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  Mortgages Articles

  Category: Articles » Finance » Mortgages
Results 151 - 200 of 281 [6 Pages]  
151.Online Mortgages Make it Easy for Consumers by John R. Blakefield
We tend to take the Internet for granted. At a push of a button we can literally get almost every piece of information anywhere in the world on a subject matter that you are interested in. Available to us is information in all sorts of forms including, video, ...
[Added: 04 Apr 2006   Hits: 380   Words: 940]

152.Bad Credit? You Can Still Get a Mortgage to Buy a House by John R. Blakefield
Unfortunately bad credit can haunt you for the rest of your life. If there are bankruptcies or foreclosures on your credit report, you know how hard it is to get any line of credit. Lenders and creditors simply look to as a too big ...
[Added: 01 Apr 2006   Hits: 242   Words: 620]

153.Cash Flow Control With Interest Only Payment Mortgages by John R. Blakefield
Another option for a mortgage? You shouldn't be so surprised. Interest only payment mortgages can get you into a home. There are so many options for people to buy a home today. The financing continues to get even more creative ...
[Added: 01 Apr 2006   Hits: 260   Words: 648]

154.Top 5 Things Not to Do When You Apply For Your Mortgage! by John R Blakefield
Save yourself money, time, energy and just a whole lot of problems by following these 5 tips as what not to do when you apply for your mortgage. Some people make mistakes regarding ...
[Added: 31 Mar 2006   Hits: 193   Words: 774]

155.Know Your Rights When You Apply For a Mortgage by John R. Blakefield
With so much paper work, laws, rules, terms of service, fees and legal responsibility, it can get a little confusing and overwhelming as to what your rights are. The way mortgage brokers and lenders operate their businesses may be ...
[Added: 28 Mar 2006   Hits: 236   Words: 760]

156.Save Money By Making Your House Energy Friendly! Get an Energy-Efficient Mortgage! by John R. Blakefield
Did you know that you can save money by having an energy efficient house? And you can facilitate this by getting a loan to improve the energy usage of the house. It is known as an Energy-Efficient Mortgage or EEM and many lenders offer them to home buyers ...
[Added: 27 Mar 2006   Hits: 252   Words: 805]

157.Top 9 Mortgages Explained! Find The Mortgage That is Right For You by John R. Blakefield
There seems to be an endless choice of mortgages and rates available to the home buyer consumer. It is always great to have options so you can specify a mortgage that is perfect for your financial situation. However, it can get tricky deciding between the ...
[Added: 24 Mar 2006   Hits: 259   Words: 1137]

158.Confused About Some Mortgage Terms? Don't Be! Read On To Get Your Mortgage Questions Answered! by John R. Blakefield
When applying for your first mortgage, you are going to hear many terms tossed around that are specific to the real estate and financial industry. These terms are not hard, so don't be concerned. If ...
[Added: 24 Mar 2006   Hits: 260   Words: 724]

159.What You Need to Know to About Your Mortgage Transaction: The Roles of A Mortgage Lender, Broker and by John R. Blakefield
Buying a home can be an exciting but confusing event, especially if it is your very first time. There are so many options for sales agents, brokers, mortgage lenders, types of mortgages and mortgage rates. It can be difficult understanding all ...
[Added: 20 Mar 2006   Hits: 256   Words: 1233]

160.Don't Want to Refinance Your Current Mortgage But Need Some Cash? Consider a Home Equity Line Of Cre by John R. Blakefield
A home equity line of credit is becoming a more popular option among home owners who don't want to refinance or take out a second mortgage. A home equity line of credit is like a second mortgage, in that you use your property as collateral for the equity you have ...
[Added: 19 Mar 2006   Hits: 245   Words: 624]

161.The Million Dollar Mortgage Mistake by Renae C Judkins
Getting a mortgage loan or a mortgage loan refinanced without a financial plan is one of the worst decisions Americans make every day. Unbeknownst to the average American, they are losing over $1,000,000 for their retirement! Don't get me wrong. Mortgage loans are a ...
[Added: 14 Mar 2006   Hits: 256   Words: 641]

162.Using Mortgage Interest as an Itemized Deduction by Keith Hoyng
What is mortgage interest? It is any interest you pay on a secured loan when you bought your first or second home. The loans include the mortgage to buy your home, a second mortgage, a line of credit or a home equity loan. The loan must be secured debt or ...
[Added: 14 Mar 2006   Hits: 291   Words: 939]

163.Will Online Mortgage Lenders Replace Traditional Banks? by Charles Essmeier
The Internet has changed our lives in more ways than we can imagine. The Web provides a convenient, fast, comprehensive source of information that we have very quickly embraced as our "go to" source for whatever it is we need in a pinch. The emergence of sites such ...
[Added: 14 Mar 2006   Hits: 333   Words: 413]

164.Are You Considering Refinancing Your Home Mortgage? Read This First and Save Yourself Money! by John R. Blakefield
Refinancing your home mortgage can be a great decision- if it saves you money! A homeowner naturally would not refinance if a new mortgage cost him or her more money than it saved, but a good offer, and a quick decision ...
[Added: 10 Mar 2006   Hits: 306   Words: 623]

165.How can I avoid mortgage foreclosure? by Greg Stanley
Mortgage foreclosure can occur if homeowners, who have taken a VA, conventional loan, or an FHA insured loan, default on the mortgage payments. Foreclosure can lead to the lender gaining possession of a borrower's home. If the ...
[Added: 09 Mar 2006   Hits: 280   Words: 489]

166.How a Reverse Mortgage Can Benefit Homeowners 62 or Older by Mike Andrews
Reverse mortgages give eligible homeowners the ability to access the money they have stored up as equity in their homes. They are designed to build seniors' personal and financial independence by providing funds without the requirement of a monthly payment for as long as they live in the home. ...
[Added: 09 Mar 2006   Hits: 243   Words: 871]

167.Mortgage and UK housing markets experience fluctuations. by Michael Hanna
Mortgage lenders and property agencies have just released their latest figures for the UK housing market displaying some conflicting results but the overall mood from analysts appears to be one of optimism for improvements in housing market activity. Property prices are on the ...
[Added: 04 Mar 2006   Hits: 299   Words: 620]

168.Mortgage Tips for First Time Buyers by Charles Essmeier
A home is the single most expensive thing most people will ever purchase. In addition, paying off a home loan can take as long as forty years and will involve paying an amount of interest that exceeds the cost of the house itself. In short, buying a house ...
[Added: 25 Feb 2006   Hits: 367   Words: 435]

169.Mortgage Paid Off Sooner With Just a Little Extra Cash by Charles Essmeier
Buying a house is the most expensive thing most people will ever do. Almost 70% of Americans now own their own homes, and that is an all time high. But the commitment to buying a home is a great one; the payment schedule can ...
[Added: 25 Feb 2006   Hits: 332   Words: 413]

170.Last Year's Great Mortgage is This Year's Disaster by Charles Essmeier
The market for real estate in the United States seems to have slowed down from the fever pitch of just a year ago. There are a number of reasons for this; rising interest rates and sticker shock among buyers are just two of them. Whatever the reasons, sales of ...
[Added: 16 Feb 2006   Hits: 287   Words: 484]

171.California Home Mortgage by Jim
Mortgage is a financial program that involves borrowing money from the bank with the condition of keeping a valuable asset as a collateral security. Home Mortgage as the name suggests involves keeping the Home as the collateral security. There are quite a many banks in California that are offering the ...
[Added: 12 Feb 2006   Hits: 230   Words: 315]

172.Reverse Mortgage by Jim
Reverse Mortgage is something, which can enable an individual to withdraw the money from the bank in lump sum. There are several banks out there where one can apply for the same. But before jumping into any decision about the Mortgage one should make sure that the ...
[Added: 12 Feb 2006   Hits: 230   Words: 488]

173.Mortgage Guide-Learn about Mortgage by Gagandeep Dhaliwal
Term mortgage refers to a method that is used to secure the property for the payment of a debt. Generally mortgage is related with the loans secured on real property. In certain cases only land is ...
[Added: 03 Feb 2006   Hits: 309   Words: 334]

174.Reverse Mortgages by Sara Chambers
Perhaps you know what a mortgage is. A mortgage exists when a loan is taken out from a bank or another mortgage company for the purpose of purchasing a home. Payments are made to pay back the loan on a monthly basis. But what is a ...
[Added: 03 Feb 2006   Hits: 410   Words: 351]

175.Foreign Currency Mortgages - take advantage of some of the worlds lowest interest rates but the risk by Michael Challiner
In the UK over 99% of borrowers raise the mortgage they need to buy their home in sterling and pay the prevailing UK interest rate. But there are alternatives. Despite increases in 2005, the UK's domestic interest rates are low by its' own historical ...
[Added: 31 Jan 2006   Hits: 363   Words: 790]

176.Home Mortgages by Sara Chambers
Home buying is one of the most important decisions an individual or a couple can make. It is quite possibly the largest purchase an individual or family will ever make, thus, it is important to approach the funding of the purchase with great caution. Determining the type ...
[Added: 30 Jan 2006   Hits: 309   Words: 349]

177.Mortgage tips and tricks by MIke Rad
Generally speaking, the better your credit the better your chances of getting a zero down payment home loan. Fortunately, mortgage lenders are now offering no money down home loans to homebuyers who have less than perfect ...
[Added: 14 Jan 2006   Hits: 379   Words: 657]

178.How Remortgages Work by John Winters
Everyone is familiar with a mortgage, an industry term for a loan given to allow an individual to purchase a home. If a mortgage is a loan taken on the value of your home and the promise to pay a monthly rate in the future, a remortgage is ...
[Added: 03 Jan 2006   Hits: 235   Words: 613]

179.A Home Mortgage Makes Dreams Come True by David Chandler
Getting a house of your own is a lifetime achievement and a home mortgage helps you in achieving this milestone much earlier than it would otherwise have been possible. In fact, the first home mortgage is also filled with a lot of emotion. A home mortgage is ...
[Added: 02 Jan 2006   Hits: 247   Words: 457]

180.Low Cost Mortgage - Perfect mix of maximum benefit and minimum cost mortgage by Aileene Woul
Have you been planning to use a mortgage loan to buy a home? If yes, I would appreciate your decision. But, you need to look into one more aspect of mortgaging which is really important before you apply for it and that is mortgage costs. Mortgage costs can ...
[Added: 29 Dec 2005   Hits: 266   Words: 772]

181.Finding the Best Mortgage Refinance Rate by Sara Chambers
You may have become used to the monthly house payment that you make. But for many of us refinancing our homes is a great way to save money, lower the house payment, and unlock some of the equity already built change such as refinancing ...
[Added: 28 Dec 2005   Hits: 347   Words: 453]

182.A beginners' Guide to mortgage UK by Ann Gibson
The decision to mortgage house does not in any way show that you are not emotionally attached to your house. On the other hand, it was your concern for the house that restrained you from selling it. As compared to the sale of house, mortgage ...
[Added: 28 Dec 2005   Hits: 322   Words: 757]

183.Mortgages: What you need to know by Marvin Jones
A mortgage is legal agreement or contract that says that a party has agreed to put up a property, a house or a piece of real estate, as security to get a loan. By doing this, the person ...
[Added: 28 Nov 2005   Hits: 281   Words: 588]

184.Glossary of common terms used during the mortgage process. by Michael Challiner
APR - This stands for Annual Percentage Rate. It enables you to compare the full cost of the mortgage. Rather than just being an interest rate, it includes up front and ongoing costs ...
[Added: 25 Nov 2005   Hits: 369   Words: 2531]

185.What the bank won't tell you about your home mortgage quote by Paul Lerner
Shopping for a house is probably the most significant financial decision that you will make in your life. When you shop for your home by first attaining a home mortgage quote, your decision becomes even more momentous—you need to perform a balancing act between the ...
[Added: 17 Nov 2005   Hits: 330   Words: 746]

186.Free Mortgage Quotes by Paul Lerner
Attaining a mortgage quote is obviously helpful for the people who want to refinance their existing house and purchase a new house in the near future. While in the past this involved sitting through a sometimes arduous and always unnerving interview with a banker, the whole ...
[Added: 17 Nov 2005   Hits: 278   Words: 556]

187.Getting the Best Mortgage Rates in Florida with a Poor Credit History by Paul Lerner
Florida is a lovely place to have a house in; unfortunately the real estate prices are rather forbidding for most. And for someone with a bad credit past, it gets tougher. However, if Florida real estate has is in your dreams, you can still get a mortgage loan, ...
[Added: 17 Nov 2005   Hits: 304   Words: 584]

188.Why a California mortgage quote is sometimes higher - and why it doesn't have to be by Paul Lerner
When it comes to California mortgage quotes, the rate is important but it is also necessary to consider the overall costs involved. Factors like the APR, loan fees, discount and origination points need to be properly understood and calculated. ...
[Added: 17 Nov 2005   Hits: 303   Words: 449]

189.Home mortgage quote problems? The likely culprit is your Credit. by Paul Lerner
Your credit has everything to do with home mortgage rates as lenders charge more points and higher interest charges to consumers with bad credit. Poor credit always implies greater risk, so lenders are entitled to be compensated for the risk they are taking. If you ...
[Added: 17 Nov 2005   Hits: 266   Words: 475]

190.Online mortgage quote: Why You May Not Be Getting The Best Rate by Paul Lerner
While shopping online for online mortgage quote can be great in terms of saving time and convenience, it won't necessarily get you the best deals available. What you save depends to a great extent on the way you ...
[Added: 17 Nov 2005   Hits: 253   Words: 388]

191.Why you're probably not getting the best mortgage rate quote? by Paul Lerner
A loan is basically a product and like all products, its sales pitches can be exaggerated. The end result is that you end up with a loan that may not suit your needs at all. When shopping around for the ...
[Added: 17 Nov 2005   Hits: 252   Words: 488]

192.Understanding Reverse Mortgage Fears by Tim Paul
Estimates indicate that there is a target population of some 8.8 million senior households that both qualify for and are good potential candidates for HUD's home equity conversion mortgage (HECM) reverse mortgage program. (Under an HECM loan, a lender advances money to ...
[Added: 17 Nov 2005   Hits: 273   Words: 822]

193.Mortgage Protection - easing your biggest concerns. by Michael Challiner
OK, now you have a lovely new home and with it comes a lovely new mortgage. With the average mortgage advance standing at around £150,000 it's a long-term commitment to repay a lot of money. The repayments also ...
[Added: 16 Nov 2005   Hits: 354   Words: 1371]

194.Why online mortgage quotes don't always give the best rate by Mansi gupta
There were days when getting something mortgaged or financed was a big hassle. People had to survey the entire market in order to know about the existing rates and other details. But now things have drastically changed. ...
[Added: 14 Nov 2005   Hits: 277   Words: 559]

195.Get a better mortgage refinance deal than your local bank offers by Mansi gupta
Gone are the days when money could be fetched either by mere mortgaging or financing something. Now it is time to get money via an amalgam of the two i.e. Mortgage Refinance. Mortgage refinance is a smart idea to have a good credit sum and repay it in ...
[Added: 14 Nov 2005   Hits: 263   Words: 542]

196.Get the mortgage quote your bank doesn't want you tosee by Mansi gupta
Deciding to consider refinancing of mortgage for home loan is a major determination. Next key issue involved is to find ways to get profitable quotes for mortgage from banks. A thorough research of prevailing market rates is essential to obtain competitive ...
[Added: 11 Nov 2005   Hits: 274   Words: 534]

197.Mortgage refinancing 101 by Mansi gupta
Managing your finances is as important as earning them. Rather at times it is more significant to administer your resources than actually find ways to earn. Since imprudent investments might result into drainage of hard earned ...
[Added: 11 Nov 2005   Hits: 257   Words: 530]

198.Offset Mortgages. A dream for well off homeowners. by Michael Challiner
Offset mortgages represent one of the biggest mortgage innovations seen in recent years. Six years ago there was hardly an offset mortgage to be seen. Now they and the current account mortgage, to which they are closely related, account for £10 out of ...
[Added: 10 Nov 2005   Hits: 304   Words: 897]

199.Why Paying Off Home Mortgages Is A Dumb Idea by Jed Baguio
If you're planning to refinance you're home or apply for a home mortgage. This could be one of the most the best tips you'll ever recieve. If you're like majority of the population which applies for home mortgage ...
[Added: 10 Nov 2005   Hits: 440   Words: 643]

200.When Does it Pay-Off to Obtain a Home Mortgage? by John Edwards
If you are in dire need of money and don't have the financial means for a large cash transaction to buy a house, then opting for a home mortgage is worth consideration. Basically, a mortgage refers to a long-standing credit that a debtor ...
[Added: 09 Nov 2005   Hits: 326   Words: 428]


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