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Bad Credit Mortgage Memphis
By Mark Lambie
You've applied for a mortgage and you have been turned down.
You believe that there is a Bad Credit Mortgage Memphis list
keeping you from purchasing your dream home. What can you
do? Take action by shopping around for other mortgage options.
We'll share a few of them with you here.
If you have been turned down for a mortgage, the mortgage
company must tell you why you were rejected. Rejection does
not make you a bad person and rejection does not mean you
cannot still get home financing. The following type of institutions
may still offer you a mortgage even if you are on the Bad Credit
Mortgage Memphis list!
1. A credit union. If you belong to a credit union, visit the loan
officer and explain to this person that you believe you are on a
Bad Credit Mortgage Memphis list and you want to find out if the
credit union would consider extending a loan to you. The loan
office will check your credit report and make a decision though
you were rejected previously. Membership has its privileges and
a Credit Union is a wise alternative for some consumers.
2. State government. Tennessee, like all states, has agencies in
place to help residents obtain a mortgage. Contact your
government offices to find out which agency can assist you. In
addition, contact your state attorney general if you learn that you
are on a Bad Credit Mortgage Memphis list and know that you
shouldn't be!
3. Your church. Churches, parachurch organizations, and
nonprofit associations may be of help to you too. Some of these
heralded organizations have received government funds to be
used to help residents of the community get key financial
assistance. Check your phone book's white pages for local
organizations or visit your public library for help. Research online
too!
All in all, being on the Bad Credit Mortgage Memphis list does
not mean you will not get a mortgage. You may need to receive
some credit counseling first, but lenders are in the business to
let you borrow money and help your local community to prosper.
A little extra effort on your part can mean the difference between
owning a home or renting.
About the Author
Mark Lambie is the founder of The Loan House a website that allows consumers to quickly and easily get mortgage quotes and mortgage information.
Article Source: http://www.simplysearch4it.com/article/9833.html
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