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251. | What does health insurance cover? by Sarah Grueson
A health insurance company covers the cost of the benefits that are mentioned in their health insurance policies. These may include both tests and treatments. Benefits offered by a health insurance policy that are covered by the insurance company are known as "covered services". The policyholder ...
[Added: 09 Mar 2006 Hits: 382 Words: 314]
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252. | UK Mortgage Insurance - Need for Mortgage Insurance by Nash
Insurance is a great way to safeguard your self from the uncertainties in life. Mortgage Payment Protection Insurance is designed to protect you from getting into debt or missing the mortgage payments due to unemployment. If you are living in a country like UK mortgage insurance is extremely important ...
[Added: 09 Mar 2006 Hits: 407 Words: 563]
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253. | Insurance news - UK Ex-smokers reportedly paying too much for life insurance. by Richard Green
According to recent life assurance research by Sainsbury's Bank, many ex-smokers may be paying too much for their life insurance. They assert that during the past 5 years approximately 6.78 million people have given up smoking, however only ...
[Added: 07 Mar 2006 Hits: 492 Words: 617]
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254. | Term life insurance: Money-saving tips (they do exist)! by Kade Phillips
Term life insurance is the most affordable way to protect your family's future. As inexpensive as term life insurance is, there are money-saving tips that will ensure you are paying only what you need. Get the most value for your dollar by checking out the following helpful tips that ...
[Added: 02 Mar 2006 Hits: 297 Words: 983]
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255. | Buying life insurance: A Shopping Checklist by Kade Phillips
When shopping for term life insurance, you want to find the right amount of insurance coverage at a reasonable price with a company you can trust. But for many people, getting started is the hardest part. That's where the following Life Insurance Checklist can ...
[Added: 02 Mar 2006 Hits: 310 Words: 1242]
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256. | Navigating Insurance for Students and Searching Out the Right Financial Solution for UK Parents by Michael Hanna
Students are often portrayed as being lazy, indolent, or, perhaps most damningly of all: scruffy. But today's students are often more active and involved than their parents, and they demand the rewards that come with this behaviour. Valuable pieces of equipment are de rigueur in many ...
[Added: 25 Feb 2006 Hits: 602 Words: 589]
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257. | Advantages of a Whole Life Insurance Policy by David Chandler
To begin with, you need to understand that life insurance falls into two very broad categories: Whole and term. The basic difference between term and whole life insurance is this: A term policy is life coverage only. ...
[Added: 14 Feb 2006 Hits: 369 Words: 516]
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258. | Guide to life insurance by Mansi gupta
Life is precious to every creature (big or small) on earth. From a tiny ant to big rational agents every living being loves life and wants to protect it. For a human being the most prudent way to shield his life from all the forthcoming ...
[Added: 10 Feb 2006 Hits: 236 Words: 526]
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259. | How Life Insurance Can Cover Your Mortgage Balance by John Winters
Discussing the need for life insurance is never a pleasant topic, and certainly combined with talk of mortgage payments, it can be downright distasteful. But it is your responsibility as the principle breadwinner in your home to ...
[Added: 08 Feb 2006 Hits: 332 Words: 554]
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260. | Serious Injury Accidents and Insurance Company Coverage Concerns by Landon Prescott
A serious injury accident can leave you not only physically injured, but can also leave you financially injured. Most of us think that we have insurance to cover such events, and while this is partly true, the insurance companies are primarily concerned with paying as little as possible while ...
[Added: 08 Feb 2006 Hits: 420 Words: 779]
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261. | Motor Boat Insurance Basics by Mansi Gupta
Sailing off into the blue yonder, has the salutary effect of blowing cares and stresses away with the winds. However, before you sail away in your new boat, consider the merits of these questions. Do you have boat insurance? Moreover, are your insurance needs fully met?
...
[Added: 03 Feb 2006 Hits: 248 Words: 491]
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262. | Sail boat insurance basics by Mansi gupta
When it comes to insuring things those we own against loss or damage we tend to want the very best. After all, we worked hard to get what we have and we all want to make sure that we keep it ...
[Added: 03 Feb 2006 Hits: 228 Words: 489]
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263. | Charter boat insurance basics by Mansi gupta
Maritime law broadly defines the responsibility of charterboat operator as being responsible for all damages resulting from "negligence". This all-encompassing definition leaves the operator exposed to the possibility of costly and endless court cases.
This why ...
[Added: 03 Feb 2006 Hits: 293 Words: 487]
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264. | How can I get a lower boat insurance rate? by How can I get a lower boat insurance rate?
Many people believe that it is best to stick with one insurance company for all of your insurance needs. This can be true in certain instances but not always, which can be especially true for boat insurance.
To get the best rates you will need to ...
[Added: 03 Feb 2006 Hits: 243 Words: 535]
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265. | What Is The Best Boat Insurance Company? by Mansi gupta
There is no right answer when someone asks which boat insurance company is the best. There are so many choices available that it is hard to determine the very best. It really all depends on what the specific needs ...
[Added: 03 Feb 2006 Hits: 268 Words: 517]
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266. | House boat insurance basics by Mansi Gupta
Purchasing a houseboat is guaranteed to give you years of unlimited pleasure. Provided, however that you've insured your houseboat properly. Otherwise, you could lose your life's savings and in the worse case scenario, and be forced to file for bankruptcy.
In the marine insurance industry, houseboats are ...
[Added: 03 Feb 2006 Hits: 281 Words: 498]
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267. | What Kind Of Boat Insurance Coverage Do I Need? by Mansi gupta
Deciding what kind of boat insurance coverage you need depends on many variables. To start off, the type of insurance you need depends on what kind of boat you have. Being familiar with boats you would need ...
[Added: 03 Feb 2006 Hits: 245 Words: 540]
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268. | Term Life Insurance by Sara Chambers
Term life insurance is defined as insurance coverage that covers in increments of time, known as terms, such as one year, five years or ten years. The policy holder pays premiums during this time, but they are likely ...
[Added: 03 Feb 2006 Hits: 426 Words: 356]
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269. | Travel Insurance by Sara Chambers
There are many vendors who would try and convince you that going abroad without traveler's insurance is downright foolish. However, most people going on vacation have already invested enough in their travel costs that they generally overlook extra costs they consider frivolous, at ...
[Added: 03 Feb 2006 Hits: 357 Words: 522]
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270. | Life Insurance premiums put the squeeze on fat people by Michael Challiner
Once again overweight people are in the firing line. Life insurance companies are raising premiums up to 400% for fat people. They've always charged more for those who clearly over-eat, but during the last year or so ...
[Added: 31 Jan 2006 Hits: 511 Words: 691]
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271. | Mortgage Payment Protection Insurance 11 Top Tips by Michael Challiner
A mortgage is a long-term financial commitment and you have to maintain the monthly repayments for the full duration of the mortgage. That's going to be over many years but non of us have the benefit of a crystal ball – so no one knows how ...
[Added: 31 Jan 2006 Hits: 394 Words: 847]
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272. | Homeowner's Insurance by Sara Chambers
Anyone who owns a home will, at some point in their ownership, come to realize the importance of their homeowner's insurance policy. Homeowner's insurance policies exist to protect both the homeowner and the bank lender, at least for the life of the home's mortgage.
Basic Policy
...
[Added: 31 Jan 2006 Hits: 313 Words: 539]
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273. | Big changes on the horizon for Critical Illness Insurance. by Michael Challiner
In recent years sales of critical illness insurance have flagged. The primary cause is the huge 70% increase in premiums experienced during recent years. For many, critical illness insurance has simply priced itself out of the market.
...
[Added: 19 Jan 2006 Hits: 378 Words: 620]
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274. | Life Insurance - Why does the UK have a £2.3 trillion protection gap? by Michael Challiner
According to Swiss Re, one of the world's largest re-insurance companies, less than half of the UK population has any form of life insurance protection. They then go on to put a figure on the value of this protection gap. Using an ...
[Added: 19 Jan 2006 Hits: 355 Words: 928]
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275. | Critical illness Insurance - The press are giving insurers a hard time. by Michael Challiner
Recent stories in the press have again lambasted the insurers over critical illness insurance. The core problem is that a critical illness claim is not as straightforward as, for example, a claim under life insurance. With life insurance it's going to be hard for the ...
[Added: 19 Jan 2006 Hits: 278 Words: 1054]
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276. | 5 Easy Steps To Lower Your Auto Insurance Quote by 5 Easy Steps To Lower Your Auto Insurance Quote
It was not too long ago when contracts were made on a handshake and a promise. Individuals were not particularly concerned with things like insurance because they relied upon the goodwill of their neighbor to compensate them for wrongful damage. For a variety ...
[Added: 18 Jan 2006 Hits: 246 Words: 700]
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277. | Opt for life insurance for protection as well as wealth creation by Sara Chambers
In today's fast paced and ever changing world nothing is certain except for the fact that life becomes very easy to live if you happen to have money in your wallet. There is no certainty that you will wake up tomorrow when you ...
[Added: 11 Jan 2006 Hits: 312 Words: 462]
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278. | Travel Insurance - do I need insurance for a holiday in the UK? by Travel Insurance – do I need insurance for a holiday in th
Last week my wife and I booked a two centre holiday on the Scottish Isles. Seven days on Skye and then a ferry over to Steornabhagh for a further seven days on the Isle of Lewis. Wonderful scenery, plenty of walks and masses of peace and quiet. ...
[Added: 10 Jan 2006 Hits: 319 Words: 668]
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279. | Pet Insurance - is it a waste of money? by michael challiner
According to a report published by research group Mintel, one in three pets needs an unforeseen visit to the vet each year. This implies you're more likely to make a claim on your pet insurance than on your car insurance or ...
[Added: 10 Jan 2006 Hits: 284 Words: 591]
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280. | Travel Insurance - few bargains for the over 65's by michael challiner
At last you've retired. It's now time to relax and experience a slower pace of life. Even enjoy spot of gardening. But not all of today's modern over 65's have heard the message! Retirement is taking a new twist.
Less of ...
[Added: 10 Jan 2006 Hits: 303 Words: 595]
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281. | Pet Insurance - suss out the answers to 10 key questions by Michael Challiner
If your joints and bones are flexible and strong, they move freely. And that means life can be fun and appreciated to its' full. But for one in seven people, movement is hindered by a musculoskeletal problem - back ...
[Added: 10 Jan 2006 Hits: 274 Words: 797]
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282. | Medical Insurance - Sorry, you're not covered! by Michael Challiner
In the UK around 7 million people spend around £3 billion a year on medical insurance. One in seven policies are taken out by individuals with the balance being put in place by their employers. The ...
[Added: 10 Jan 2006 Hits: 289 Words: 1329]
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283. | Life Insurance 101 by Roger Overanout
All types of Life Insurance fall into one of the four groups explained below, which type you use depends on the type of risk you wish to protect and the funds you have available.
Term Assurance
Cash lump sum paid out ...
[Added: 04 Jan 2006 Hits: 308 Words: 612]
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284. | Term Life Insurance Explained by David Chandler
Term life insurance does not build any kind of cash value, which makes it an original type of life insurance and considered pure insurance protection. Unlike whole life insurance, term life insurance is only temporary and only covers a specific term, or a specific ...
[Added: 22 Dec 2005 Hits: 263 Words: 472]
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285. | Auto insurance explained by Mansi Gupta
Automobiles particularly cars are quite expensive nowadays. For many people it takes several years of hard work and lot of savings to purchase a car. So it becomes essential to secure a vehicle by the ...
[Added: 21 Dec 2005 Hits: 247 Words: 515]
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286. | How to Lower Your Life Insurance Premiums by Mansi Gupta
In the world today when human health and life are extremely precarious, getting a health insurance becomes mandatory for every individual. Health insurance can be of immense benefit in the hours of need. It brings requisite ...
[Added: 21 Dec 2005 Hits: 274 Words: 528]
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287. | The Different Types of Life Insurance Explained by Mansi Gupta
There are numerous companies existing today that offer life insurance policies. Though the crux of the policy (to ensure a safe and sound life of an individual's survivors as well as to the individual) does not alter yet companies try to ...
[Added: 21 Dec 2005 Hits: 270 Words: 505]
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288. | Different types of auto insurance by Mansi Gupta
Nowadays auto insurance is the ideal way to ensure a good life for yourself and your expensive vehicle. Auto insurance keeps safe your huge amount of money spent on your automobile. But on the same hand, auto insurance ...
[Added: 21 Dec 2005 Hits: 258 Words: 540]
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289. | How to Lower Your Auto Insurance Premiums by Mansi Gupta
People invest a good share of their hard earned money on material assets such as house, automobile etc. So it is quite essential to secure these things and therefore get them insured. Auto insurance is akin to health insurance. Just as the latter compensates for any ...
[Added: 21 Dec 2005 Hits: 252 Words: 555]
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290. | Health Insurance Explained by Mansi Gupta
In the competitive world today people spend more than half of their lives working day and night for some or the other reason. Though it gives them good financial rewards and gratification of their desires yet what suffers a big setback is their ...
[Added: 19 Dec 2005 Hits: 295 Words: 516]
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291. | Different Types of Health Insurance Explained by Mansi Gupta
Health is the biggest and most crucial asset of every living being. An unhealthy animal and individual can never truly experience any joy. It is the wealth of health that provides the requisite potential to topple over ...
[Added: 19 Dec 2005 Hits: 317 Words: 550]
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292. | Life Insurance Explained by Mansi Gupta
In the world today money is the most essential necessity of an individual's life. It is almost impossible to dwell without money. This is why a person tries to earn maximum possible during his lifetime to provide a decent living to himself and his family. ...
[Added: 19 Dec 2005 Hits: 264 Words: 541]
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293. | How to Lower Your Health Insurance Premiums by Mansi Gupta
Human beings are mortal. Though every single life has to terminate one day yet it is the very nature of rational agents to plan for the expected as well as the unexpected happenings in their future. The most prudent plan to secure your and the lives of your loved ...
[Added: 19 Dec 2005 Hits: 287 Words: 570]
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294. | Memo to myself - I need Keyman Insurance by Michael Challiner
Last month I had to drive down to London. I don't like driving at the best of times but the rain, spray and heavy traffic on the M1 made conditions difficult. Radio 2 kept me company and the heater ...
[Added: 15 Dec 2005 Hits: 269 Words: 596]
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295. | Life Insurance - Smokers and Overweights pay over 50% more! by Michael Challiner
The life insurance industry is becoming tougher on smokers and those of us who are overweight.
When an insurance company calculates its premiums, it has to work out the risk of you dying whilst the policy is in force. ...
[Added: 15 Dec 2005 Hits: 300 Words: 476]
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296. | Keyman Insurance - Protect yourself against some of your biggest businesses risks. by Michael Challiner
As a businessman you might have public liability insurance and you insure your buildings, stock and vehicles. You may even have professional indemnity insurance and legal cost insurance. Is that all? What about your other primary ...
[Added: 15 Dec 2005 Hits: 278 Words: 639]
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297. | Auto Insurance 101 by Auto Insurance 101
Auto insurance, as the term suggests, is insurance that you can purchase for your vehicle (cars, trucks, SUVs, motorcycles, etc.). It provides protection against losses incurred as a result of vehicle accidents. While the product seems simple, there are many different ...
[Added: 08 Dec 2005 Hits: 282 Words: 425]
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298. | Private medical insurance - what's it all about? by sam lowe
The origin of private medical insurance goes back a long way – before the NHS was formed. In pre-NHS days, people contributed to "friendly societies", which provided financial assistance to people in times of need. Some private medical insurance providers, such as BUPA, remain ...
[Added: 08 Dec 2005 Hits: 704 Words: 328]
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299. | Do You Need Rental Insurance? by Kyle Thomas Haley
Many renters don't stop to think about what happens if there is a fire, someone breaks in and steals their new TV or stereo, or a visitor slips and falls on their property. The sad truth is; you will be responsible! While ...
[Added: 07 Dec 2005 Hits: 282 Words: 568]
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300. | How to Lower the Cost of Your Car Insurance by Evan T. Smith
Buying auto insurance is an important part of your overall financial planning. The auto insurance premium rate varies depending on the company and the type of policy coverage you choose to have. Here are some guidelines to lower the cost.
Shop Around - Compare the costs by ...
[Added: 05 Dec 2005 Hits: 360 Words: 457]
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