Article Categories
» Arts & Entertainment
» Automotive
» Business
» Careers & Jobs
» Education & Reference
» Finance
» Food & Drink
» Health & Fitness
» Home & Family
» Internet & Online Businesses
» Miscellaneous
» Self Improvement
» Shopping
» Society & News
» Sports & Recreation
» Technology
» Travel & Leisure
» Writing & Speaking

  Articles

  Category: Articles » Articles by Author » Author: Rebecca Spitzer
Results 1 - 16 of 16 [1 Pages]  
1.Why Owning a 0% APR Card Could Spell Disaster
Almost everyone gets the offers in the mail for credit cards that claim to provide 0 percent interest. These offers are incredibly tempting, and on the surface they look like a good idea. You could transfer your outstanding balances, buy that big-ticket ...
[Added: 22 Apr 2006   Hits: 261   Words: 379]

2.What's Your Credit Score? Not Knowing Could Cost You
When you go online and apply for a credit card, how can you get your results in a matter of seconds? The answer is your credit score. This little number packs a big punch and can ...
[Added: 22 Apr 2006   Hits: 265   Words: 391]

3.Why Credit Bureaus Are Ripping You Off…And How to Beat Them
When you pay your credit card bills, your loan balance, or your medical bills, this information is recorded and sent to credit reporting agencies, or credit bureaus. It is their job to keep track of your credit history and ...
[Added: 22 Apr 2006   Hits: 277   Words: 369]

4.5 Cons of Owning a 0 APR Credit Card
If you have received an offer recently for a 0 APR credit card, you may have been very tempted to send in the form signed and ready to go. You may have seen the words "0 percent interest" and jumped at the chance to shop for six ...
[Added: 22 Apr 2006   Hits: 232   Words: 370]

5.5 Pros of Owning a 0 APR Credit Card
When you get the offer in the mail for a 0 APR credit card, you may be tempted to throw it out, thinking that it is too good to be true. But before you toss it in the circular file, ...
[Added: 22 Apr 2006   Hits: 252   Words: 366]

6.Why Paying Your Income Taxes with a Credit Card Is a Rip Off
If you own your own business or have not been deducting enough from your paychecks each week, you will probably owe some income taxes when tax time rolls around. This is never fun, and if you do not have the money in your checking account right now, ...
[Added: 22 Apr 2006   Hits: 221   Words: 374]

7.How Credit Card Issuers Use the Prime Rate
When you get a credit card offer in the mail that says you are pre-approved, what is the first thing you look at on the letter? The interest rate, right? And when you get an offer from a credit card ...
[Added: 22 Apr 2006   Hits: 228   Words: 379]

8.5 Things You Should Know About 0 APR Credit Card Offers
If you have received one of these offers in the mail, you know how tempting they can be. They claim that you will pay no interest on any purchases or balance transfers in the first period of owning your card. But there are some things about these offers you need ...
[Added: 22 Apr 2006   Hits: 230   Words: 354]

9.How to Improve Your Credit Score under the New VantageScore System
Poor credit is such a common thing among Americans that the three major credit bureaus have introduced a method for helping consumers to get out of debt. The VantageScore system was introduced in March of 2006 and made available to ...
[Added: 22 Apr 2006   Hits: 213   Words: 373]

10.After You Apply for a No Credit Credit Card, Use It Wisely: Here's How
When you are first establishing your credit, you can make a huge difference in the quality of your credit report with some seemingly insignificant actions. Your credit report contains information that is used to create your credit score. Companies use your credit score to decide ...
[Added: 22 Apr 2006   Hits: 207   Words: 363]

11.For People with No Credit: 5 Tips on How to Establish It
If you are just starting out on building your credit, you want to be smart about building good credit from the beginning. Too many people rush into the world of credit and don't stop to think about how their ...
[Added: 21 Apr 2006   Hits: 266   Words: 365]

12.5 Tips for Finding No Credit Credit Cards
Millions of people have trouble with their credit each year. From late payments to bankruptcies, families and single individuals work to overcome their poor credit histories and find a way to get along in this ...
[Added: 21 Apr 2006   Hits: 231   Words: 359]

13.5 Things You Should Know Before You Apply for a Contactless Credit Card
Waving your credit card in front of an electronic sensor like a magic want to pay for goods and services sounds too good to be true. But as long as you are willing to pay the bill when it comes, this technology is available to you today. If you ...
[Added: 21 Apr 2006   Hits: 262   Words: 350]

14.Why RFID Credit Cards Will Make Your Life Easier
What if you could simply hold your wallet up and wave it at the cashier to pay for your groceries? Sound like science fiction? Well, it's not. Radio Frequency Identification, or RFID, credit cards are already on the streets. In ...
[Added: 21 Apr 2006   Hits: 280   Words: 366]

15.Your Rights under the Fair Credit Billing Act
If you have ever received your credit card statement and found an error, you know how frustrating it can be. You either call the credit card company and they say you need to talk to the merchant. ...
[Added: 21 Apr 2006   Hits: 304   Words: 386]

16.Transferring High Interest Loan Balances to 0 APR Credit Cards
For many people, qualifying for a loan is difficult. It seems to take nearly perfect credit in order to get an interest rate that is tolerable. The rest of the world is stuck paying exorbitant rates to borrow ...
[Added: 21 Apr 2006   Hits: 230   Words: 376]