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How to Prevent Problems When You Move In Together
By Kyle Thomas Haley
Okay, you've made the big decision to live with your significant other. While I don't mean to put a damper on the romance, there are some important practical concerns you need to address.
First of all, where will you live? Will you share a home in which one of you already lives or will you find a place that's new to both of you?
If you share someone else's home, what are your rights? What happens if something goes wrong with the relationship? Will you find yourself out in the cold with nowhere to go? These are things you need to address before you make the move. I know, you're all starry-eyed now and can't imagine that will ever change. I hope it won't, but you still have to be prepared in case it does.
Before you move in, make sure that you and your partner discuss this issue and reach a mutually satisfying agreement. I also recommend that this agreement be in writing.
Who Pays What?
Whether you move to a totally new place or share an existing apartment, you need to agree on who will be responsible for rent payments, utility bills, food, and all other living expenses. Ideally, both of your names should be on the lease and you should divide the utilities so that each of them is in the name of the person who is responsible for paying the bill. This can prevent a lot of future misunderstanding and conflict.
Insurance . . .
Another issue that you have to consider is rental insurance. While the structure is insured by your landlord, your personal belongings are not. You and your partner must decide if it's practical to insure your combined belongings under one policy or if you should purchase separate policies. You'll probably want to discuss this issue with your insurance agent. But, however you do it, make sure your personal items are insured.
Who Does What Around the House?
It's important to agree on how to divide everyday household tasks like cleaning, cooking, grocery shopping, and laundry. You can use a rotating schedule or, if one person enjoys cooking while the other likes to grocery shop, fixed tasks may be more comfortable. It doesn't matter how you divide the responsibilities as long as you both think the division is fair. You don't want to argue over whose turn it is to take the garbage out so write it all down beforehand!
Plan Ahead . . .
No matter how well people get along, there are times when everyone needs to have his own personal space. Agree where that space will be and how it will be used. Maybe you can turn a spare bedroom into a study or perhaps you can set up exercise equipment in a special area. Whatever your individual needs are, make sure you can agree on how to meet them.
Don't Make This Mistake . . .
By now you may be thinking, "All this planning is stupid. We can just work stuff out as we go." Maybe you don't want to dim the romantic glow with this practical approach. Don't let your heart overrule your head on these issues. If you want to have a satisfying relationship, address potential problem areas before they create conflict. If you do, you'll be much more likely to enjoy your new home.
About the Author
Kyle Thomas Haley has been helping people relocate on the Internet since 1999 with Apartment and Relocation Websites:
Apartment Rentals Nationwide
USA Moving Companies
Copyright 1999 - 2006 STANZEEKAY Inc.
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