| |
Health Insurance: How to Apply
By Ron King
If you're wondering how to apply for health insurance, be aware that application is the second step of the process -- after you've researched different policies and compared prices and benefits. Whether you apply online or off will depend on your comfort level with the computer, and also whether you're applying via a group plan.
Before you sit down to fill out an application, you should gather information you will likely need when filling out an application. The names and addresses of doctors for yourself and your family members, the dates of the most recent visits, and information about your most recent insurance policy,
Through Your Employer
If you're enrolling in a health insurance plan through your employer, you probably won't need a medical examination, but you may have to wait for the company's next enrollment period before you can apply. However, if you're a new hire, you likely can apply immediately. The application process for enrolling in a group plan is quite simple, because most plans will enroll everybody, regardless of pre-existing conditions and current state of health.
Just fill out an enrollment form, which includes personal information like: name, address, social security number, designation of the primary insured and all dependents (including the names, ages, dates of birth and social security numbers for all dependents), employment information including date of hire, and the type of health insurance coverage you select. You'll probably have to provide information about your prior health insurance coverage, including the insurance company name and policy number.
The completed application goes back to the benefits coordinator, who will process your form, and you're finished.
On Your Own
If you're not applying for group coverage, the steps are similar, except you'll be handling all the paper work yourself. Some insurance companies will send an insurance agent to discuss the application process with you. In these cases, the agent will often work with you to gather the necessary documentation, coordinate an in-home medical examination, and collect your pre-payment check.
The whole process is so simple that some people decide to apply for health insurance online. To do so, just visit the health insurance company's web site where you'll find an online application form. You'll have to provide the same type of personal and employment information as above, and you'll just enter it onto an online application form. When you're finished, click the submit button and the system takes over.
Applying for health insurance online really is painless, reliable and fast. However, if you are not comfortable providing that amount of personal information over the internet, it's probably a good idea to apply for health insurance offline.
Either way, don't wait until you need it. Because then it might be too late.
About the Author
Ron King is a full-time researcher, writer, and web developer. Visit http://www.healthinsuring.com to learn more about this subject.
Copyright 2005 Ron King. This article may be reprinted only if the resource box is left intact.
Article Source: http://www.simplysearch4it.com/article/12515.html
| If you wish to add the above article to your website or newsletters then please include the "Article Source: http://www.simplysearch4it.com/article/12515.html" as shown above and make it hyperlinked. |
| Some other articles by Ron King | FDA Approves Lasik Eye Surgery
The Food and Drug Administration (FDA) approved a new custom lasik procedure in September of 2005. This new procedure can now treat many patients who were previously ineligible ...
Building An Outside Deck
One of the most beautiful additions to any home is a deck. Not only does it add beauty, a deck also adds value to your home.
But there is much to think of when preparing ...
Make A Good First Impression: Landscape Your Driveway
Is your driveway landscaped? It should be.
This includes the driveway itself, as well as the design elements on both sides. All sorts of materials from softscape options to hardscape are available to make your driveway ...
College Basketball Jerseys: Don't Just Show Your Support -- Wear It!
Among the most highly prized possessions that any college basketball player can hope for is their college basketball jersey. The college basketball jersey represents a feeling of ...
Basics Of Home Buying
The most important investment you will ever make is probably the purchase of a home. Finding the right home for you can be a long and arduous process, but there is no getting ...
The 7 Schools Of Feng Shui
Everyone has heard of Feng Shui, but what exactly is it? Feng Shui is an ancient Chinese belief that involves the study of both the natural and the created environments. To ...
|
|
| |
|
