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751. | Preventative Measures For Credit Card Fraud? by Terry Lowery
If you’ve ever been the victim of credit card fraud, then you know just how traumatic it can be. What’s more, if not detected early enough, it could leave bad marks on your credit report ...
[Added: 07 Aug 2005 Hits: 323 Words: 665]
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752. | How To Easily Raise Your Credit Score 75 points by Vincent Dail
Clean Credit Reports, your credit report contains
information about where you work, live and how you pay
your bills (On time or not). It also may show whether
you've been sued, arrested or have filed for bankruptcy
with in the last 10 ...
[Added: 28 Jul 2005 Hits: 305 Words: 1330]
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753. | Credit Report - Look Out for Your Debit Report, Too by Charles Essmeier
Most consumers are aware that there are companies that keep track of their personal financial transactions – installment loans, mortgages, credit card accounts, bankruptcies and judgements. These items are assembled by the three main credit bureaus into a credit report, which is available upon ...
[Added: 26 Jul 2005 Hits: 333 Words: 435]
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754. | Free Credit Report - A Website Typo Could Be Costly by Charles Essmeier
In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT), which made it possible for consumers to obtain a copy of their credit report for free. In fact, the legislation makes it possible for consumers to obtain one free report from each ...
[Added: 25 Jul 2005 Hits: 331 Words: 375]
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755. | Choosing the best low interest credit card by Jeff Lakie
With so many low interest credit cards on offer, how do you know which one to choose? Here is a brief guide for choosing your low interest credit card.
The Chase Manhattan MasterCard is ...
[Added: 25 Jul 2005 Hits: 240 Words: 345]
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756. | Credit Report - How Your Credit Score is Determined by Charles Essmeier
Most consumers are aware that they have something known as a credit report that is used to determine whether or not they would qualify for a loan. Fewer are familiar with the FICO score, a creation of the Fair, Isaac, and Co. which distills ...
[Added: 22 Jul 2005 Hits: 296 Words: 510]
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757. | Which Business Credit Cards with Reward are the Best? by Jeff Lakie
Thinking of applying for a credit card with a reward program to help
you and your business? Here is a brief guide to some of the best
programs on the internet.
The Platinum Business Credit Card ...
[Added: 20 Jul 2005 Hits: 216 Words: 348]
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758. | Identity Theft - Monitor Your Credit Report by Charles Essmeier
The recent security breach at credit card processor CardSystems Solutions has many consumers worried. Thanks to a well-placed computer virus, nearly forty million credit card numbers were stolen, and cardholders nationwide are justifiably concerned about ...
[Added: 20 Jul 2005 Hits: 330 Words: 362]
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759. | Credit Card Debt: How to Get Rid of it. by Greg Mee
This method is simple, but requires some discipline.
First, you have to stop any new spending on your cards.
Second - you'll need to examine all of your spending. You'll need to know how much extra money you'll be able to put towards paying ...
[Added: 20 Jul 2005 Hits: 239 Words: 714]
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760. | Avoiding College Credit Card Traps by James Dimmitt
Congratulations college freshman! You’re about to embark on one of the most exciting times of your life. By now your parents, siblings, and friends have offered you all kinds of advice on how to make your transition to college smoother - how to get along with your ...
[Added: 18 Jul 2005 Hits: 249 Words: 529]
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761. | 7 Must-Know Facts about Free Credit Report by Khali S.
7 Must-Know Facts about Free Credit Report
Every individual is limited in a way by the income he earns. This is mainly the reason why he can get credits and mortgages through a free credit report. A credit report is a document that contains the credit history of ...
[Added: 07 Jul 2005 Hits: 220 Words: 1143]
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762. | 5 Things How Credit Report Rating Can Save You From Fictitious Credits by Khali S.
5 Things How Credit Report Rating Can Save You From Fictitious Credits
Let us see the bigger picture why there is a stirring need to check our credit report rating. To know the creditworthiness of an individual, lenders rely on credit report scoring or FICO scores. Credit report rating involves ...
[Added: 05 Jul 2005 Hits: 230 Words: 528]
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763. | Credit Reports - Why Your Credit Score is Important by Charles Essmeier
If you have never heard of a FICO score before, you should become familiar with the term. Named for the firm that invented it, Fair Isaac Corp., the FICO score is the three-digit credit summary that, in essence, reduces your entire financial life to a simple set ...
[Added: 30 Jun 2005 Hits: 315 Words: 461]
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764. | All Is Fair In Love, War, And, Your Credit Report. At Least It Should Be. Under Standing The Fair C by Www.creditandyou.com
Fact: Over 150 million Americans have credit report with the three major credit reporting agencies. Approximately 50 million of these credit reports contain errors, many of which are inaccurate. Do you know what’s on your credit ...
[Added: 28 Jun 2005 Hits: 306 Words: 787]
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765. | How To Get a Low Interest Credit Card by Tom Coleman
Consumers often have the first credit card that they ever applied for, never really analizing how the interest rate affects their payments, but many other options exist and can help consumers decrease their payments and achieve financial ...
[Added: 23 Jun 2005 Hits: 271 Words: 515]
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766. | How To Repair Your Credit Report by Tom Coleman
A credit report is run on a buyer when he or she needs to buy something that will take a long-term loan, such as an automobile or a house. The credit report can come from one of three agencies – Equifax, Experian, and ...
[Added: 23 Jun 2005 Hits: 238 Words: 501]
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767. | What Your Mama Never Told You About Business Credit Cards by Nidhi mathur
You may have watched your mama use a credit card many times at the grocery store, at the mall, or paying for gas at the local convenient store. But, did she ever explain to you the difference between a personal credit card and a ...
[Added: 13 Jun 2005 Hits: 254 Words: 515]
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768. | Repair Your Credit Like A Financial Expert by John Simpson
How many times have you been scammed by commercials and
companies stating that bad credit, no credit, bankruptcy,
or divorce is okay?
The truth of the matter is that it's not okay. Having poor
credit can devastate your life style. ...
[Added: 07 Jun 2005 Hits: 230 Words: 613]
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769. | New Concepts In Credit Scoring by JOhn Simpson
Did you ever think that applying for a car loan would
require scoring well on a test that you've been taking for
years but never really studied for? Scores are how
creditors determine your creditworthiness and the
likelihood that they are going to give you a loan.
Credit ...
[Added: 07 Jun 2005 Hits: 205 Words: 649]
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770. | Report An Error On Your Credit Report by John Simpson
Have you been turned down for a loan recently? Have you
applied for store credit and been refused? Did you really
want that car and find out that because of your 'credit
score' that they would have to require an unreasonable down
payment?
...
[Added: 07 Jun 2005 Hits: 268 Words: 1096]
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771. | The Secret Of Credit Reports by John Simpson
Creditors, bill collectors and bankers have one thing in
common: they know about your credit history and have access
to your credit report. For anyone who has ever wanted to
buy a car or a house, your credit score impacts whether you
will be approved for a loan and at ...
[Added: 06 Jun 2005 Hits: 207 Words: 767]
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772. | Credit Report - Check Yours Regularly…and for Free by Charles Essmeier
In the twenty-first century, there are few documents that have a greater impact on the lives of Americans then their credit report. Credit rating determines one’s ability to buy a home, a car, or to obtain a credit card or a job. Since these ...
[Added: 02 Jun 2005 Hits: 329 Words: 499]
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773. | Monitoring Your Credit Is Easy As 1-2-3! by James Dimmitt
Thanks to the FACT(Fair and Accurate Credit Transactions) Act, all U.S. residents will be allowed one free credit report annually from each of the three major credit reporting agencies - Equifax, TransUnion, and Experian. This legislation makes it easy for you to keep an eye on your credit profile ...
[Added: 31 May 2005 Hits: 239 Words: 425]
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774. | The Hazards Of Your First Credit Card by Roy Thomsitt
You probably don't need me to tell you credit cards are easy to get a hold of; at least, that is so in the US and UK. How many weeks pass without a glossy brochure promoting a ...
[Added: 31 May 2005 Hits: 246 Words: 725]
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775. | Debt Consolidation - Can You Negotiate with Your Credit Card Company? by Charles Essmeier
The average American household has nearly $10,000 in credit card debt, and many people are only able to make the minimum payment of 2% of the balance. Even 2% is $200, and by paying the minimum payment, you could be paying on the balance ...
[Added: 28 May 2005 Hits: 347 Words: 486]
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776. | Minimum Credit Card Payments to Rise by Charles Essmeier
For years, major credit card companies have allowed cardholders to make minimum payments of 2% of the outstanding balances on their credit cards. Having customers pay the minimum doesn’t reduce the balance by very much, but when the 18-30% interest rates that many ...
[Added: 25 May 2005 Hits: 322 Words: 426]
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777. | The best strategy to erase credit card debt by Bill A Smith
Credit card debt is a growing sickness in the United States and Europe. It is very important to eliminate debt and take control of your financial health.
In the below section, I have listed the best strategy to erase credit card debt. This strategy is tried and true and ...
[Added: 23 May 2005 Hits: 236 Words: 412]
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778. | Why Does A Credit Report Matter? by Roy Thomsitt
What Is A Credit Report?
Even if you have heard of a credit report, you may not know exactly what it is. If so, this credit report article is for you. Learning about your ...
[Added: 19 May 2005 Hits: 272 Words: 751]
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779. | Free Credit Report - Watch Out for Scams by Charles Essmeier
Many people may still not be aware of an amendment to the Fair Credit Reporting Act (FCRA) that Congress passed last year. This amendment allows U.S. citizens to receive a copy of their credit report, ...
[Added: 17 May 2005 Hits: 248 Words: 442]
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780. | Building A Credit Report Lenders Will Love You For by Roy Thomsitt
Will lenders really love you for having a good credit report score? Love is not the right word of course; lenders are after your money, and never forget that. But the lender's representative will love dealing with your credit ...
[Added: 16 May 2005 Hits: 258 Words: 633]
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781. | Defeating Credit Card Debt With Self Control by Roy Thomsitt
Credit card debt is a major social problem in some Western countries. To rid yourself of credit card debt, it is best to recognize the problem as both a social and individual problem.
If you are ...
[Added: 13 May 2005 Hits: 226 Words: 1569]
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782. | Debt consolidation - Options for Reducing Credit Card Costs by Charles Essmeier
Americans are using credit cards more than at any time in history, and credit card companies are reaping record profits. One of the reasons that the credit card industry is so profitable is that so many ...
[Added: 06 May 2005 Hits: 271 Words: 476]
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783. | Credit Report - How to Improve Your Credit Score by Charles Essmeier
One of the great mysteries of life is how the three major credit bureaus (Experian, Equifax, and Trans Union) score credit. They all have secret statistical formulas for determining your credit score, but they are unwilling to divulge exactly what, exactly, constitutes your score. This can make it difficult for ...
[Added: 25 Apr 2005 Hits: 258 Words: 355]
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784. | My Student Credit Card Adventure by Donald Yacono
My Student Credit Card Adventure
…And some practical advice too!
My first credit card…
I remember my college days when it seemed there was a credit card advertisement on practically every bulletin board on campus. The banks would travel to the college and ...
[Added: 07 Apr 2005 Hits: 403 Words: 503]
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785. | Make a deal with your creditors by Fredric Johnson
Are you unable to pay your bills? Pick up your phone and call your creditors; you will be surprised at the goodwill most creditors and collectors give the persons who bothers to pick up the phone and make an agreement.
You should not loose ...
[Added: 22 Mar 2005 Hits: 281 Words: 583]
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786. | The Top 5 Secrets to Managing Your Credit Cards—So They Won't Manage You by Rob Sallay
You've probably never heard of Frank X. McNamara, but he revolutionized the way you shop on a daily basis.
One evening in 1949, McNamara—head of the Hamilton Credit Corporation in New York City—was dining out with two business associates. Their topic of discussion: one of McNamara's clients, who was ...
[Added: 02 Mar 2005 Hits: 278 Words: 1128]
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787. | Understanding And Improving Your Credit Rating by ReliefLoans.com
Understanding And Improving Your Credit Rating
"No man's credit is as good as his money." E.W. Howe, American
journalist, novelist 1853-1937
The American economy is based on credit. If you don't have at
least an average ...
[Added: 28 Feb 2005 Hits: 275 Words: 1457]
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788. | Credit Cards by Steve
With convenience driving most choices in modern day living, it isn't surprising that credit cards have become among the most popular financial tools worldwide. By relieving your overstuffed wallet of the weight of currency bills and giving you the freedom to buy today and pay later, credit cards have virtually ...
[Added: 12 Feb 2005 Hits: 253 Words: 514]
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789. | Beat Credit Card Companies at Their Own Game! by Daryl Flagg
Have you ever wondered how much money a credit card company makes? Have you ever wondered how much of that comes from late fees? Everyone has and if you haven't you should because most likely ...
[Added: 18 Jan 2005 Hits: 280 Words: 763]
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790. | How to Avoid Credit Card Late Fees. by Daryl Flagg
Everyone hates late fees and being late will cost you dearly these days. For some credit cards today, if you are late, you will have to shell out as much as $40 each time. This can ...
[Added: 18 Jan 2005 Hits: 275 Words: 880]
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791. | Credit Card Protection Insurance by Neil Brown
Introduction
Virtually every adult has at least one credit card. In fact, the average adult has several credit card accounts.
In addition to most men and women maintaining credit card accounts, in this day and age most of these accounts carry a ...
[Added: 14 Jan 2005 Hits: 359 Words: 850]
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792. | Store Cards V Credit Cards by Neil Brown
Introduction
In this article, a presentation is made of the differences between major credit cards
and credit cards offered by specific stores to their customers. The purpose of this article is to provide a general overview of major ...
[Added: 15 Dec 2004 Hits: 283 Words: 725]
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793. | Free Credit Reports From The Government by Jeffrey Strain
The Federal Trade Commission (FTC) has set up a new website (www.AnnualCreditReport.com) where US residents can obtain free copies of their credit reports from the three major credit report bureaus (Equifax, TransUnion and Experian). The FTC ...
[Added: 08 Dec 2004 Hits: 407 Words: 581]
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794. | How Web Masters Can Start a Home Based Business Using Credit Cards by Claire Bowes
If you're a webmaster who has been itching to start a home based business and you are experiencing some cash flow problems and are considering leaving your dreams by the wayside, don't. Credit cards may be your answer. Now before you start feeling guilty ...
[Added: 23 Oct 2004 Hits: 288 Words: 629]
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795. | Negotiating Rates with Your Credit Card Company by Claire Bowes
Ok, let's face it, everybody hates high credit card rates, and they drain hard earned money out of your wallet. As a valued consumer, it is apparent that you learn how to negotiate to get the absolute best rate that you possibly can. The good news however is that it ...
[Added: 23 Oct 2004 Hits: 299 Words: 602]
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