Article Categories
» Arts & Entertainment
» Automotive
» Business
» Careers & Jobs
» Education & Reference
» Finance
» Food & Drink
» Health & Fitness
» Home & Family
» Internet & Online Businesses
» Miscellaneous
» Self Improvement
» Shopping
» Society & News
» Sports & Recreation
» Technology
» Travel & Leisure
» Writing & Speaking

  Listed Article

  Category: Articles » Business » Article

Pension Executives May Change Your Retirement Fund (Survey)

By Murad Ali

Pension funds have become a major concern for American businesses in today's world of global competition. Corporations and planners failed to understand that pension fund cost would soon overwhelm available funding when baby boomers grew old putting many of the corporations in a cash strapped situation. Executives are responding to these short-falls but not everyone may be happy.

U.S. Airways, Ford, GM, Chrysler, Goodyear Tires, and many more companies are having huge problems with their pension fund allocations. According to a study of U.S. pension fund repositioning by JPMorgan many executives are responding to the problem by increasing fixed-income allocations, managing time-frames better, diversifying risk, enhancing returns and improving the overall funding status (O'Connor, 2006). The study found the following:

Around 22% of public and 17% of private industry pension executives said they expected an increase in hedge fund allocations.

57% of the pension executives state they don't plan on changing current defined benefit plans but 19% said that they may close or freeze current programs.

17% of pension executives said they may increase their defined pension plan allocations and 11% they don't have a clue what they are going to do.

For the next 1-3 years it is unlikely that workers will see huge changes in their pension plans and allocation amounts. Yet the survey does highlight that pension executives are beginning to struggle with keeping American retirees funded. In many cases they simply plan on increasing the corporate contribution but this has the indirect result of reducing overall profitability. This reduction in profitability means that expansion, hiring new workers and international competitiveness are reduced. The struggle of the next 10 years is for human resource professionals to come up with better solutions to the aging Americans.

Murad Ali is a two time book author, a ph.d. candidate and a human resource manager. Please visit
About the Author
Murad Ali is a two-time book author, a human resource management professional, and a Ph.D. candidate. Please visit for more articles.

Article Source:
If you wish to add the above article to your website or newsletters then please include the "Article Source:" as shown above and make it hyperlinked.

  Some other articles by Murad Ali
U.S. Lodges Complaint Against China
U.S. manufacturers are sitting on the edge of the seats waiting for the U.S. World Trade Organization complaint lodged against China in the industries of electronics, steel and paper products. The U.S. ...

Training, development, cost, program
The majority of large corporations have a training and development department or outsource these needs to other agencies. Training and development is fundamental to ...

Adding Value to Your Business/Product
Sales success requires that businesses understand exactly what customers desire and what they appreciate. Before a business can determine what ...

Most profitable industries in the U.S. and China.
The world's two mega-powers have different expectations of growth for the next 1-5 years. Each country has needs that represent their place in the ...

The power of positive communication in business.
Communication is one of those aspects of business that few people think about but is likely the key to any successful operation. People have built and kept their fortune on the simple concept of speaking effectively. When ...

All the Online Marketing Methods: Increasing traffic and sales.
Marketing is one of those dirty little jobs that all businesses, whether large or small, must engage in if they ...

  Recent Articles
Record Management
by Ismael D. Tabije

Treasure Hunts
by John Tarr

What to Look for in Choosing IP Surveillance Software
by amit

Giving Your Business a Vision Others Can Envision
by Yvonne Weld

Productivity and Production Management
by Ismael D. Tabije

Why Businesses Today Fail - Part 1 Customer Service
by Jeffrey Solochek

Utilizing a Virtual Assistant is Just Good Business Sense
by Yvonne Weld

The Quest For An Auto Dealer
by Ashley Daniels

The Importance of Coaching
by Ashley Daniels

Finding The Right Business Investment
by Jason Sands

Commercial Flooring NY gives your office a professional look
by Stephen robins

Commercial Carpet Tiles are preferred by numerous professionals
by Stephen robins