| |
Fighting identity theft
By Mark Lambie
Identity theft is a growing concern today. There are many ways that people
can steal your identity and use your good name for their personal gain.
Unfortunately, many of them get away without any repercussions. And
they leave you to foot the bill!
Here are some ways to help you fight identity theft and avoid having
someone else ruin your good credit rating and keep you from getting the
loan or mortgage you want to get.
The first thing you want do is be careful how much information you give
out on the Internet. For example, never put your credit card number into an
e-mail. If you do make purchases online (and there is nothing wrong with
that), you need to be careful. One way to be extra careful is to only use
sites that offer a high level of encryption. Another way to be extra careful is
to only use one credit card for all of your Internet purchases and make
sure that credit card has a low limit. If you do that, no one will be able to
ruin your credit rating even if they max out your credit card because the
limit is so low!
Another thing you want to do to help you avoid identity theft is to shred all
your outgoing mail. You'll be amazed at how much information is
available about you that simply gets trashed. Some thieves will pick up
your garbage, rummage through the trash, and pull out the credit card
offers that you threw away because they were junk mail. A lot of your
information is already on there and all the thieves have to do is forge your
signature and mail it away with a note that says you've changed your
mailing address (to their address).
The third thing you want to do to avoid identity theft is to make sure that
your mailbox is safe. One of the best options for you to have is a slot in
your front door for the mail to fall through. Even that is not completely safe,
but it is still much safer than the post box outside your front door or
hanging on your fence. The safest box you can have is a locked postal box
that you rent. If you live in a neighborhood that has lots of crime you may
want to consider this extra expense as a way to protect yourself.
Why this talk about identity theft on a site about loans? Because if
someone steals your identity they can get loans based on your credit
rating and they will disappear with the goods while you get stuck with a
bad credit report.
About the Author
Mark Lambie is the founder of Loan Source, a website for UK residents seeking secured loans. Visit our website today for a free Home Owner Loan quote and find out how much we can save you.
Article Source: http://www.simplysearch4it.com/article/23237.html
| If you wish to add the above article to your website or newsletters then please include the "Article Source: http://www.simplysearch4it.com/article/23237.html" as shown above and make it hyperlinked. |
| Some other articles by Mark Lambie | Mortgage Clarksville - Find the best deal
Searching for a mortgage can sometimes be a hassle. Where to apply,
who to apply with, what deal to take. These are all questions you may be
asking yourself. The good news is ...
|
|
| |
|
|
|
