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  Category: Articles » Finance » Mortgages » Article

Is it the right time to refinance your mortgage in Spokane Wa?

By Stick Parsons

Is it the right time to refinance your mortgage in Spokane Wa? You may be able to reduce your monthly payments or reduce the life of your loan by getting a lower interest rate or a new loan term. You may also be able to save even more if you use your refinancing to pay off credit card debt or other high interest debt. That's because interest on your mortgage is tax-deductible, and the interest on other loans is not. In fact it is the only deduction that many homeowners have.

There are a lot of mortgage companies in Spokane, so be aware and shop around. The only way to know if you're getting the best rate is to shop around. Discussing your loan with several Spokane mortgage companies is a great way to also learn about different kinds of loan programs and lenders in spokane.

Some programs include, Option pay arms, interest only loans, 40 year and 50 year loans. These programs help lower monthly mortgage payments and allow people to get their bills back on track.

Refinancing also allows homeowners to tap into extra cash for things such as home improvement, vacations, college tuitions, as well as debt consolidation.

Some key reasons to consider refinancing:

- Get a lower-rate mortgage.
- Convert an adjustable rate mortgage to a fixed rate mortgage.
- Consolidate a first and second mortgage into one lower rate mortgage.
- Get cash for family needs and expenses.

The advantages of refinance:

- Lower your Rate
- Consolidate your bills
- Get extra cash
- Refinancing is tax deductible

Rates are low and home values are at all time highs here in Spokane wa. Now is the best time to get a low rate and low monthly mortgage payments. If you would like to know more about Spokane refinance please click on the links.
About the Author
Stick is a writer

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