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1. | Debt Collection Agencies : Understanding a growth industry by Martin McAllister Consumers in the UK collectively owe in excess of £1 trillion according to recent media reports. Much of this debt is due to borrowing on credit cards, bank loans and mortgages; but as consumer borrowing increases, so does the amount of people encountering ...
[Added: 31 May 2007 Hits: 2317 Words: 571]
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2. | Five General Financial Habits That Can Raise Your Credit Score by Dulce Azogue Nowadays more and more people are realizing the value of having a good credit score. Having one is important if they want to get loans at lower rates, get a job or even an apartment, among other things. Therefore, if they ...
[Added: 15 May 2007 Hits: 1333 Words: 960]
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3. | Why Your Credit Score Is More Important Than You Realize by Dulce Azogue There are many misconceptions and false information about credit scores which lead many debtors to believe that they are not important. There are even debtors who think they do not have a credit score at all. But the truth is, these false beliefs about their ...
[Added: 13 May 2007 Hits: 1380 Words: 748]
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4. | How To Start Fixing Your Credit Repair Ratings by Tony Pescatore If your aim is to repair your credit rating you might evaluate many aspects before you begin on building your credit. Credit can be seen as good in some ways and bad in other ways. Lot of us ...
[Added: 22 Mar 2007 Hits: 1163 Words: 348]
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5. | Cheap Credit Card: Make It Possible…With Ease by Josephine Wingfield The advantages of a credit card are truly unavoidable. Suppose you want to buy something hurryingly or you need money urgently, this plastic money will act as a savior. But holding a credit card is not as easy ...
[Added: 15 Mar 2007 Hits: 1082 Words: 427]
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6. | Violent Crime On Innocent Victims…Adds To The Victim's Woes…With Mountains Of Unpaid Medical Bills and Bad Credit by Dale Rogers It had been a particularly daunting day as a new trainee customer service representative of a company with a bad product and lots of vocal complaints. Many asked to talk to the supervisor and after the ...
[Added: 04 Mar 2007 Hits: 1395 Words: 1411]
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7. | How To Eliminate Credit Card Debt by Tony Pescatore Credit cards are no longer considered a luxury they rule our lives. Purchasing goods and services with credit is so easily accessible which in turn is a path to credit card debt. Your bills are piling up and your scratching your head with no idea of how ...
[Added: 02 Mar 2007 Hits: 1206 Words: 339]
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8. | Bad Credit Is No Longer A Taboo In Loan Market by Turk Malloy Individual having bad credit does not mean he is a financial disaster. But it states that he has missed some payments to the loan he has guaranteed in making. Taking a bad credit loan gives the borrower a chance to prove his sincerity in making repayment of loan.
...
[Added: 28 Feb 2007 Hits: 1212 Words: 315]
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9. | Poor Credit Does Not Debar You From Getting Secured Loan by Aldrich Chappel People dream to have many things like car, home, vacation and other assets. But fails to get them as they carry bad credit history. Borrowers with bad credit who at one time considered unreliable are now with a brighter option of ...
[Added: 17 Feb 2007 Hits: 1240 Words: 360]
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10. | Credit Card Debt Management Gives Better Solution of Debts by Ann Gibson In today's world, credit cards have become the essential part of our lives. It means you don't need to carry too much cash with you. You can use your credit card to obtain a short term loan with small amount. If you will obtain ...
[Added: 16 Feb 2007 Hits: 1154 Words: 327]
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11. | Bank On Your Future And Purchase The Car Of Your Dreams by Christine Macguire How exciting—you're about to pick out a brand new car! You are just waiting to get into the drivers seat and speed away to your home. But keep in mind; speed in the automobile business sector is a very dangerous thing. When you rush, you don't think, and you ...
[Added: 09 Feb 2007 Hits: 1424 Words: 597]
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12. | Business credit card: A new dimension for financing business by Josephine Wingfield If you are a small or medium sized business owner, you will get a host of advantages with a business credit card. Yes, a business credit card is a new dimension for financing in a business.
Usually ...
[Added: 03 Feb 2007 Hits: 1059 Words: 448]
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13. | The Fine Print Your Credit Card Issuer Doesn't Want You To Read. by Josette Pajotte Our mailboxes are swamped with offers for low cost credit card with rates of 6% or lower against 15% and more for the average card. Sign the dotted line, and your unpaid balance is transferred to the new card at a far lower ...
[Added: 02 Feb 2007 Hits: 784 Words: 512]
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14. | Secured Credit Cards by Devin Gilliland Credit card owners, the merchants or banks; everybody needs to be sure that every transaction is secure. For merchants, credit card transactions are becoming more secure than any other form of payment because the transaction is made a few minutes after the account verification. The reverse part of this payment ...
[Added: 01 Feb 2007 Hits: 806 Words: 510]
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15. | How to Choose a Credit Card by Devin Gilliland Before accepting one of the tempting offers that are coming in the mail, that urge the client to accept, thorough research is a must. The customer must find the best deal. As a credit card is a form of payment and ...
[Added: 01 Feb 2007 Hits: 895 Words: 502]
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16. | How to Build Your Credit Card Rating by Devin Gilliland Almost everybody knows the main advantages of owning a credit card. Credit cards are used all over the world and they are the most popular payment system these days. It is easier than ever to ...
[Added: 01 Feb 2007 Hits: 739 Words: 472]
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17. | Credit Card Security by Devin Gilliland The credit card seems to be one of the most popular ways to make any kind of payment; it is easier to purchase goods or pay taxes or bills using it. The credit card owner has user friendly accessible credit but he also has the ability to keep track ...
[Added: 01 Feb 2007 Hits: 745 Words: 576]
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18. | Credit Card History by Devin Gilliland The credit card is the result of many merchant credit systems. It was used for the first time in the 1920s. The first credit cards were used in the United States to sell fuel to the automobile owners. Their number was ...
[Added: 01 Feb 2007 Hits: 929 Words: 484]
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19. | Credit Card Advantages by Devin Gilliland Payment through credit cards seems to be one of the best payment methods, especially for those shopping on the web. It looks like more than 60% of businesses are turning on web-based services geared towards ...
[Added: 01 Feb 2007 Hits: 728 Words: 480]
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20. | Credit Cards: Advantages and Disadvantages by Devin Gilliland The fastest, easier and most cost-effective payment system is the credit card. This system is very popular all over the world and will be developed further in the future. Credit cards firms are offering new and spectacular features yearly. The future credit card owner has only the dilemma ...
[Added: 01 Feb 2007 Hits: 723 Words: 523]
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21. | Choose the Right Credit Card for You by Devin Gilliland The use of the credit card is now common all over the world. Credit cards are generally divided in two groups; those credit cards that are offering an interest-free period and those that don't. Who was it again that said there's no such thing as a free lunch? ...
[Added: 01 Feb 2007 Hits: 681 Words: 505]
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22. | About Credit Cards by Devin Gilliland The credit card is making your life easier, providing an awesome set of possibilities. The credit card is a retail transaction settlement; a credit system operated through the small plastic card which bears its name. ...
[Added: 01 Feb 2007 Hits: 691 Words: 573]
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23. | When Your Credit Score Become Important? by Cornie Herring Have you ever wonder why your online application for credit can be approved in 60 seconds? Or get pre-qualified auto loan for a car without asking you how much is your income? Or why your interest ...
[Added: 29 Jan 2007 Hits: 866 Words: 584]
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24. | The Basics of Credit Card Balance Transfers by John Fencik There simply isn't one of us out there who enjoys paying the high interest rates on credit card balances, no matter how much money you have in the bank or make at your place of ...
[Added: 26 Jan 2007 Hits: 615 Words: 455]
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25. | Prepaid Credit Card: When You Need Some Control On Expenses by Josephine Wingfield Many a time, it is seen that people become extravagant with their credit cards. And the ultimate result…debt burden! In such cases, a prepaid credit card works well. Yes, with this card, a person can rein ...
[Added: 26 Jan 2007 Hits: 713 Words: 469]
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26. | Credit Card: The Plastic Money Can Do Wonders by Josephine Wingfield In the market, suddenly a dazzling dress has grabbed your attention. The dress is so elegant that you have liked a lot. Now, you are planning to buy the dress, but at present you are short of cash… Would you drop your plan? Obviously not… ...
[Added: 26 Jan 2007 Hits: 760 Words: 425]
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27. | Understanding Prepaid Debit Cards by Jennie L. Due to great losses, credit card companies had to look for different means of securing their debts starting in the 1990's. It is then that they came out the secured credit card and not long after that came ...
[Added: 25 Jan 2007 Hits: 764 Words: 460]
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28. | Are Credit Card Companies Are Out for Your Money? by Gene Hays Consolidation loans merge all your debts and bills into a single payment.
This means, that if you have several monthly payments or a number of
different loans, you can make things easier by consolidating them and
...
[Added: 23 Jan 2007 Hits: 701 Words: 954]
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29. | How to Avoid Credit Card Fraud? by Erin James Wedding loans are also a type of personal loans. Wedding day is the most
important day in everyone's life. A wedding loan can make it very special.
If you are calling all your friends and relatives, then you have to throw a
big party.
...
[Added: 23 Jan 2007 Hits: 864 Words: 1227]
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30. | Credit Cards For People With Bad Credit Scores by Wendy James Personal loans can be obtained for any purpose. Whatever your need
might be, lenders are there to offer you personal loans. Lenders offer
personal loans for the unemployed.
If you know what your goals are then there ...
[Added: 23 Jan 2007 Hits: 666 Words: 986]
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31. | Credit Report And Correction Techniques Basics by Andrea James Personal loans can also be used to improve your credit rating. If you have
a bad credit history, you can take out a bad credit personal loan. Once
you repay your bad credit personal loan, your ...
[Added: 23 Jan 2007 Hits: 827 Words: 854]
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32. | Too many people divulge credit card information over the phone by Martin McAllister Credit card fraud has become a very real and prevalent scourge in society, as more and people in Britain own credit cards. In fact, a recent survey by the online group PayPal indicates that one in five British workers admit ...
[Added: 23 Jan 2007 Hits: 1072 Words: 449]
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33. | Surety Bonds with Low Premium Rates to Credit Worthy Applicants by Steven A. Swartz South Coast Surety, a nationwide bond only agency, has redesigned its website to better meet the needs for national surety bond production. Along with a new look, the web based applications add to South Coast Surety's ability to provide fast responsive support to its growing commercial and ...
[Added: 21 Jan 2007 Hits: 726 Words: 358]
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34. | Money: Build, Don't Blow, Your Annual Bonus! by Kevein Smith Consolidation loans merge all your debts and bills into a single payment.
This means, that if you have several monthly payments or a number of
different loans, you can make things easier by consolidating them and
taking one single loan to pay off the total ...
[Added: 20 Jan 2007 Hits: 750 Words: 1092]
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35. | Do you Know the Benefits of Checking your Credit Report? by James Fox Personal loans can also be used to improve your credit rating. If you have
a bad credit history, you can take out a bad credit personal loan. Once
you repay your bad credit personal loan, your credit rating improves.
Human ...
[Added: 20 Jan 2007 Hits: 611 Words: 1160]
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36. | Building Business Credit by Tara James Wedding loans are also a type of personal loans. Wedding day is the most
important day in everyone's life. A wedding loan can make it very special.
If you are calling all your ...
[Added: 20 Jan 2007 Hits: 660 Words: 1221]
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37. | How You Trap Into Credit Card Debt by Cornie Herring
These days credit card or plastic money is very popular and used extensively. It is indeed of great utility if used in a calculative manner, but it is also the main cause that leads many people trap into credit card debt. Let see how it happen to most of ...
[Added: 16 Jan 2007 Hits: 735 Words: 780]
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38. | Beware of Scams When Repairing Your Credit by Cornie Herring
If you are in bad credit situation and are anxious in looking for a solution to rebuild your credit, then you may be tempted to answer an advertisement from a company who can promise you that they can give ...
[Added: 16 Jan 2007 Hits: 637 Words: 582]
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39. | 7 Effective Ways to Improve Your Credit Score by Pnreddy There are many misconceptions about credit scores out there. There are customers who believe that they don't have a credit score and many customers who think that their credit scores just don't really matter. These sorts of misconceptions can hurt your chances at some jobs, at good interest rates, ...
[Added: 16 Jan 2007 Hits: 666 Words: 950]
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40. | Credit Scoring: What is it and how does it affect me? by Martin McAllister In recent years, a credit score has become an invaluable tool in the decision-making process of granting or declining an application for finance. As responsible lenders, banks and financial institutions take into account your personal circumstances in order to try to ...
[Added: 15 Jan 2007 Hits: 754 Words: 605]
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41. | Get Rid Of Credit Card Debt with Credit Counseling by Cornie Herring
Credit card debt has been an ongoing problem ever since the credit card was created in 1950. People were going into debt at an astounding rate. Many are trapped into unbearable credit card debt that they couldn't possibly pay it all back.
A debt free life ...
[Added: 12 Jan 2007 Hits: 777 Words: 589]
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42. | How to Quickly Fix Your Bad Credit? by Cornie Herring
Our credit history makes a great impact on our lives, beyond what may appear on the surface. For example, a good credit history will help us to easily obtain loans for a car, a house or other large items with lower interest rates; beside that, a good ...
[Added: 12 Jan 2007 Hits: 664 Words: 615]
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43. | What are the Differences Between Debt Reduction and Credit Counseling? by Cornie Herring
In today's world, it is often easy to get in over your head and find yourself spending more than you make. It seems that everything is going up but wages, and it is all too easy to fall behind. As the result, debt incurred and ...
[Added: 12 Jan 2007 Hits: 665 Words: 688]
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44. | Tips To Maintain A Good Credit Record by Alfred Anderson A brand new snazzy car is often tempting enough to plan for a new car purchase, and there is no better way to finance it than opting for an automobile loan. However getting the right loan amount at the right time ...
[Added: 11 Jan 2007 Hits: 749 Words: 687]
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45. | What consumers can do in the face of rising debt and increasing interest rates by Martin McAllister According to the National Consumer Council, Britain's personal debt has hit the £1 trillion mark for the first time ever - that's more than the entire external debt of Africa and South America combined. The reality is that people are starting to owe more money than they ...
[Added: 09 Jan 2007 Hits: 665 Words: 411]
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46. | Credit Cards v Bank Overdrafts by Devin Gilliland When it comes to borrowing money both bank overdrafts and credit cards are seen as effective solutions in the short term. Both have inherent advantages such as flexibility and short-term cost effectiveness, but what are the ...
[Added: 08 Jan 2007 Hits: 710 Words: 501]
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47. | Credit Cards – Do's and Don'ts by Devin Gilliland Credit cards are becoming an increasingly popular way of processing transactions. Today, around 20% of adults in the USA use plastic over cash, however as more people decide to use credit cards, more controversy arises over their misuse. So how should we ...
[Added: 08 Jan 2007 Hits: 708 Words: 500]
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48. | Summary of Credit Card Terms - Part 7 (S-V) by Devin Gilliland Statement – Statement, when used in the context of credit cards, refers to a written record prepared by a credit card company that is usually issued monthly. This will list all transactions and debits/credits that affect a customer's account. Customers should ensure that they check their ...
[Added: 08 Jan 2007 Hits: 614 Words: 435]
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49. | Summary of Credit Card Terms - Part 6 (R-S) by Devin Gilliland Receipt – When used in the context of credit card, receipt means a document that provides a record of a transaction that took place at a point of sale, and may also refer to a printable copy for a card not present transaction. ...
[Added: 08 Jan 2007 Hits: 293 Words: 493]
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50. | Summary of Credit Card Terms - Part 5 (P-P) by Devin Gilliland Per Transaction Fee – Fee in which the merchant pays to the merchant bank in order to process a transaction. When charged as a per transaction fee this will generally be a fixed fee, regardless of the size of the transaction. This ...
[Added: 08 Jan 2007 Hits: 281 Words: 507]
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