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1. | Don't Bluff Your Creditors When approaching your lender to make an offer of reduced debt repayments, it's best to be completely honest and offer them as much as you can realistically afford to pay month by month.
Whatever happens, don't try to call their bluff.
You ...
[Added: 10 Mar 2006 Hits: 252 Words: 374]
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2. | Debt Negotiation Tips When you reach the position where you can't afford your debt repayments, it's time to take action.
Instead of running from your situation you need to take positive steps to fix it. If you reach the stage where you can't keep up with the repayments, ...
[Added: 10 Mar 2006 Hits: 301 Words: 615]
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3. | Prioritise Debt Repayments One of the best ways to speed up the repayment of your debts is to focus your attention on paying off the loans that carry the highest rate of interest first. Get rid of the debts that cost you most to service.
Here's what to do. Compare ...
[Added: 10 Mar 2006 Hits: 330 Words: 485]
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4. | How To Budget It's always a good idea to use a budget to keep track of your personal finances, but it's vital when you're up to your neck in debt!
The basic idea is simple. A budget just compares the income you have ...
[Added: 10 Mar 2006 Hits: 321 Words: 813]
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5. | Confront Your Debts The first stage of getting out of debt is to work out the size of your problem….to the nearest cent! If you don't know the true extent of your debt, you won't be able to do anything about it.
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[Added: 10 Mar 2006 Hits: 256 Words: 491]
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6. | Becoming Debt Free Requires Desire You want to escape from your debts, right? But before you make a start, let me remind you that it won't be easy. In fact, it could be one of the hardest things that you'll ever do in your life.
Don't be under any illusions about this. Enormous ...
[Added: 10 Mar 2006 Hits: 308 Words: 516]
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7. | The Real Meaning Of Debt Right, what does debt really mean?
Debt is money that someone else lends you, on the understanding that you'll pay it back. Let's face it, if you didn't have to pay it back, it wouldn't be a debt, would it? It would be a ...
[Added: 10 Mar 2006 Hits: 330 Words: 973]
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8. | The Danger Of Rounding Up Your Debts Rounding up your debts is one of the biggest dangers to your financial position. It's also one of the easiest ways for your debts to get out of control.
This way of thinking is best summed up by the following comment; ...
[Added: 10 Mar 2006 Hits: 297 Words: 691]
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