-qualified auto loan for a car without asking you how much is your income? Or why your interest rates on loans are different ...
[Added: 29 Jan 2007 Hits: 866 Words: 584]
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2. | Get To Know The Bankruptcy Filling Process If This Is Your Option
Filing for bankruptcy is a very personal decision. Heavy debtors may choose to file a bankruptcy if they see no other way out from their heavy debts. By declaring bankruptcy and filing a petition with U.S. Bankruptcy Court, the ...
[Added: 29 Jan 2007 Hits: 898 Words: 546]
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3. | Payday Loan Is High Cost Cash, Avoid It!
Payday loan is a small, short-term, high interest rate loan. It also known as cash advance loan, check advance loan, post-dated check loan, or deferred deposit check loan. It often repaid after you receive your next paycheck. ...
[Added: 29 Jan 2007 Hits: 836 Words: 626]
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4. | What Is Accelerated Debt Consolidation?
Are you burdened with debts? Are you finding it harder each month to meet the minimum payments for your debts? Your debts are piling up every month, creditors' calls make your feel very stressing; and you are praying every day hoping some miracle will happen and get you out of ...
[Added: 23 Jan 2007 Hits: 526 Words: 547]
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5. | What Is A Lien On A Property?
When you use your home as the collateral to get a loan, your lender will have a lien on your property. What does this mean and what are the risks involve when someone has a lien on your property? You need understand it ...
[Added: 23 Jan 2007 Hits: 512 Words: 555]
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6. | Consolidate Debt With Home Equity as Security
In these days, hard to find a person with zero debt and most people have more than one debt. You may have high interest credit card debts, loans and mortgages. If every month you find hardship to clear the needed repayment or you need to ...
[Added: 23 Jan 2007 Hits: 443 Words: 553]
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7. | What is Student Loan Consolidation Program?
You are getting a few student loans to support your study. After the graduation, you need to start repaying these student loans. These student loans come with different interest rates and they have different repayment due date for each month. You ...
[Added: 17 Jan 2007 Hits: 367 Words: 613]
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8. | What You Need To Know Before You Enroll Into a Debt Management Plan
Don't drown in your debts, manage them instead! Rather than paying off many separate bills each month, you can use debt strategies to combine your monthly payments into one easy-to-manage bill per month. Debt consolidation gives you the power to get out ...
[Added: 17 Jan 2007 Hits: 317 Words: 516]
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9. | How You Trap Into Credit Card Debt
These days credit card or plastic money is very popular and used extensively. It is indeed of great utility if used in a calculative manner, but it is also the main cause that leads ...
[Added: 16 Jan 2007 Hits: 735 Words: 780]
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10. | What Are Debt Consolidation Benefits?
Today, most people are holding more than one credit card and many people are taking loans such as home loan, personal loan, auto loan & etc. Different monthly due of each credit card and loan ...
[Added: 16 Jan 2007 Hits: 365 Words: 633]
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11. | Beware of Scams When Repairing Your Credit
If you are in bad credit situation and are anxious in looking for a solution to rebuild your credit, then you may be tempted to answer an advertisement from a company who can promise you that they can give ...
[Added: 16 Jan 2007 Hits: 637 Words: 582]
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12. | What Are The Consequences of Filing For Bankruptcy?
Bankruptcy may be your quickest way of getting relief from your unbearable debt, but it is also the most damaging action to your credit ratings. Let us review the consequences of filling for a bankruptcy before ...
[Added: 15 Jan 2007 Hits: 883 Words: 546]
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13. | Your Debt Free Plan for the New Year
Unmanaged spending using credit cards are the number one root cause that drives most of people into credit card debt. If you are current in debt and thinking of having a debt free life ...
[Added: 15 Jan 2007 Hits: 1199 Words: 647]
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14. | Debt Consolidation - Your First Step to Financial Responsibility
In today world, almost everyone owning at least one credit card and most of people owning more than one card. Credit card has enabled you to buy things with electronic money, what you need to do is just sign your signature on the credit ...
[Added: 15 Jan 2007 Hits: 327 Words: 545]
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15. | Consider Debt Consolidation to Improve Your Credit Ratings
Being in debt is just a fact for many people. Statistic shows that over 40% American families spend more money that they earn and the average American household has nearly $10,000 in credit card debt. But it does not have to be ...
[Added: 15 Jan 2007 Hits: 378 Words: 582]
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16. | Get Rid Of Credit Card Debt with Credit Counseling
Credit card debt has been an ongoing problem ever since the credit card was created in 1950. People were going into debt at an astounding rate. Many are trapped into unbearable credit card debt that they couldn't possibly pay it all back.
A debt free life ...
[Added: 12 Jan 2007 Hits: 777 Words: 589]
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17. | Manage Your Money for Debt Free Life
Like most of general public, you may find that managing your money is an overwhelming task. But the consequences of not managing your money well can causes you to trap into financial crisis; when you are in the ...
[Added: 12 Jan 2007 Hits: 344 Words: 696]
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18. | How to Quickly Fix Your Bad Credit?
Our credit history makes a great impact on our lives, beyond what may appear on the surface. For example, a good credit history will help us to easily obtain loans for a car, a house or other large items with ...
[Added: 12 Jan 2007 Hits: 664 Words: 615]
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19. | How To Create Your Own Emergency Fund?
Do unexpected car repairs, quarterly insurance payments or unexpected medical bills find you hard pressed to squeeze even one more dollar out of an already stretched monthly budget? These are inevitable expenses and sometimes can ...
[Added: 12 Jan 2007 Hits: 840 Words: 660]
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20. | An Easy Way To Eliminate Your Credit Card Debt
There are millions of Americans out there who have paid off heavy credit card debt, and you may be one of them. To get rid of credit card debt, it won't be enough, however, to just make minimum monthly payments. In fact, you just need to do a ...
[Added: 12 Jan 2007 Hits: 355 Words: 720]
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21. | What are the Differences Between Debt Reduction and Credit Counseling?
In today's world, it is often easy to get in over your head and find yourself spending more than you make. It seems that everything is going up but wages, and it is all too easy to fall behind. As the result, debt ...
[Added: 12 Jan 2007 Hits: 665 Words: 688]
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22. | Is There A Way To Get Out From Debt
Are you burdened with debts? Are you finding it harder each month to meet the payments on your debts? Is your frequency of late payment or miss payment increased? These are the signs of financial crisis; you ...
[Added: 12 Jan 2007 Hits: 366 Words: 585]
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23. | How to identify the 'Debt Consolidation' Scams
"I just want some money to pay for my debts and get rid of the harassing phone calls from my creditors". You have frighteningly high balances in your credit cards, you owe money to ...
[Added: 12 Jan 2007 Hits: 343 Words: 607]
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24. | How To Use Your Equity Smartly
Equity is the value of your home at current market value after deducting the outstanding mortgage on your home, which is what you would have left over in the event that you sold your property at market value and repaid your outstanding mortgage. Home equity is built over ...
[Added: 10 Jan 2007 Hits: 762 Words: 617]
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25. | Debt Solutions - Your 12 Ways Out from Debts (Part 5)
Being in debt is no fun, especially if you are struggling to make ends meet. Because debt is a complex issue but there may be more than one solution. This article will outlines 12 common methods use by most of debtors to get rid of their ...
[Added: 26 Dec 2006 Hits: 374 Words: 720]
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26. | Debt Solutions - Your 12 Ways Out from Debts (Part 4)
Being in debt is no fun, especially if you are struggling to make ends meet. Because debt is a complex issue but there may be more than one solution. This article will outlines 12 common methods use by most of debtors to get rid ...
[Added: 26 Dec 2006 Hits: 354 Words: 615]
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27. | Debt Solutions - Your 12 Ways Out from Debts (Part 3)
Being in debt is no fun, especially if you are struggling to make ends meet. Because debt is a complex issue but there may be more than one solution. This article will outlines 12 common methods use by most ...
[Added: 26 Dec 2006 Hits: 391 Words: 625]
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28. | Debt Solutions - Your 12 Ways Out from Debts (Part 2)
Being in debt is no fun, especially if you are struggling to make ends meet. Because debt is a complex issue but there may be more than one solution. This article will outlines 12 common methods use by most of debtors to get rid of their ...
[Added: 26 Dec 2006 Hits: 370 Words: 647]
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29. | Debt Solutions - Your 12 Ways Out from Debts (Part 1)
Being in debt is no fun, especially if you are struggling to make ends meet. Because debt is a complex issue but there may be more than one solution. This article will outlines 12 common methods use by most of debtors to get rid of their debts. Among these ...
[Added: 26 Dec 2006 Hits: 345 Words: 680]
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30. | Can You Choose the Type Of Bankruptcy Filling?
In general, you can choose the type of bankruptcy for filling, under certain circumstances you may only eligible for certain type of bankruptcy filling. In most cases, debtors will choose chapter 7 for filling ...
[Added: 25 Dec 2006 Hits: 934 Words: 666]
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31. | How to Payoff Your Debts with Debt Settlement
If you are behind on paying your debt, beside debt consolidation, there is another method to settle your debts with your creditors; this process is called Debt Settlement. Debt settlement or also know as debt negotiation, is a process of contacting your creditors and negotiating a lump ...
[Added: 25 Dec 2006 Hits: 375 Words: 673]
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32. | Debt Consolidation with Home Equity Loan Give You the Most Flexibility
Have you ever wondered how can you consolidation your debts and help you to save money which is used to pay for those high interest rate debts? You can reduce your interest rate charges by using your home equity loan ...
[Added: 13 Dec 2006 Hits: 366 Words: 541]
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33. | 6 Steps to Take before Bankruptcy
If you currently have unbearable debts and thinking of wipe it off from your statement by declaring bankruptcy; Just on-hold your decision for a while, there may be other options available. Try to improve your situation before you ...
[Added: 12 Dec 2006 Hits: 903 Words: 656]
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34. | How to budget your money for debt relief
Creating a budget can help you to achieve debt elimination and get you out of debt. In fact it is not a difficult process. You need a piece of paper, a pen, copies of your bills and expenses, and a little time and determination. And to do it successfully ...
[Added: 09 Dec 2006 Hits: 398 Words: 552]
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35. | Top 3 Credit Mistakes Which Will Harm Your Credit Scores
Credit scores are the financial measurement to determine your financial creditworthiness. Lenders like banks and credit card companies use these credit scores to know your financial ability. Thus is important to maintain your good credit scores. Let review the ...
[Added: 08 Dec 2006 Hits: 347 Words: 633]
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36. | Let Me Out Of Debt, Please!
Owing large sums on your credit cards and other bills is a very stressful situation. Every dime of your paycheck is allocated before you even cash it, you have collection agencies calling you both at home and at work, and you constantly have to worry about making ...
[Added: 07 Dec 2006 Hits: 353 Words: 638]
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37. | Personal Finance - How To Reduce Your Monthly Expenses
Everyone has fixed expenses which are the basic of needs for our daily living. There is no way to eliminate the fixed expenses but with some innovative budgeting, you could save some good money from this practice. If you have debt problem, a good ...
[Added: 02 Dec 2006 Hits: 746 Words: 733]
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38. | What Are The Bad Credit Debt Relief Options?
If you are a bad credit rating, we have less option to resolve your debt issues. And if you are at the disparate condition to pull yourself out from debt and get rids of all the harassing phone calls from your creditors, there are a few ...
[Added: 02 Dec 2006 Hits: 324 Words: 577]
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39. | 5 Easy Steps to Rebuild Your Credit after Bankruptcy
Bankruptcy often is the last ultimate solution for many debtors who have unbearable debts. With filing a bankruptcy, you will get rid of your debts instantly and relief you from the harassing call of your creditors.
Although ...
[Added: 02 Dec 2006 Hits: 892 Words: 629]
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40. | How Debt Consolidation Work To Save You from Debts
If you're feeling overwhelmed about your debt, you're not alone. According to the statistics, over 40% American families spend more money that they earn and the average American household has nearly $10,000 in credit card debt.
One of the common ways used by ...
[Added: 30 Nov 2006 Hits: 351 Words: 528]
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41. | How To Reducing Childcare Costs
Next to rent or mortgage payments, childcare often ranks as the second-highest expenditure in a household budget. Working couples can pay a whopping 10-20% of their incomes on childcare while their children are small. Seeing the high cost needed to be expensed for their children childcare, some couples ...
[Added: 30 Nov 2006 Hits: 401 Words: 554]
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42. | What are 3 Worst Debt Consolidation Moves?
You have unbearable debts and the debt consolidation might be your option for you debt problem. There are so many debt consolidation agencies around in the marketing with their "The Best" debt management program which will help you to resolve your debt problem. All ...
[Added: 30 Nov 2006 Hits: 382 Words: 684]
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43. | How to Choose a Credit Counseling Agency
Are you barely making ends meet? Dodging debt collection calls? Unable to meet your monthly expenses much less save money for emergencies or retirement? If this sounds familiar, you may want to consider credit counseling. Credit Counseling can improve many aspects of your life. It can help ...
[Added: 29 Nov 2006 Hits: 421 Words: 843]
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44. | Know Your Alternatives To Get Out From Debt
If you monthly repayments for all your debts excluding mortgage or rent are exceed 30% of your monthly income. Then, you are at an uncomfortable zone for your personal financial condition; actions are needed to reposition your debts condition to avoid moving to a bad debt situation.
...
[Added: 29 Nov 2006 Hits: 364 Words: 601]
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45. | Don't Trap Into A Credit Card Debt, It Too Costly!
While swiping the credit card is a very effective way to pay without using any type of paper money, it has led many people into a debt trap.
Majority of people simply look at whether or ...
[Added: 29 Nov 2006 Hits: 623 Words: 503]
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46. | How To Use Equity to Your Advantage
Once you have purchased a home and are making monthly payments, you are in the process of building equity. The opportunity to use the equity you have built up in your home is one of the benefits of homeownership.
...
[Added: 29 Nov 2006 Hits: 422 Words: 458]
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47. | When Should You Refinance Your House?
simple guide from financial experts, you should not refinance your house unless the market rates are approximately two percent below your original mortgage lock in rate. But, there are many re-financiers take advantage of one and a half or even one and a quarter percent differences in ...
[Added: 29 Nov 2006 Hits: 699 Words: 592]
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48. | How to Pay off Your Debt With Debt-snowball Method
Nearly every financial adviser always advises that debts should be paid off in a particular order: from highest interest rate to lowest interest rate. While this method makes sense from a mathematical point of view, it makes less sense from a psychological ...
[Added: 29 Nov 2006 Hits: 652 Words: 645]
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49. | How To Avoid Bankruptcy with Debt Consolidation
You have unbearable debts and considering filing a bankruptcy as your debt relief?
Don't choose this option unless you really need to do so, look for other alternative if possible such as debt consolidation. Bankruptcy should only be you very last resort solution when you ...
[Added: 28 Nov 2006 Hits: 796 Words: 527]
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50. | How to Control Your Expenses to Eliminate Debt
This sounds simple, but to control your expenses you first must understand what they are. The only way to be sure you know what you spend is to record everything. This is hard to do. Then you will need to do something even more difficult, Sacrifice and ...
[Added: 28 Nov 2006 Hits: 252 Words: 581]
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