251.||What Is An Interest Only Mortgage, And Should I Get One? by Shaan Randow|
There is a non-traditional type of home mortgage loan being marketed to consumers known as an interest only home mortgage loan. Sometimes called a balloon mortgage, an interest only mortgage is exactly what the name implies. For the term of the mortgage, the borrower is paying only the ...
[Added: 11 Aug 2005 Hits: 305 Words: 576]
252.||Principal Residential Mortgage - Important Guidelines by Suvadip Das|
Here is a clarification in regards to special course of actions for applying for a principal residential mortgage:
The first step in buying a principal residential mortgage is getting in touch with the brokers for an explanation and ...
[Added: 08 Aug 2005 Hits: 222 Words: 966]
253.||Mortgage Application Tips by Suvadip Das|
Get a comfortable table or desk and spend the time to fill out your mortgage application neatly and correctly. If you are given a paper application at the bank or credit union, ask permission to bring it ...
[Added: 08 Aug 2005 Hits: 219 Words: 1158]
254.||Mortgage Debt Elimination 3 Sure-Fire Tips You Must know! by Vincent Dail|
Mortgage Debt Elimination shows that most home loan
debts will be secured. Secured debts usually are tied
to an asset, like your house for a mortgage. If you
stop making payments, lenders can foreclose on ...
[Added: 07 Aug 2005 Hits: 219 Words: 486]
255.||Refinancing Your Mortgage Can Really Save You Money by Chileshe Mwape|
Refinancing a mortgage is simply taking out a new mortgage. It means paying off one or more old debts by getting a new loan. Sometimes, refinancing your mortgage can really save you money. You may be able to pay less interest, lower your monthly payment, or convert from ...
[Added: 27 Jul 2005 Hits: 249 Words: 469]
256.||Option ARM - The World's Most Dangerous Mortgage by Charles Essmeier|
Home prices have reached record levels, and in many parts of the country, homes have become nearly unaffordable. Real estate has replaced the tech stocks of the late 1990’s as the hot investment, and everyone has sold their stocks and jumped into investment property. Real estate prices have increased ...
[Added: 27 Jul 2005 Hits: 281 Words: 589]
257.||Look For a Great Mortgage Online by Jeff Lakie|
People who are looking for a mortgage today have many more options than those who were searching for a mortgage a few years ago, thanks to the Internet. Consider how technology has changed the way we do many things, including shopping for products and services ...
[Added: 23 Jul 2005 Hits: 231 Words: 357]
258.||Residential Mortgage - Finding The Best Home Mortgage Lender by Carrie Reeder|
Most people approach the act of getting a home mortgage purchase or refinance loan the wrong way. They timidly approach lenders and cross their fingers that they will quality for that all-important loan. But that’s just ...
[Added: 19 Jul 2005 Hits: 201 Words: 507]
259.||Refinancing Your Home Mortgage - Get Up To 125% Cash From Your Home's Value by Carrie Reeder|
With the low interest rates being offered by lenders today, now can be the perfect time to refinance your existing mortgage. Remember that you do not have to refinance your home through the same lender that provided your initial mortgage. ...
[Added: 19 Jul 2005 Hits: 261 Words: 420]
260.||How to Compare Fixed Rate Mortgages and Adjustable Rate Mortgages by Chileshe Mwape|
There are many types of mortgages, and the more you know about them before you start, the better. To compare one Adjustable Rate Mortgage with another or with a fixed-rate mortgage, you need to know about indexes, margins, discounts, caps, negative amortization, and convertibility. You need to ...
[Added: 19 Jul 2005 Hits: 285 Words: 556]
261.||Refinance Your Second Mortgage by Carrie Reeder|
A 2nd mortgage is a secured loan on your property, with your home serving as collateral. Depending on the particular terms of your second mortgage, you could be able to refinance if you wish to reduce your monthly payments or are in need of ...
[Added: 19 Jul 2005 Hits: 231 Words: 422]
262.||The Debt Test: are you making out a mountain out of your mortgage? by Rachel Lane|
According to the Council of Mortgage Lenders, first-time buyers are the most susceptible group of homeowners to debt, as they are more likely to have higher loan-to-value ratios and commit a higher proportion of their income to mortgage repayments. Despite their ...
[Added: 13 Jul 2005 Hits: 264 Words: 518]
263.||What the Bank Won't Tell You About Mortgage Refinancing by Paul Ashter|
So you have a mortgage, and you need to refinance to get your interest rates low. Most people simply walk into their bank, ask to refinance, and then end up paying more money long term than they ...
[Added: 11 Jul 2005 Hits: 218 Words: 662]
264.||Home Mortgage Low Interest Rate - Finding The Best Mortgage Rate by Carrie Reeder|
Interest rates are at an all time low, making now the perfect time to purchase a new home or refinance your existing mortgage. The interest rate you receive will depend largely on your credit rating, monthly debt, and your income. Mortgage loans ...
[Added: 11 Jul 2005 Hits: 246 Words: 418]
265.||Home Mortgage Loan Pre-approval Online - Keys When Applying For A Mortgage Online by Carrie Reeder|
Applying online for a mortgage is very fast and easy. Just make sure of a few things before you start to look for places to apply to. Here are some tips to keep in mind ...
[Added: 09 Jul 2005 Hits: 225 Words: 377]
266.||Reverse Mortgage Providing Peace of Mind Without Sacrificing Safety or Security by Barry Scoles|
For many seniors one of their greatest sources of security is their home. It not only provides a comfortable and familiar environment, but it provides a sense of independence and a source of many fond memories. The equity in that home represents a financial nest egg and a legacy for ...
[Added: 08 Jul 2005 Hits: 261 Words: 628]
267.||Adjustable Rate Mortgages - Understand The Benefits Compared To A Fixed Rate Mortgage by Carrie Reeder|
Adjustable rate mortgages can be very tempting to home buyers, yet they carry a great deal of uncertainty. Fixed rate mortgages offer rate and payment security, but they are more expensive. It is important to weigh the pros and cons of ...
[Added: 06 Jul 2005 Hits: 235 Words: 480]
268.||Home Loans and Mortgages - Beware of Deed Theft Scam by Charles Essmeier|
The average home in the United States has a value of $206,000, a record amount. Real estate prices have been rising throughout the country during the last five years, and homeowners have seen the value of their property skyrocket. In California alone, the equity in ...
[Added: 16 Jun 2005 Hits: 248 Words: 520]
269.||4 things to watch out for when choosing a mortgage company by Bart Fadington|
We all know that there are a lot of mortgage companies out there. But how do you know which company to choose? Some companies have flashy advertisements about low interest rates, but are they really the best ...
[Added: 15 Jun 2005 Hits: 224 Words: 495]
270.||Reverse Mortgage - Be Sure You Need It Before Applying For One by Charles Essmeier|
Reverse mortgages used to be considered the last resort of desperate retirees who needed to borrow against their home equity in order to pay for medical expenses. With home prices across the country rising at astonishing rates, more and more retirees, aged 62 and ...
[Added: 01 Jun 2005 Hits: 274 Words: 493]
271.||No Fee Mortgages Coming Soon by c|
Buying a home, especially for the first time, can be a daunting experience. There are endless credit checks, bank checks, employment checks, appraisals and more paperwork than seems to make sense. Adding to the angst associated with buying a home is the endless list of fees that are added ...
[Added: 26 May 2005 Hits: 240 Words: 370]
272.||Save Money on Your Mortgage by Kevin Adelsberg|
Many Americans love to treat their mortgages like some of their favorite kitchen appliances - they want to "set it and forget it." Paying close attention to your monthly statement can actually protect you and your ...
[Added: 26 May 2005 Hits: 230 Words: 423]
273.||Interest-only Mortgages Have Their Pitfalls by Charles Essmeier|
Rising home prices, particularly on the East and West coasts have put the costs of home ownership seemingly beyond the reach of many. And yet, home ownership is up nationwide, and the percentage of Americans who own their homes is the highest it has ever been. How is this possible? ...
[Added: 25 May 2005 Hits: 293 Words: 449]
274.||Change in Texas Law May Make Reverse Mortgages More Popular by Charles Essmeier|
Texas was one of the last states to allow homeowners to take out home equity loans. Laws going back to the nineteenth century strictly prohibited home equity lending, as legislators feared that unscrupulous lenders would take advantage of homeowners for the purpose ...
[Added: 24 May 2005 Hits: 252 Words: 374]
275.||Are you ready for a 40-year mortgage? by Charles Essmeier|
Real estate prices have been increasing steadily over the last five years, particularly on the East and West coasts. In parts of California, homes are selling for 33% more than they were a year ago. This has made it more difficult than ever ...
[Added: 13 May 2005 Hits: 282 Words: 389]
276.||Applying For Your First Home Mortgage by Roy Thomsitt|
What is a mortgage?
A mortgage is a form of secured loan. If you wish to buy a house, and cannot pay in cash (that's almost all of us), you will need to apply for a loan for the balance between your cash deposit and the price of ...
[Added: 11 May 2005 Hits: 211 Words: 1058]
277.||The 5 Secrets You Must Uncover to Pay Off Your Mortgage in the Shortest Possible Time by Rob Sallay|
You've been making monthly mortgage payments for so long that the checks almost write themselves.
But have you become financially complacent, failing to consider ways to decrease your payments or overall debt?
Here are 5 secrets to paying off your mortgage ...
[Added: 02 Mar 2005 Hits: 295 Words: 782]
278.||The Top 5 Things You Must Know Before Applying for a Mortgage by Rob Sallay|
You've been thinking about buying your own home for quite a long time, and now you're ready to take the plunge. You've been saving money for a down payment, and you know the next step is preparing to apply for a mortgage.
But where do you ...
[Added: 02 Mar 2005 Hits: 305 Words: 727]
279.||Housing Bill - Changes in Right to Buy Mortgages by Nicola Bullmore|
Presently council tenants are able to purchase their rented property after 2 years of tenancy. However, this is about to change. As of the 18th January 2005, the new Housing Bill becomes law and the current 2 years will change ...
[Added: 15 Dec 2004 Hits: 263 Words: 669]