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  Finance Articles

  Category: Articles » Finance
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Results 801 - 850 of 851 [18 Pages]  
801.Home Equity Line of Credit - Great Idea for Rainy Day Emergencies by Charles Essmeier
Most Americans tend to live on a paycheck-to-paycheck basis, and the typical household has nearly $10,000 in credit card debt. Adding to that is the fact that Americans are saving money at the lowest rate in history. We spend what we earn, when we earn it, and there’s little or ...
[Added: 07 Jun 2005   Hits: 325   Words: 420]

802.Fibonacci - Who Was He And How Could He Improve My Stock Trading Profits? by Chris Towland
The word Fibonacci means a lot of things to a lot of different people. For mathematicians, Fibonacci is an important number sequence. For some painters, sculptors, and other visual artists, Fibonacci is a principle theory of the arts. For traders, businessmen, economists ...
[Added: 06 Jun 2005   Hits: 280   Words: 621]

803.Eight Ways To Sink Yourself Financially by Richmond Acheampong
1. Don’t focus on your finances The reason most people get into debt is because they don’t spend enough time focusing on their finances. You need to get a grasp of where you’re at financially, keep track of your income in relation to expenses and spending habits. 2. ...
[Added: 06 Jun 2005   Hits: 263   Words: 346]

804.Ethical Finance: Who Benefits From Our Spending? by Rachel Lane
On one hand consumers are being universally criticised for running up significant amounts of debt on credit cards, yet conversely many companies are capitalising on the growing credit card debt, from charities and political organisations to football clubs, the Association of Surgeons and somewhat ...
[Added: 04 Jun 2005   Hits: 306   Words: 279]

805.An Estate Planning Primer by Bill Willard
An estate is the total value of everything we own--and business and personal assets can add up quickly. Everyone has an estate. And realize it or not, everyone also has an estate plan. ...
[Added: 04 Jun 2005   Hits: 449   Words: 1065]

806.An Annuities Primer by Bill Willard
Annuities are long-term investment tools for supplementing retirement income. There are no IRS-imposed annual contribution limits, and annuity earnings grow tax-deferred until the funds are withdrawn or paid out as income. Though popular among today’s aging Baby Boomers and members of ...
[Added: 03 Jun 2005   Hits: 509   Words: 1229]

807.Fair Isaac Corporation Credit Or FICO Score by Roy Thomsitt
As I am not from the US, I had no idea what FICO meant before researching it. FICO stands for Fair Isaac Corporation, a company based in California. FICO, put simply, is a person's credit score. ...
[Added: 01 Jun 2005   Hits: 264   Words: 733]

808.Start Taking the Headaches out of Your Finances with this Do-It-Yourself Financial Plan by Neil Willner
Actions You Take Today Assure Your Comfortable Future It’s not really news but - You’ll need money the rest of your life. Hopefully you’ll have all you need. To get there you need to think ...
[Added: 01 Jun 2005   Hits: 642   Words: 1041]

809.Retirement Planning Wars by Lyle Wilkinson
Through our working lifetime, saving forces battle the ‘live life’ forces. In our family sometimes saving won and sometimes spending won. As retirement approached we had equity in our home, a small nest egg, and no ...
[Added: 01 Jun 2005   Hits: 289   Words: 829]

810.Gift Shopping Tips For Tight Budget by Karen Couillard
Have you seen the prices of greeting cards lately? It is hideous! Once you purchase the card and gift-wrap, your overall cost can easily increase by $10 to $15. If you are on a tight budget, this can be difficult as you spend more on the fluff and ...
[Added: 31 May 2005   Hits: 245   Words: 378]

811.Does the Moon Have Covers? by Kemberly Wardlaw
Recently, one late winter night, my four-year old son and I counted stars with one another. After a few minutes, he pointed to the bright moon and asked, "Why doesn't the moon have covers?" "Covers? What do you ...
[Added: 26 May 2005   Hits: 264   Words: 451]

812.Good Credit Is a Necessity for Daily Living by Jeanette Joy Fisher
Most of us want a good credit report to obtain vehicle financing, credit cards for emergencies and luxuries, and to finance a home mortgage. However, beyond these consumer loans, a great credit report makes your life easier. Having a credit card means that you can order ...
[Added: 26 May 2005   Hits: 283   Words: 379]

813.Home Equity - Is it Time to Cash Out and Move? by Charles Essmeier
During the last five years, home prices have increased nationwide. In some parts of the country, notably California, home prices have doubled or even tripled. The median price of a home in the Los Angeles area is now nearly $450,000 and ...
[Added: 25 May 2005   Hits: 285   Words: 472]

814.Save Money with Cheap Long Distance Plans by Jayden McKenzie
There are many different cheap long distance plans to choose from, in fact it can be a little overwhelming with all the choices you have for cheap long distance and unlimited long distance plans. Most cheap long distance plans offer an unlimited long ...
[Added: 17 May 2005   Hits: 295   Words: 424]

815.Marketing your Fundraiser for Success by Brooklynn Anderson
One of the biggest mistakes most groups and organizations make is to not properly market and publicize your fundraiser. Don’t make the mistake of thinking they will just find you because you and your group will be in the right place at ...
[Added: 16 May 2005   Hits: 258   Words: 500]

816.Choosing A New Floor by Garry John
Is it time to give that tired kitchen floor a face lift? Are you looking for just the right finishing touch for your new living room? The floor you choose can brighten a dark room, make a small ...
[Added: 13 May 2005   Hits: 260   Words: 527]

817.How To Tap In To Your Home Equity by Frank Kelly
With today's relatively low interest rates and climbing property values, many consumers are considering taping into their home equity to finance everything from home improvement projects to debt consolidation. Secured home loans, also called home equity loans, are loans backed by the borrower's ...
[Added: 12 May 2005   Hits: 277   Words: 341]

818.Applying for financial products online by Neil Brown
In the olden days, about 10 years ago, before the internet, consumers would have to fill in applications for credit cards, loans, mortgages and so on by hand. It’s hard to believe now, but this lengthy process was the ...
[Added: 11 May 2005   Hits: 294   Words: 466]

819.Structured Settlements Offer Advantages over Lump-Sum Payments by Charles Essmeier
A structured settlement, which offers injury victims cash payments through a long-term annuity as compensation for their damages and medical expenses, offer a number of possible advantages over payment in a lump sum. While the lump sum payment is the traditional way for responsible parties to pay accident ...
[Added: 30 Apr 2005   Hits: 270   Words: 405]

820.Balance Transfers and Purchase Offers by Neil Brown
These days, credit cards in the UK are competing with each other on two very attractive offers with a headline rate of 0%. These 0% credit cards will be either balance transfers; introductory purchases offers ...
[Added: 20 Apr 2005   Hits: 321   Words: 530]

821.Benefits Tailored to the Changing Needs of Canadians by Anna Dorbyk
Increasingly, traditional benefits packages are disappearing from the Canadian business landscape. As the face of the Canadian workforce continually changes, companies are finding it necessary to address these shifts. The reality for many employers is that it ...
[Added: 13 Apr 2005   Hits: 297   Words: 344]

822.5 Tips On How To Save Money At The Gas Pump by Robert Smith
1. Keep an eye on your gas consumption The more aware you are of the amount of fuel that you use the more you can do to try to reduce your gas costs. If you notice that your gas efficiency is decreasing ...
[Added: 12 Apr 2005   Hits: 386   Words: 716]

823.Emergency Savings Accounts by John Cook
Unexpected expenses sneak up on the best of us. Paying these unexpected expenses looks impossible when you are in debt and barely making the payments from month to month. If you're like most, you have to reach for the ...
[Added: 07 Apr 2005   Hits: 265   Words: 668]

824.The Debt Free Lifestyle by John Cook
Many people have been taught that you cannot get ahead without debt. We are also inundated with advertising telling us we can have anything we want. All we need to do is put it on our credit card. We have become an impatient society, we want it right now. ...
[Added: 04 Apr 2005   Hits: 278   Words: 624]

825.Save Big By Being Patient by Jeffrey Strain
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Publishing Guidelines: This article may be freely distributed so long as the copyright, author's information and an active link (where possible) are included - there is no need to include these guidelines. A complimentary copy of any newsletter or a link ...
[Added: 01 Apr 2005   Hits: 404   Words: 603]

826.Billionaire Playboy by Elvis Preston King
Please feel free to publish this article and resource box in your ezine, newsletter, offline publication or website. I also ask that you activate any html links found in the article and in the byline. You may make minor editorial corrections only. A copy would be ...
[Added: 14 Mar 2005   Hits: 864   Words: 422]

827.Dividend Paying Stocks by Charles M. O'Melia
You have permission to this article either electronically or in print as long as the author bylines are included, with a live link, and the article is not changed in any way (typos excluded). Please provide a courtesy mailto: telling where the ...
[Added: 12 Mar 2005   Hits: 335   Words: 799]

828.Buy: Hold: Sell: Jump by Charles M. O'Melia
You have permission to this article either electronically or in print as long as the author bylines are included, with a live link and the article is not changed in any way. Please provide a courtesy e-mail to telling where the article was published. ...
[Added: 10 Mar 2005   Hits: 284   Words: 911]

829.Refinance your way out of debt by Danny Doane
Sometimes it makes good financial sense to use the equity in your home to consolidate debt. Depending on your financial goals, it may be just the thing to do if you want to: Refinance to Pay Off Credit Cards And ...
[Added: 07 Mar 2005   Hits: 279   Words: 249]

830.It Must Be Joe Cocker's Market by Kemberly Wardlaw
Agonizing displays of poor theatrics failed to entertain my mind one recent Saturday evening. I scrolled across several television channels hoping for an engaging program. Finally, one particular concert intrigued my senses. There on the stage performed one ...
[Added: 04 Mar 2005   Hits: 277   Words: 377]

831.6 Things to Consider Before Refinancing by Rob Sallay
Perhaps you're a homeowner in need of some quick cash. Maybe you want to consolidate your debts so you have better control of your money. Perhaps a lender is urging you to refinance because interest ...
[Added: 02 Mar 2005   Hits: 283   Words: 817]

832.The 7 Secrets to Getting—and Staying—Out of Debt by Rob Sallay
As vice president of the American Credit Foundation, a nonprofit organization that helps individuals and families manage their debt, Mike Peterson knows firsthand how financial problems can wreak havoc in one's life. Each day, counselors at the Midvale, Utah-based foundation help desperate ...
[Added: 02 Mar 2005   Hits: 287   Words: 863]

833.A Fresh Start for Family Finances in 2005 by Rob Sallay
While 40% to 50% of us make New Year's resolutions on January 1—a ritual that has existed since ancient times—approximately 60% to 80% of us have already broken them by the end of February, according to researchers. It's still not too late, however, to ...
[Added: 02 Mar 2005   Hits: 430   Words: 779]

834.Straddle Strategies in Option Trading by Steven T. Ng
The straddle strategy is an option strategy that's based on buying both a call and put of a stock. Note that there are various forms of straddles, but we will only be covering the basic ...
[Added: 28 Feb 2005   Hits: 307   Words: 853]

835.How To Get A Visa or MasterCard With No Credit Check by
How To Get A Visa/MasterCard With No Credit Check SHAPING YOUR APPLICATION TO FIT THE RIGHT PEOPLE Creditors approve credit to those people who most closely match the right profile. They arrive at ...
[Added: 28 Feb 2005   Hits: 341   Words: 2107]

836.Fair Debt Collection by
Fair Debt Collection If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you ...
[Added: 28 Feb 2005   Hits: 303   Words: 1238]

837.The 5 Secrets to Getting Out of Debt Fast by Rob Sallay
As they stare down at a teetering pile of bills, so many consumers wonder how they racked up such a large debt. The answer boils down to simple mathematics. “On a basic, fundamental level, the problem is created by spending more than ...
[Added: 22 Feb 2005   Hits: 344   Words: 689]

838.Unsecured Business Finance by Steve
It helps to be a well-established businessperson if you are looking for unsecured business finance. If you are well-established, with a record of success to back you, many financial institutions would be willing to offer unsecured business finance ...
[Added: 12 Feb 2005   Hits: 291   Words: 443]

839.College Savings Plans - are they the best choice for my child? by Vanessa McHooley
College Savings Plans, also called Section 529 plans, are one of the best ways to save for college because they offer: - Tax advantages - A variety of investment options - Flexible contribution options - Parental control - Little impact on eligibility for need-based financial aid Tax advantages Investments in ...
[Added: 03 Feb 2005   Hits: 340   Words: 790]

840.Financial Aid - when should I apply for? by Vanessa McHooley
Financial Aid - when should I apply for? Many different types of financial aid are available to you in the form of scholarships, grants, and loans. With billions of dollars at stake, it is important to begin the search process early and ...
[Added: 18 Jan 2005   Hits: 311   Words: 489]

841.An Overview Of Balance Transfers by Neil Brown
What is a balance transfer ? A balance transfer can be explained simply as a balance transfer! When a balance is transferred usually from a credit card, but possible from a bank account or ...
[Added: 14 Jan 2005   Hits: 367   Words: 768]

842.How to Shrink Your Phone Bill by Brad Dudley
Most people don't think it makes a difference which long distance provider they choose anymore. But, fact of the matter is, if you are still using one of the big three, you could save up to 60% ...
[Added: 18 Dec 2004   Hits: 262   Words: 412]

843.Balance Transfers Can Help You Stop Putting Money Down The by Claire Bowes
As you probably know, interest rates are at all time low right now and if you aren't getting the best deal from your credit card company then they owe it to you to either lower your rate, or you owe ...
[Added: 13 Dec 2004   Hits: 260   Words: 821]

844.UK Debt When Moving Abroad by Nicola Bullimore
The idea of moving abroad to escape debt seems to be more of a common practice these days. People who have failed businesses or are swamped in debt believe that moving abroad will give them a fresh start and allow them to ...
[Added: 19 Nov 2004   Hits: 323   Words: 712]

845.Justify Social Security ... Don't Save for Retirement by Kemberly Wardlaw
It is a common question when investors review their retirement plan—should we include social security benefits into our retirement income projections? It seems the closer an investor is to retirement, the more likely he/she will include social security benefits into the analysis. Younger investors, however, ...
[Added: 18 Nov 2004   Hits: 281   Words: 428]

846.The Effects of Consumer Debt by Nicola Bullimore
The Effects of Consumer Debt Consumer Borrowing Consumer borrowing in the UK has now crashed through the 1 trillion barrier. 80% of this is due to credit card borrowing, loans and mortgages. How are people managing to handle their debt and what ...
[Added: 06 Nov 2004   Hits: 629   Words: 574]

847.Total Cost Of Credit vs Monthly Payments by David Wilding
I read a press release the other day which points to the fact we need to be very careful with our finances. The subject of the release was home mortgages. A company was announcing the availability of 40 year mortgages for its customers. The stated purpose ...
[Added: 11 Oct 2004   Hits: 287   Words: 463]

848.What Will You Take For A Dollar? by David Wilding
The other day I sat in a meeting listening to a young man extol the virtues of owning real estate. Much of what he said was true. However two things made me sit up and take notice. I couldn't help but comment.   ...
[Added: 11 Oct 2004   Hits: 280   Words: 434]

849.Stupid Ideas Can Ruin Your Financial Life by David Wilding
 Stupid ideas come in all sorts of packages. Bad debt, various loans, purchase decisions, and delayed savings. Most people reach the age of 65 with little or no savings. They live off social security and what little else they ...
[Added: 11 Oct 2004   Hits: 373   Words: 643]

850.401(k) Plans by Charles M. O'Melia
You have permission to this article either electronically or in print as long as the author bylines are included, with a live link, and the article is not changed in any way. Please provide a courtesy e-mail to telling where the article was ...
[Added: 02 Oct 2004   Hits: 289   Words: 963]

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