California Farm Loan
By Mark Lambie
If you live in California, you know that farming still plays an
important role in the Californian economy. With nearly 40 million
residents, the Golden State still has farms producing a wide
variety of agricultural products. Indeed, California is a leader in
the production of wine and cheese; California products are seen
at grocers all over America. So, how do you get started? By
reading the suggestions we have outlined below!
Financial Institutions - Commercial banks, savings banks, savings
and loan institutions as well as credit unions are all good places to
go for you California farm loan. You need to bring with you
detailed financial information including a list of your assets, pay
stubs, references, and more. While at the lending institution you
will be given the appropriate forms and disclosures to help you
get started. Depending on which lending institution you choose,
they may have a separate California Farm Loan department or it
may be part of their small business association department.
Government Agencies - The state of California is a large provider
of government services. Naturally, they want their multibillion
dollar industry to thrive and the appropriate agencies are in place
to assist you with your California Farm Loan. Call Sacramento to
find out which agency is right for you.
Farm Associations - Your local farmers probably belong to a
farm association. Pay the association a visit and see if they offer
California Farm Loan plans. Some may act as an agent for the
U.S. federal government's Farm Service Agency [part of the
USDA] and can then point you in the right direction. In any case,
check with the association on their recommendations.
You can also borrow against your own assets and create your
own California Farm Loan. If you have equity in a home, a 401
(k) plan, a life insurance policy, or other assets these may turn out
to be important funding devices for your new farm.
California Farm Loans are available to you, especially if your
credit is good. Do some research, talk with other farmers, and
find the loan that is right for you. Soon, you will be tilling soil and
planting the crops that will grace American dinner tables.
About the Author
Mark Lambie is the founder of The Loan House a website that allows consumers to quickly and easily get online mortgage quotes and mortgage information.
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