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  Category: Articles » Articles by Author » Author: Stuart Laing
Results 1 - 8 of 8 [1 Pages]  
1.Don't Bluff Your Creditors
When approaching your lender to make an offer of reduced debt repayments, it's best to be completely honest and offer them as much as you can realistically afford to pay month by month. Whatever happens, don't try to call their bluff. You ...
[Added: 10 Mar 2006   Hits: 252   Words: 374]

2.Debt Negotiation Tips
When you reach the position where you can't afford your debt repayments, it's time to take action. Instead of running from your situation you need to take positive steps to fix it. If you reach the stage where you can't keep up with the repayments, ...
[Added: 10 Mar 2006   Hits: 301   Words: 615]

3.Prioritise Debt Repayments
One of the best ways to speed up the repayment of your debts is to focus your attention on paying off the loans that carry the highest rate of interest first. Get rid of the debts that cost you most to service. Here's what to do. Compare ...
[Added: 10 Mar 2006   Hits: 330   Words: 485]

4.How To Budget
It's always a good idea to use a budget to keep track of your personal finances, but it's vital when you're up to your neck in debt! The basic idea is simple. A budget just compares the income you have ...
[Added: 10 Mar 2006   Hits: 321   Words: 813]

5.Confront Your Debts
The first stage of getting out of debt is to work out the size of your problem….to the nearest cent! If you don't know the true extent of your debt, you won't be able to do anything about it. ...
[Added: 10 Mar 2006   Hits: 256   Words: 491]

6.Becoming Debt Free Requires Desire
You want to escape from your debts, right? But before you make a start, let me remind you that it won't be easy. In fact, it could be one of the hardest things that you'll ever do in your life. Don't be under any illusions about this. Enormous ...
[Added: 10 Mar 2006   Hits: 308   Words: 516]

7.The Real Meaning Of Debt
Right, what does debt really mean? Debt is money that someone else lends you, on the understanding that you'll pay it back. Let's face it, if you didn't have to pay it back, it wouldn't be a debt, would it? It would be a ...
[Added: 10 Mar 2006   Hits: 330   Words: 973]

8.The Danger Of Rounding Up Your Debts
Rounding up your debts is one of the biggest dangers to your financial position. It's also one of the easiest ways for your debts to get out of control. This way of thinking is best summed up by the following comment; ...
[Added: 10 Mar 2006   Hits: 297   Words: 691]