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Category: Articles » Finance » Insurance » Article » Article Code

Life begins at forty

I turned forty last month - whoopee a big celebration for something I'd prefer to let slip past. I'd rather that no one noticed and I made a simple transition into my forties without a fuss. But oh nooo; my loving family decided to remind me by throwing a party for me and putting up the number 40 all over the place. I don't mean to sound like a grump - I actually really appreciated it and enjoyed the night: I'm still just a bit annoyed that my youth is over. Yes, at forty I've finally gave in on ... read more

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I turned forty last month - whoopee a big celebration for something I'd prefer to let slip past. I'd rather that no one noticed and I made a simple transition into my forties without a fuss. But oh nooo; my loving family decided to remind me by throwing a party for me and putting up the number 40 all over the place. I don't mean to sound like a grump - I actually really appreciated it and enjoyed the night: I'm still just a bit annoyed that my youth is over. Yes, at forty I've finally gave in on holding on to my ever disappearing youth.
 
Now that I've eventually reached maturity it isn't the things such as leisure and relaxation that I think about; it's more realistic things such as my kids' future and my responsibilities as their father. With all of the war in the world and freak accidents happening everywhere all the time it's hard not to think about how your family would cope without you.
 
At 40 I'm no longer a young man that can survive anything - I'm no longer as strong and healthy as I used to be, so I need to start planning for what might happen. I decided to have a look into life insurance, or is it life assurance - I wasn't really sure. I had to find out the difference between life insurance and life assurance before I went any further. After a lot of searching and reading I now believe that the difference is that insurance is financial protection against something that might happen, where assurance is financial protection against something that will happen. So therefore life insurance should always be called life assurance, shouldn't it? I've gotta admit, I'm still not too sure, but I'm past that hurdle now - if you wanna read for yourself visit <a href="http://en.wikipedia.org/wiki/Life_assurance">Wikipedia</a>. 
 
Once I knew roughly what I was looking for I decided I had to get myself some cover for the future. I didn't know where to get any life insurance. I turned to my trusty financial friend Moneynet. Moneynet's financial comparison website has a page that helps you <a href="http://www.moneynet.co.uk/insurance/life-assurance/index.shtml">compare life insurance</a>. I learned a lot from Moneynet - a lot about how much I should expect to pay, and who the best providers were.
 
Now that I had armed myself with all the life insurance knowledge that I needed I decided to go ahead and get the cover. I decided to go with what I knew: I decided to go with a big brand name to make sure I never had any problems in the future. I had a look at Barclays <a href="http://www.barclayslifeinsurance.com/iapp/part_00.php">life insurance</a> and found the plan for me with people I feel I can rely on. 
 
So now I can sleep at night - I don't worry any more about what happens to my family if I pass away. I don't want to pass away, but I'm not afraid now. I don't need to be afraid - although I know they'll miss me I know my family will be financially secure when I go.

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