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101. | What are the main types of mortgages that are available? by Richard Green
These days there are hundreds of different types of mortgages: fixed, variable, capped, discount, base rate tracker, offset, repayment only, interest only, and these can also include a variety of options such as the ability to take payment ...
[Added: 01 Jul 2006 Hits: 594 Words: 787]
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102. | Shared Ownership Mortgages by James Smith
Introduction:
Shared ownership mortgages were formed to help people buy the property of their own, when they cannot afford to buy full property at a time. The share of property is usually 50%, but may also be 25% or 75%, and is purchased ...
[Added: 27 Jun 2006 Hits: 299 Words: 591]
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103. | Endowment Mortgages by James Smith
What Is An Endowment Mortgage?
An endowment mortgage, in theory, is supposed to lower your mortgage payment. Ideally, endowment mortgages are much cheaper than standard mortgage policies such as repayment mortgages. When you get an endowment ...
[Added: 27 Jun 2006 Hits: 301 Words: 653]
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104. | Capital and Repayment Mortgages by James Smith
What Is Capital and Repayment Mortgage?
"Repayment mortgage (also called a capital-and interest loan)
Your monthly payments gradually pay off the amount you owe as well as paying the interest charged on the loan. Provided you make all the agreed payments, the loan ...
[Added: 27 Jun 2006 Hits: 263 Words: 609]
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105. | How a Bad Credit Mortgage Works by John Cassidy
Whether you're in the market to purchase your first home, or simply refinancing your existing home loan, bad credit can cause some troubling headaches throughout the entire lending process. Have no fear, for modern day brings with it sub-prime ...
[Added: 26 Jun 2006 Hits: 302 Words: 459]
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106. | A Beginner's Guide to PA Mortgages by Angela Quinn
The state of Pennsylvania is home to some of the most historic happenings in the entire country, so it's not a surprise that so many families are relocating to or buying their first home is this celebrated state.
...
[Added: 21 Jun 2006 Hits: 264 Words: 475]
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107. | Even with Bad Credit you can get a Mortgage by Benjamin Cruise
Is it possible to get a mortgage loan even with a bad credit record? In today's mortgage and loan trends, a bad credit mortgage is absolutely possible.
In the past, applying for a home ...
[Added: 07 Jun 2006 Hits: 285 Words: 543]
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108. | Mortgage Calculators and Figuring Discount Points by Gerry Lewis
Points are deductible on your Schedule A, 1040 IRS return. That's good, if you paid them and know what they are. As always, there's something more to learn.
A discount point is an additional fee you pay to your mortgage lender in return for a reduced interest ...
[Added: 31 May 2006 Hits: 427 Words: 506]
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109. | Mortgage Lenders Explained by Robert Campbell
For most individuals, a house is the most expensive acquisition that a person makes in his lifetime. More often than not the house is purchased on money borrowed from professional lenders. It is therefore imperative to know exactly ...
[Added: 27 May 2006 Hits: 276 Words: 630]
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110. | Fixed Rate Mortgages: The Ups and Downs by James Smith
As the title of this article would suggest, I am going to take you on a journey through the ups and downs on fixed rate mortgages. When buying a house, especially the first one, I think ...
[Added: 22 May 2006 Hits: 265 Words: 963]
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111. | Interest Only Mortgages: The Ins and Outs by James Smith
Buying a home, like any other big purchase, ought to be done only after one has taken all measures to ensure that they are educated, informed, and prepared. There is nothing more gut wrenching and heart breaking, not to mention just downright depressing, than committing yourself to ...
[Added: 22 May 2006 Hits: 282 Words: 958]
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112. | Consider a Reverse Home Mortgage by Charles & Susan Truett
You tried to put away money throughout your life for your "golden years." But with college tuition, weddings and ever increasing property taxes, it was rare to have much money left over to put into savings. Now ...
[Added: 20 May 2006 Hits: 310 Words: 409]
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113. | Know The Basic Features Of Mortgage by Amanda Thompson
"Mortgage"- the word baffles people when they think about borrowing money. Though it is a very simple procedure, but it is apparently complicated as our home is attached to this term. Through this article the reader will able to get some idea about mortgage.
Normally, mortgage is ...
[Added: 19 May 2006 Hits: 257 Words: 509]
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114. | Mias Calls On Mortgage Lenders to Fix Their Exit Fees by Michael Hanna
MIAS, the Mortgage and Insurance Advisory Services , is concerned that, despite the recent publicity and various campaigns in the press, borrowers are still being stung by punitive exit fees.
Lenders charge exit fees when ...
[Added: 18 May 2006 Hits: 291 Words: 695]
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115. | Building your Credit to get a Mortgage by Kamau Austin
You are thinking about purchasing real estate. However, you are not sure if your credit is good enough to get a mortgage. There are things that you can do to build your credit so that it is worthy of any mortgage that may interest you.
Your ...
[Added: 11 May 2006 Hits: 367 Words: 849]
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116. | UK mortgage and remortgage deals by Groshan Fabiola
Mortgage is a way of securing a debt by using your own property as a guarantee to the lender. If For some reason you cannot pay your debt in time you may lose the property. The term mortgage itself ...
[Added: 09 May 2006 Hits: 284 Words: 443]
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117. | Remortgages: The Helps and Hazards by James Smith
When you remortgage you home you, just as the name you imply, get a new mortgage that replaces the existing one. This is usually something that takes place when the market interest rates drop down below what you are paying. Most often this is something that is considered by homeowners ...
[Added: 09 May 2006 Hits: 279 Words: 735]
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118. | Mortgage Note Buyers - Who Are They and How Can They Help You? by Kenneth L. Edwards
A Mortgage Note Buyer is simply a person that can get you a lump sum of cash quickly for the future payments you are scheduled to receive.
So if you took back a mortgage or seller financed ...
[Added: 04 May 2006 Hits: 324 Words: 525]
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119. | Reverse Mortgages in Australia by Maya Pavlovski
A reverse mortgage allows you to borrow money against your home, without
having to make regular repayments. Reverse mortgages have been promoted as a
means of giving older home-owners access to extra cash. The amount of money
borrowed and the interest accrued over the ...
[Added: 30 Apr 2006 Hits: 312 Words: 1332]
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120. | How To Save Money With Your Mortgage by Maya Pavlovski
So you have finally bought that home you were searching for. You have
organised a Home Loan , have moved in and are enjoying your new life. As months
go on and the bills start piling up ...
[Added: 30 Apr 2006 Hits: 235 Words: 658]
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121. | Australians Strive to Pay Off Their Mortgage Sooner by Maya Pavlovski
A large number of Australian home owners intend to repay their mortgage off sooner than specified in the terms of their mortgage contract. This information comes from a recent survey conducted by the Mortgage Industry Association of Australia (MIAA).
What ...
[Added: 30 Apr 2006 Hits: 591 Words: 368]
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122. | Reverse Mortgage Lenders by Charles & Susan Truett
You've made the decision that you need some extra assistance in meeting your monthly financial obligations. One of the best options for those over sixty-two years of age who own their own home is a reverse mortgage. Instead of you paying the bank each month, the bank will actually ...
[Added: 28 Apr 2006 Hits: 344 Words: 446]
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123. | Reverse Mortgage Information - Who Qualifies For Reverse Mortgages by Charles & Susan Truett
Reverse mortgages can be a great solution for seniors who wish to remain in their home but are having difficulty making their monthly payments and meeting other financial obligations. If you are over age 62 and own your own home, the ...
[Added: 28 Apr 2006 Hits: 372 Words: 454]
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124. | Mortgage Refinancing Fees- How Much You Really Have to Pay by John R. Blakefield
Refinancing your mortgage can be a great decision for some homeowners. In fact, this is a great benefit of owning your own home. If your terms as the initial purchase of the property were not the best you could qualify for, and your ...
[Added: 25 Apr 2006 Hits: 349 Words: 498]
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125. | First Time Home Buyers- Get Your top 5 Mortgage Questions Answered Here! by John R. Blakefield
Buying a home for the first time can be a little rattling, as it is a huge financial investment and responsibility that will stay with you for years. If you are not familiar with how to buy a home and get a mortgage, then use this information to get ...
[Added: 25 Apr 2006 Hits: 373 Words: 1149]
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126. | Home Equity Reverse Mortgage Information by Larry Johnson
Getting older without much hope of attaining a strong financial situation can be stressful. But there are ways to to overcome shortcomings in your finances, one being the reverse mortgage.
The first question that needs to ...
[Added: 21 Apr 2006 Hits: 263 Words: 616]
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127. | You Are A Good Mortgage Candidate If… by John R. Blakefield
Determining whether or not you are good candidate for a new home mortgage may be difficult if you are in the average zone regarding credit history, income and assets. But don't worry! Let's look at what makes a good candidate for a mortgage ...
[Added: 20 Apr 2006 Hits: 348 Words: 784]
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128. | Getting a Mortgage Approval by Mitch Hampson
Looking to get approved for your very first home mortgage?
Here are the tips that you need to have for sure fire approval
Getting your first home mortgage is scary, this is a big deal, ...
[Added: 20 Apr 2006 Hits: 228 Words: 575]
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129. | Getting a Home Mortgage? Don't Even Think About Applying Unless you Have These 3 Things! by John R. Blakefield
Purchasing a new home can be both exciting and terrifying as you put all your hard earned money towards a down payment, and prepare for one of the largest financial decisions you will make in your lifetime.
The best advice I can offer ...
[Added: 19 Apr 2006 Hits: 244 Words: 757]
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130. | You Are A Poor Mortgage Candidate If… by John R. Blakefield
Getting a mortgage can be a difficult task for those with less than perfect credit and not a lot of assets. Unfortunately, people make mistakes when they are young by overextending their credit lines, putting themselves ...
[Added: 19 Apr 2006 Hits: 332 Words: 611]
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131. | Top 5 Ways to Work With a Mortgage Broker or Agent by John R. Blakefield
The mortgage industry is constantly changing keeping it almost impossible for the common person to keep up with interest rates, terms, mortgage programs, and the many choices for mortgage lenders. Employing the services of a mortgage broker or agent can greatly increase your chances of getting the best deal.
...
[Added: 18 Apr 2006 Hits: 288 Words: 684]
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132. | How Caps Can Protect You From Paying High Monthly Mortgage Payments by John R. Blakefield
Adjustable rate mortgages can be a great choice for first time home buyers. As opposed to a fixed rate mortgage, which the interest rate remains the same for the entire life of the loan, an adjustable rate mortgage changes according to an index rate, usually chosen by ...
[Added: 18 Apr 2006 Hits: 245 Words: 603]
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133. | Mortgage 101: First Time Home Buyers Must Read! by John R. Blakefield
There is so much information available to the first time
home buyer both on and offline; there really is no excuse
for the home buyer to not be educated when going into the
mortgage buying process. However, it can be difficult to ...
[Added: 18 Apr 2006 Hits: 412 Words: 1882]
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134. | How to Increase Your Mortgage Bad Credit Rating? by Monty
Find Out How to Increase Your Bad Credit Rating and Get Your Mortgage Approved by a Mortgage Lender
Your credit rating is the reflection of how good or how bad your payment history actually is. ...
[Added: 18 Apr 2006 Hits: 220 Words: 436]
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135. | How Mortgages Work in the Primary and Secondary Market by John R. Blakefield
There are many institutions that loan money to home buyers. Commercial banks, private lenders, credit unions, mortgage bank companies, insurance companies and pension funds. It can get confusing as things are always changing in the mortgage industry.
Policies, ...
[Added: 15 Apr 2006 Hits: 266 Words: 550]
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136. | Mortgage vs. Reverse Mortgage- How do You Put Your Mortgage in Reverse? by John R. Blakefield
Many people look at the process of a mortgage and wonder how exactly do you put your mortgage in reverse?
In order to understand a reverse mortgage, let's first investigate at a normal mortgage for a first time home buyer. When you first start the mortgage process, you shop ...
[Added: 15 Apr 2006 Hits: 236 Words: 582]
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137. | Top 3 Ways to Save Money on Your Mortgage! by John R. Blakefield
We are always trying to find ways to save money. We shop sales at the local department stores, use coupons at the local grocery store, and eat early bird dinners with the whole family. There are many small things you ...
[Added: 14 Apr 2006 Hits: 265 Words: 590]
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138. | How to Track Your Mortgage Payments so You Don't Lose Out! by John R. Blakefield
Let's face it. Everyone makes mistakes. Mistakes can even be made with your mortgage lender or broker regarding your monthly payments. Although everything should be on record and generally automated, things can happen and the best thing you can do ...
[Added: 14 Apr 2006 Hits: 242 Words: 589]
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139. | Top 5 Things You Need to Know About Your Mortgage! by John R. Blakefield
Mortgages tend to be complicated with varying interest rates, terms, numerous fees and conditions that can greatly impact the final outcome, or better represented by the money spent to borrow the money to buy a new home. There are financial advisors, mortgage lenders, loan officers, and other ...
[Added: 12 Apr 2006 Hits: 253 Words: 943]
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140. | Learn the Difference Between a Mortgage Inquiry and Mortgage Application by John R. Blakefield
Mortgage lenders are allowed to make there own application processes, so sometimes if not done with a formal written document, and with the use of employees and other loan officers or brokers, it can be unclear on whether or not the applicant is ...
[Added: 11 Apr 2006 Hits: 246 Words: 763]
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141. | Understand Mortgage Lender Responsibilities Before Your Application is Accepted by John R. Blakefield
The mortgage process can be a very involved event. Future home owners often spend days, sometime months shopping lenders, looking at homes, saving for a down payment and deciding exactly how much money he or she can afford on a monthly ...
[Added: 11 Apr 2006 Hits: 463 Words: 706]
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142. | How Ginnie Mae and Mortgage-Backed Securities Help You Get in a Home by John R. Blakefield
Ginnie Mae is a government guaranteed business that is responsible for helping people finance homes. Ginnie Mae has highly trained and knowledgeable work force working in the best interest of the families and mortgage lenders they help.
Ginnie Mae works with mortgage backed ...
[Added: 08 Apr 2006 Hits: 283 Words: 547]
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143. | Be Aware of Low Rate Mortgages Advertised by John R. Blakefield
You see every where rates advertised for low mortgages. Banks, private lenders, brokers, mortgage companies and other institutions advertise their lowest rates to bring interested buyers in to the store, or call, or go online to see what that particular lender has to offer.
...
[Added: 08 Apr 2006 Hits: 272 Words: 533]
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144. | What You Need to Know About the Rates, Points and Fees on Your Mortgage by John R. Blakefield
When you first apply for a mortgage loan, three of the most of things you want to entertain are the interest rates, points and fees that are associated with each specific mortgage you are considering. These three things can ...
[Added: 08 Apr 2006 Hits: 280 Words: 570]
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145. | Mortgage Calculator Helps You Find The Right Mortgage by Roger Gonzales
Mortgage Calculator Helps You Find The Right Mortgage
www.rogerbetagold.com/mor/
Finding The Right Mortgage
Your dream house may not be everyone else's idea of "Home, Sweet Home," but it's going to be all yours. Now if you can just figure out how to finance that bit of real ...
[Added: 08 Apr 2006 Hits: 227 Words: 785]
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146. | Private Lenders Can Get You the Mortgage Terms You Want by John R. Blakefield
There are two primary places that you can find money to support your new home purchase, commercial banks and private lenders. Although there are a few more, these are the ones that people turn to first.
Commercial banks usually have terms ...
[Added: 06 Apr 2006 Hits: 238 Words: 618]
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147. | How Bi-Weekly Mortgages Can Save You Money! by John R. Blakefield
The mortgage world as we know it has a tradition of lending out loans that you pay once a month. It is based on a certain time period, or length of a loan. The thought of paying a mortgage payment twice a month seems ...
[Added: 06 Apr 2006 Hits: 234 Words: 547]
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148. | How to Compare Multiple Mortgages So You Can Save the Most Money! by John R. Blakefield
So you've shopped around and have found numerous possibilities of mortgages that might work for your situation. You've taken into account how much money you want to borrow, perhaps on a specific property you have already picked out or within a price range that you have determined you ...
[Added: 06 Apr 2006 Hits: 258 Words: 755]
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149. | Mortgages: the biggest investment there is, and you can reap the rewards too with an equity release. by Harvey McEwan
Generating equity from your property is becoming more popular amongst homeowners in the UK, Bank of England figures released this month show. The final quarter of 2005 showed a sharp increase on the previous quarter, as £11.8 billion was released compared to only £8.86 billion.
...
[Added: 06 Apr 2006 Hits: 330 Words: 354]
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150. | Prepaying Your Mortgage? Read This Before You Do! by John R. Blakefield
Many people have a little extra money left at the end of the month or get bonuses in their work. It sometimes crosses a home owners mind that hey, I could pay my mortgage loan off faster if I ...
[Added: 04 Apr 2006 Hits: 243 Words: 531]
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