301.||The Credit Score Rating Scale Explained by JP Burkhart|
Many people are unaware of what a credit score actually means. In fact, a survey of 1,000 Americans taken in September 2004 demonstrated that only one third of people knew that a credit score was a measurement of how likely a ...
[Added: 14 Apr 2006 Hits: 350 Words: 431]
302.||How To Quickly Improve A Credit Score by JP Burkhart|
When it comes to your credit score, you may not fully understand how it comes to be at a certain figure, but you do need to understand how to improve it. Unfortunately, not many of us know how to improve our credit score quickly. The following will help you ...
[Added: 14 Apr 2006 Hits: 339 Words: 401]
303.||How Does a Credit Score Work? by JP Burkhart|
When you fill out an application for a mortgage, car loan or even a credit card, lenders will consult your credit score to determine whether you are an acceptable risk. While this may sound harsh and uncaring, ...
[Added: 12 Apr 2006 Hits: 313 Words: 370]
304.||Top 3 Ways to Use the Money From Your Home Equity Line of Credit! by John R. Blakefield|
A home equity line of credit is a great advantage for home buyers that renters do not have. You can take out some of the equity you have built up in the home, and use it for personal purposes. ...
[Added: 12 Apr 2006 Hits: 285 Words: 597]
305.||Refinancing is Worthwhile Under These 5 Conditions by John R. Blakefield|
Refinancing is a common financial choice among home owners. Refinancing is much like taking out a second mortgage. The terms of the mortgage are usually changed, offering the home buyer a lower interest rate, a shorter term, ...
[Added: 11 Apr 2006 Hits: 286 Words: 677]
306.||(Stocks) Discover 3 Secrets Tips that a Trader On line Already Knows About Setting Up Effective Stop by David Jenyns|
Any trader on line needs to set stops. But there are no hard and fast rules
to follow. You,need to develop a system that fits your trading style. This means
you need to follow your trading plan. However, ...
[Added: 08 Apr 2006 Hits: 362 Words: 786]
307.||Cash Flow Notes 101 by Russ Dalbey|
A new trend dubbed "peer-to-peer" financing is emerging in the financing arena and it's already more common than most people think. Instead of borrowing money from a bank or other financial institution to purchase real estate ...
[Added: 08 Apr 2006 Hits: 327 Words: 319]
308.||Money For College by Anne Peterson|
With the prices for a college education increasing each and
every year, having the money for college is very important.
Many years ago, the prices for a tuition were a lot lower than they are
now, which goes to show just how much they have climbed over the past ...
[Added: 06 Apr 2006 Hits: 402 Words: 333]
309.||What Is a Credit Union? by Daniel Cohen|
A credit union is a non-profit financial organization that is owned and regulated by its members through a representative electoral board of directors nominated from the membership itself. A member of a credit union can deposit or withdraw the money from the credit union.
[Added: 06 Apr 2006 Hits: 387 Words: 431]
310.||Take Waste Out Of Your Spending by Drew Miles|
The ability to save money has nothing to do with income. Take waste out of your spending and you'll drive the haste out of your life. Continue to learn "the rules," as they're always changing.
Learn the rules
We're not taught "the ...
[Added: 06 Apr 2006 Hits: 410 Words: 406]
311.||What You Need to Know Before Consolidating Debt by Daniel Cohen|
Consolidation of credit card debt is one of the best ways in which you can get rid of credit card debt. You will see a lot of advertisements from financial eagles and credit counselors as to how you can cut down your ...
[Added: 06 Apr 2006 Hits: 287 Words: 582]
312.||The Bare Minimum: Why You Should Avoid Paying Only the Minimum Payment by Daniel Cohen|
The minimum payment or the minimum due is typically the minimal amount that you pay every month in order to avoid being late on your payments or going past due. You must pay the minimum due before the due ...
[Added: 06 Apr 2006 Hits: 297 Words: 397]
313.||Remarriage and Credit by Daniel Cohen|
A divorcee who remarries has to call up the customer service division of the credit company and inform them about the change in the personal details. If a woman remarries and changes her name on the account, ...
[Added: 06 Apr 2006 Hits: 268 Words: 436]
314.||Interest, The Grace Period, and You by Daniel Cohen|
One of the most important factors a person considers when choosing a credit card is the interest rate. The interest rate is the rate which is computed on the card on a yearly basis. The grace period is the number of days remaining before you ...
[Added: 06 Apr 2006 Hits: 301 Words: 500]
315.||FOREX A to Z: all you need to know to start trading FOREX by Chris|
Being new to FOREX trading? Don’t worry, getting started in FOREX trading
is easy and you can always test your skills first in a demo account before you
go ‘live’ with real money. To get started in FOREX trading, ...
[Added: 06 Apr 2006 Hits: 469 Words: 1056]
316.||5 Tips for Choosing Free Prepaid Debit Cards by Daniel Cohen|
A free prepaid debit card is a viable alternative to a credit card. If you are looking for a mode of payment which can save money and also help you manage your finances, then you can go for free prepaid debit cards. Prepaid debit cards ...
[Added: 04 Apr 2006 Hits: 374 Words: 637]
317.||Invest in a Home and See Your Money Grow! by John R. Blakefield|
Purchasing a home can be a fantastic investment, especially as home values continue to grow. Besides looking at a home as "The American Dream" or a place for you and your family to live, realize what an outstanding investment it is!
Some people get so caught ...
[Added: 01 Apr 2006 Hits: 279 Words: 841]
318.||Buy a Home With No Money Down? It is Possible! by John R. Blakefield|
Saving for a down payment on a home can be very difficult, especially with the seemingly always increasing cost of living. Families with low-incomes are often devoting all their money to the necessities in life such as clothing, food and rent. ...
[Added: 01 Apr 2006 Hits: 378 Words: 918]
319.||Points or not to Points? by John R. Blakefield|
Mortgages can have many terms that are determined based on the clients personal financial situation. But should you pay points above and beyond the interest rate or not?
Points are a single payment that are paid on the percentage of the loan amount. For example, ...
[Added: 31 Mar 2006 Hits: 336 Words: 482]
320.||Credit Score? Exactly What is it and How do You Determine It by John R. Blakefield|
Credit history have you confused? Every one puts such a huge importance on your credit score. Why is this credit score so important? And how is it determined?
Your credit score is based on multiple variables that are dependent on your credit and amount of ...
[Added: 31 Mar 2006 Hits: 321 Words: 705]
321.||How to Financially Prepare for Your First Home by John R. Blakefield|
So you are preparing to buy a home? Congratulations! Now that you have decided to take this huge responsibility, it is time to look at if you are truly financially prepared to support a house payment.
[Added: 31 Mar 2006 Hits: 705 Words: 660]
322.||The Interbank Networks: PLUS, Cirrus and Maestro by Rachel Nava|
The Interbanking network gives the Visa and MasterCard a brand that will allow you to use your credit card at any ATM machine worldwide. With the brand that is given are PLUS, Cirrus, and Maestro that way there you are going ...
[Added: 29 Mar 2006 Hits: 650 Words: 406]
323.||5 Tips for Getting Lower Interest Rates by Rachel Nava|
When it comes to receiving a lower interest rate for a credit card there are a few tips that may help you receive a lower interest rate on your current credit card. Some of them may seem to be a little to easy and there are some ways that ...
[Added: 29 Mar 2006 Hits: 263 Words: 415]
324.||Balance Computation Methods: How Interest is calculated on Your Bill by Rachel Nava|
When it comes to figuring out how the interest is calculated in your bill you are going to want to read the rates and charges section of the credit card company that you are through. There is more than one way ...
[Added: 28 Mar 2006 Hits: 281 Words: 423]
325.||Are You Financially Fit? by Joan Peterkin|
Are you financially fit? If not, can you become financially fit? What does it mean to you to be financially fit? Financial fitness is very personal and can only be determined by you.
Just like your physical fitness ...
[Added: 28 Mar 2006 Hits: 343 Words: 804]
326.||Divorce and Credit by Rachel Nava|
When you are going thru a divorce, you are going to want to pay close attention to your credit. One thing that most men and women figure is that they are not going to have any problems with their credit once they have ...
[Added: 28 Mar 2006 Hits: 276 Words: 426]
327.||Top Ten Tips for Getting Out of Debt by Russ Dalbey|
Believe it or not, I've been in debt. BIG DEBT. I mean, there were times when I would look for things to sell just to pay the bills.
It was the worst feeling in the world!
I always had stacks of unpaid bills, creditors calling me and a ...
[Added: 28 Mar 2006 Hits: 342 Words: 670]
328.||Hot Temperatures Putting Your Utility Bill Through the Roof? Find Out How to Make your Home Energy E by John R. Blakefield|
High energy prices have been on the rise in the United States. There are ways that you can make your home hot weather ready while keeping cool in the summer.
The first thing you may want to do ...
[Added: 28 Mar 2006 Hits: 296 Words: 826]
329.||In Danger of Losing Your Home? Don't by Following these 5 Foreclosure Avoiding Tips! by John R. Blakefield|
It happens sometimes: hard times fall on even the best of people and financial obligations can not always be met. Spouses become unemployed, family members become ill and money is spent on hospital bills and medication, and other unavoidable hardships creep their way ...
[Added: 24 Mar 2006 Hits: 319 Words: 807]
330.||Credit Bureaus now using Vantage Score by Pete Glocker|
The three major credit bureaus announced on March 14, 2006 that they are adopting a new form of credit scoring called the Vantage Score.
The Vantage Score will be available immediately to banks, credit card companies and mortgage lenders. The ...
[Added: 24 Mar 2006 Hits: 408 Words: 395]
331.||The Non-Random Walk Theory - Persistency by Damian Campbell|
Non-Random price behavior is not a myth. It exists and if you are not exploiting it you should be. Here is a closer look...
The CET Capital investment strategies aim to exploit persistent price behavior of the small cap ...
[Added: 24 Mar 2006 Hits: 334 Words: 1033]
332.||Financial Freedom is Found in the Money Bucket by Bryan Falls|
Everyone has a money bucket. The status of your money bucket determines if you have financial freedom or financial bondage.
Financial freedom brings freedom, savings, and enjoyment in life. Financial bondage brings extreme debt, worry, pressure, stress, and other problems.
Let me explain about the money bucket...
[Added: 24 Mar 2006 Hits: 300 Words: 696]
333.||Retiring or leaving the company--How to Properly do an IRA Rollover by Larry Klein|
Retiring or leaving the company--How to Properly do an IRA Rollover
Whether you are retiring or changing jobs, you need to know what to do with your employer sponsored retirement plan before your leave. Once you leave a job ...
[Added: 23 Mar 2006 Hits: 366 Words: 913]
334.||IRA Distribution Mistakes--How to Blow your Retirement Money by Larry Klein|
With the population aging and over 4000 people a day
being forced to take IRA distributions (such distributions
are mandatory by April 1 after reaching age 70 1/2),
mistakes in taking IRA distributions can total in the billions.
[Added: 23 Mar 2006 Hits: 389 Words: 1268]
335.||How to Appraise Your Current Home or Home You Are Going to Buy At True Market Value by John R. Blakefield|
Home appraisals, although used in many instances, are designed to determine the true market value of the property in consideration. Market value is how much the property is worth according to what type of property it is, what ...
[Added: 22 Mar 2006 Hits: 371 Words: 687]
336.||First Time Home Buyer's 10 Step Guide! Must Read Before Buying! by John R. Blakefield|
1. Know You're Ready
You must be ready to buy a home physically, financially and emotionally. Your own home is a great freedom, but also a great responsibility. If you have a steady income for over two years that is reliable, have ...
[Added: 21 Mar 2006 Hits: 409 Words: 1893]
337.||Use the FHA and Start The Process Toward Buying Your Very Own Home - Today! by John R. Blakefield|
The FHA or Federal Housing Administration is now a part of HUD or House and Urban Development, which are responsible for making home ownership more accessible for more Americans. What is great about the FHA, is that you do not have to have perfect credit or a ...
[Added: 21 Mar 2006 Hits: 298 Words: 699]
338.||What's Your Excuse for Not Being Successful in Life? by David Neese|
Excuses! Excuses! When we fail to do something we are expected to do, we almost always have an excuse for it. However, if we analyze it closely, an excuse is a self-destructive alibi for having failed to do something, ...
[Added: 20 Mar 2006 Hits: 325 Words: 649]
339.||How Smart Cards Increase Security by Beth Derkowitz|
The traditional credit card is a great tool for making purchasing easy for both the retailer and the customer. But in this drive to be simple, there have been questions about the security of the system. In Europe, more transactions ...
[Added: 16 Mar 2006 Hits: 284 Words: 401]
340.||How CVV Combats Fraud by Beth Derkowitz|
The age of credit cards had added convenience for society, but also some very real risks of fraud and misuse. While shopping on the Internet, for example, there isn't anyone to match up the credit card with a driver's license or a face, ...
[Added: 16 Mar 2006 Hits: 303 Words: 434]
341.||Pay yourself first by Drew Miles|
Schools do not teach thrift: college, high school, junior high—our system doesn't place a high priority on frugality. And what a shame. We should put money aside regularly using a simple system—pay yourself first.
For example, when you pay your utility bill, pay yourself first. I've talked to ...
[Added: 16 Mar 2006 Hits: 369 Words: 347]
342.||Powering Down Debt by Barry Shapiro|
Don't let what happened to me, happen to you. Getting my finances in order required reading my credit card statements and repayment agreement closely. I discovered in the event of default, my credit card company had the right to increase the interest rate (which they had done). ...
[Added: 15 Mar 2006 Hits: 346 Words: 352]
343.||5 Tips for Choosing a Free Prepaid Debit Card by Beth Derkowitz|
Many families and individuals are looking for ways to save money and manage their finances. But with everything that seems to be necessary, this can be difficult to do. And this is where a free prepaid debit card can help take the hassle out of money management and ...
[Added: 15 Mar 2006 Hits: 299 Words: 481]
344.||Do you have good posture? by Drew Miles|
When I started saving, I wasn't saving much. However, I developed an important habit. Whether you've wisely saved money or received a good tax return, don't go out and blow it on more stuff. You can have ...
[Added: 14 Mar 2006 Hits: 382 Words: 357]
345.||Free Money? Not quite - close enough. by Kaval Patel|
We all know there is no such thing as free money (even a lottery win or a donation are not free as they require buying a ticket or some marketing to attract the donor which costs money). So how would one go ...
[Added: 14 Mar 2006 Hits: 297 Words: 601]
346.||Why Utilize a Debt Solutions Professional by Lee Trauple|
Why Utilize a Debt Solutions Professional
If you have the tendency to spend more than you can pay for or you have been caught in unforeseen financial crisis, it may be time for you to consult a ...
[Added: 14 Mar 2006 Hits: 265 Words: 309]
347.||Deed Theft Criminals Get More Aggressive at Stealing Your Home by Charles Essmeier|
Deed theft is an increasingly popular crime in the real estate industry. It usually works like this: A company will post signs around town offering to "help" those facing debt problems that might lead to foreclosure. Representatives of the company meet with the homeowner and offer to ...
[Added: 14 Mar 2006 Hits: 470 Words: 407]
348.||Four ideas to make more money by Mark Lambie|
Make more money. If only it were that easy! If only you could snap your
fingers and find that you have increased your income!
It may not be that easy, but it is easier than you ...
[Added: 13 Mar 2006 Hits: 312 Words: 544]
349.||How to deal with rising prices and diminishing income by Mark Lambie|
We definitely don't live in a world that lets us save our money in order to
something. Sure, it may have been that way in our parents' or
grandparents' day, but not now. Our income has not kept up with rising
[Added: 13 Mar 2006 Hits: 466 Words: 438]
350.||Ideas to help you manage your finances by Mark Lambie|
A big part of budgeting and financial management is making sure that you
have enough money each month to pay your bills. Many people do not. In
some ways it's nice to know that you're like everyone else, but not in ...
[Added: 13 Mar 2006 Hits: 313 Words: 487]