| |
Home Insurance
By Robert Lawrence
It seems like accidents, disasters, and catastrophes only strike when you're uninsured. Even if your policy only lapses one day, that will be the day that the neighbor's tree falls into your house. Not having home insurance these days is a bad idea, for every year on the news we hear about some new tragic event that has occurred because Nature had her way. Even a simple summer thunderstorm can cause wreckage and property damage. And you know that it's better to be prepared, even if insurance seems never to pay off.
Though the entire idea of paying money to a company every single month "just in case" something happens seems a little ridiculous, these days you can't get by without insurance. Even the incredibly lucky will have unlucky days. The last thing you want is to be the one throwing your hands up and lamenting the next time there's a flood, tornado, or earthquake. Repair costs to damaged property and destroyed valuables often ends up being much more costly in the end.
So, you know that you have to have insurance on your home. But that doesn't mean that you can afford to pay costly rates to protect your property. After all, everyone has to live within a certain budget, and usually there isn't room for much extra. So how can you safely insure all your property and still afford to live on your property?
It's always a great idea to shop around and find the cheapest quotes, but who honestly has the time to stay on the phone all day? There are ways to find the best deal on your home insurance without wasting a lot of your own valuable time. First, know how to cross-deal and, if possible, lump your insurance together.
If you already own a car, boat, or have any type of insurance on anything (even life insurance on yourself), you may be able to get a better deal all the way around. Call your insurance provider or insurance agent and tell them you'd like to talk about home insurance, you already have existing insurance, and can they be linked together? You'd be surprised how many companies offer deals this way, and in some cases your existing insurance becomes much cheaper. Even if you are only renting, you'll find that renter's insurance is affordable and can lower your car insurance costs. For those who already have insurance policies, or need multiple insurance, the best thing to do is to get all the insurance you need from one agent or company. Not only is this often much cheaper than buying several different policies, it saves you a lot of aggravation and extra bills. It's much easier to write a single check for all your insurance every month than five different checks to five different companies.
Another way to find the best quotes on home insurance is to use the Internet. Through any search engine, you'll be able to find sites where you can compare the quotes of several different companies at the same time. Often by filling out a single online form, shoppers will be able to compare many policies at once. Calling around on the phone to essentially do the same thing could take hours, but with the Internet getting quotes is as simple as clicking a button. Many sites offer these quotes for free, so you shouldn't pay anything just to get home insurance quotes.
Home insurance is something that all homeowners should have. Rental insurance can protect renters, and is often purchased at very affordable prices. Insurance doesn't have to be expensive, and getting the best rates doesn't have to be a hassle. By finding the best deals, and getting the best price, you'll have money in your pocket and your home will still be secure.
About the Author
Robert co-founded Insurance4USA.com, an insurance quote shopping service - http://www.insurance4usa.com, in 1999. He has been a licensed insurance agent in New York State since 1990 - http://www.articlesubmissions.com/
Article Source: http://www.simplysearch4it.com/article/26830.html
| If you wish to add the above article to your website or newsletters then please include the "Article Source: http://www.simplysearch4it.com/article/26830.html" as shown above and make it hyperlinked. |
| Some other articles by Robert Lawrence | Disability Coverage Information
In federal law, disability is an impairment, either physical or mental, that substantially inhibits a person in a major way. As such, a disabled person is not necessarily born that way. Something may have ...
Medicare Supplement Quotes
Medicare is a well-known term for American employees. It is a health insurance program administered by the government. It is an insurance program intended for those who are over the age of 65 and for those who ...
Group Health Insurance
To discuss the terminology Group Health Insurance, we must first familiarize ourselves with the concepts Insurance and Health Insurance.
Insurance is a kind of protection, a ...
Viatical Settlement - A win-win situation for most!
Viaticum is the Eucharist given to a person on the verge of death, or to one who is facing a possibility of death. It is ...
Long Term Care Insurance Policy
Most young people ignore the fact that they will grow old one day. It is the wise ones who not only think about it but also provide for their future. Statistics show ...
Viatical Quotes
The word 'viatical' originates from the word 'viaticum' which was part of the last rites performed on a dying Catholic in order to prepare him for his destiny. History shows us that its early beginnings ...
|
|
| |
|
