1.||Debt Settlement & Income Taxes - What You Need To Know|
Debt settlement has become a popular approach to resolving problem debts without having to file bankruptcy. With this approach, creditors agree to accept a portion of what you owe (usually around 50% or less) to settle the account, and the remaining balance ...
[Added: 23 Oct 2005 Hits: 789 Words: 564]
2.||The New Bankruptcy Law "Means Test" Explained in Plain English|
With the new bankruptcy law in effect as of October 17, 2005, there is a lot of confusion with regard to the new "means test" requirement. The means test will be used by the courts to determine ...
[Added: 26 Sep 2005 Hits: 478 Words: 938]
3.||Credit Protection Insurance -- Just Another Consumer Rip-Off|
Credit protection insurance is a good example of a consumer rip-off that affects millions of people, yet receives little attention in the financial media. Simply stated, you should NEVER buy "credit protection insurance," or a "payment protection plan" or any ...
[Added: 26 Sep 2005 Hits: 355 Words: 926]
4.||Credit Cards For People With Bad Credit - How To Avoid Getting Ripped Off|
If you've had credit problems, then you've probably received offers for credit cards aimed at people with bad credit. These offers range from legitimate, to questionable, to outright scams. How can you tell the difference? The answer is to read the fine print, usually ...
[Added: 15 Sep 2005 Hits: 374 Words: 973]
5.||Budgeting -- The Critical Flaw That Causes Most Budgets To Fail|
Budgeting. It's a word we're all familiar with. Everyone knows what a budget is, right? Yet how many of us actually make and stick to a solid monthly budget? The truth is that most of us start out with the best of intentions, but an unexpected expense ...
[Added: 24 Aug 2005 Hits: 342 Words: 993]
6.||The New Bankruptcy Law -- How Will It Affect Debt Negotiation?|
In April 2005, Congress made sweeping changes in U.S. bankruptcy law that will go into effect on October 17, 2005. It's called the "Bankruptcy Abuse Prevention and Consumer Protection Act of 2005," and it means big trouble for ...
[Added: 24 Aug 2005 Hits: 361 Words: 995]
7.||Debt Relief -- Why Most Programs Have A 75% Failure Rate|
Debt consolidation, equity loans, credit counseling, debt management plans, even Chapter 13 bankruptcy – it doesn't matter which of these debt programs you're talking about. They all suffer from one fatal flaw, the number one problem that causes most people to fail at eliminating their ...
[Added: 24 Aug 2005 Hits: 380 Words: 1038]
8.||Debt Settlement -- Why The Critics Are Wrong|
After October 17, 2005, a lot of people are going to become interested in debt settlement as an alternative to bankruptcy. That's the date the new bankruptcy law goes into effect, and it means a rude awakening for many consumers seeking a fresh start in bankruptcy court.
It used ...
[Added: 24 Aug 2005 Hits: 339 Words: 1144]