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1. | The Skinny on 1031 Exchange: Maximizing Profits by Minimizing your Tax Liability
A 1031 exchange refers to Section 1.1031 of the Internal Revenue Code which was passed in 1990. Normally, when you sell all real and personal property, the tax code requires the payment of the Capital Gains Tax. That is to say, ...
[Added: 30 Oct 2005 Hits: 786 Words: 556]
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2. | Student Loan Consolidation-The Good, Bad, and the Ugly
With tuition costs rising across the country, it has become increasingly necessary for college students to take on debt in an effort to get their degree. But student loan repayments are often difficult for students to make, especially considering that ...
[Added: 28 Oct 2005 Hits: 345 Words: 662]
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3. | Bankruptcy: What's the difference between Chapter 7 and Chapter 13?
When consumers contemplate the option of bankruptcy generally, the remedy they are specifically referring to is chapter 7 bankruptcy. The effect of the filing is to discharge someone saddled with debt from having to pay debts no longer secured with a valid lien. ...
[Added: 28 Oct 2005 Hits: 839 Words: 571]
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4. | Debt relief 101: Understanding your options and avoiding the scams
The total consumer debt in the United States has ballooned to over two trillion dollars a full 100% greater than it was just a decade ago. As a result more people than are in need of debt relief services. But like with all burgeoning industries, there are a ...
[Added: 27 Oct 2005 Hits: 388 Words: 907]
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5. | Homeowners insurance: What's covered, what's not, and what to look for
Individuals planning on purchasing a home spend weeks if not months picking the perfect neighborhood, floor plan, and then home before they even consider purchase. In a similar way, buyers will shop around and compare the interest rates offered them on mortgages. Yet, when it comes to homeowners insurance, the ...
[Added: 27 Oct 2005 Hits: 406 Words: 1056]
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6. | Payday loans: Why they are bad and how to make the best of them
Almost everywhere you look these days you can find advertisements for payday loans. And like other financial products, you can usually conclude that the more a product is advertised, the higher the profit margins it provides for the seller.
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[Added: 27 Oct 2005 Hits: 353 Words: 850]
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7. | Term Life Insurance: The differences between Term and Whole Life policies
Life Insurance quite generally is a policy whereby you pay a company a premium so that if you die while covered your descendents receive financial benefits. Within the larger Life Insurance window there exist two broad categories ...
[Added: 27 Oct 2005 Hits: 384 Words: 580]
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8. | Supply chain management 101
Answering the question of what Supply Chain Management is, is as simple as breaking down the phrase into its component parts. Supplies are those inputs that a company relies upon to produce the product that will ultimately reach its customers. The chain is the group of ...
[Added: 25 Oct 2005 Hits: 350 Words: 649]
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9. | Cash-out refinance: Turning lemons into lemonade
The oft given, rarely followed adage, "Turn Lemons into Lemonade" seems out of place in the world of refinance. But in fact, it is quite appropriate when considering entering into a Cash Out refinance loan. A Cash Out Refinance loan is simply ...
[Added: 25 Oct 2005 Hits: 343 Words: 754]
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10. | Home equity loans: abusive lending and how to avoid it
Home Equity loans were initially designed to allow individuals who had not yet paid off the full amount of their home, the ability to borrow against what portion of the home they had paid for. So for example, a couple who had been making monthly payments for many ...
[Added: 25 Oct 2005 Hits: 298 Words: 733]
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