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  Category: Articles » Finance » Loans » Article
 

Bad credit payday loans: A lucrative offer indeed




By Tess Ocean

Generally bad credit payday loans are same as payday loans. But these loans are exclusively made for those borrowers who have a bad credit score. With these loans, a borrower having bad credit score can get financial assistance during monetary urgency. All sorts of bad credit cases including CCJ, IVA, arrears, default, bankruptcy etc are considered in this loan program.

Like general payday loans, bad credit payday loans are offered for a short period of time. The repayment period of these loans varies within 14-18 days. This period can be extended up to one month. But in such cases, borrowers may have to pay some extra fee. However, in order to avail bad credit payday loans, borrowers have to meet some criteria. These are as follows:

Borrowers must be a fulltime employee

Borrowers must have a regular and recurring income

Borrowers' minimum salary should not be less than 1200

Borrowers should be at least 18 year old


The interest rate of bad credit payday loans is a bit higher, as these loans are offered for a short period of time and these loans are meant for bad credit scorers. So, individuals are advised to negotiate with lenders to make the interest rate their pocket friendly. Some research also plays positive role to lower down the interest rate. Therefore, before applying for bad credit payday loans, search for a better deal.

Fast approval process is an additional advantage of bad credit payday loans. Usually, borrowers apply for these loans when they are in monetary urgency. The entire loan lending process is very simple and it takes hardly 24 hours to get the amount credited to borrowers' account. In addition, in order to avail bad credit payday loans, borrowers need not face the hassle of extra paperwork. So, do not wait for a long, apply for bad credit payday loans and meet your financial emergency.
 
 
About the Author
Tess Ocean has been associated with Online Payday Loans UK.She provide useful advice through her articles that have been found very useful.To find bad credit payday loans, faxless payday loans, online payday loans, payday loans uk visit
http://www.online-payday-loans-uk.co.uk

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