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Keeping it Cheap
By Kinney Dancair
It is undeniable that most folks want to access opportunities to keep their life cheap, especially when we are talking about car insurance. The truth is, much must be considered before one can avail themselves of low prices; furthermore, a seeker must consider the fact that every car insurance premium is determined on the type of coverage and factors involved in an insurance policy.
Furthermore, the insurance providers themselves have to consider many factors before offering a cheap car insurance policy. An important factor in low premiums is spending the time to research your various options. An excellent place that I've found to start is #1 Car Insurance (www.1carinsurance.org)
In the assessment of your insurance premiums, there are some factors you can control and others that you cannot. For example, some age groups will be negatively assessed. Yes, age really does impact the insurance rate. The oldest and the youngest drivers are considered to be far more likely to have accidents compared to the middle-aged ones. Gender also plays a very big role in an insurance rate premium. Based upon statistics, a woman driver is considered to be a safer driver than a male one. Married people will pay lower insurance rates than single ones.
Meanwhile, there are also some factors you can change to make your insurance premium lower. For instance, you could change your place of residence.
Living in rural areas has fewer opportunities for collision or theft compared to urban areas. Sometimes, by just moving across the street, you can change your insurance rate. Past violations such as speeding tickets, running red lights, failure to yield, etc can also hurt your insurance rate. If you own a sports car like a Corvette or a Ferrari, expect for your insurance premiums to be higher than normal.
A history of accidents can also play a big part in your insurance premium. Since the past can't be changed or altered, keeping your records clean and free of accidents will hold you in better stead than lots of fender benders will. The status of your recent occupation and the risk of your work can also change the rate of your insurance premiums.
About the Author
Kinney Dancair is a writer with interests in self-improvement, business, and finance.
Article Source: http://www.simplysearch4it.com/article/21480.html
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