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Protecting Your Family Abroad
By Rhiannon Williamson
If you have a spouse, dependents, children or anyone in your life about whom you care deeply it adds so much purpose to your life – no longer are the hours spent at your desk or slaving over housework without meaning, in fact no longer are any of the tasks you undertake for no purpose.
If you have someone who relies on you, needs you and loves you right back then their welfare and overall care is of paramount importance to you on all levels; and if you decide to up sticks and relocate overseas to enjoy a better quality of life as an increasing number of families are doing, the holistic approach to the care of your family will be your number one priority.
Moving is one of the most stressful events in anyone's life, moving abroad doubly so - and if you factor in moving overseas with children, having to find accommodation, employment, educational establishments and new friends for the whole family then the entire project becomes incredibly daunting at first glance…
However, as with any large task the best way to tackle it is to break it down into small pieces and manage each step at a time…
Many people are choosing to move overseas with their family to give them a better start in life, a better quality of life and a safer, more fun introduction to life – sunny overseas destinations are often favoured because the amount of time the family can spend together outdoors swimming, walking, playing and exploring is far greater than in many parts of Northern Europe and America for example meaning that the whole family will benefit from better health, greater levels of fitness and fresher air.
Sunnier countries often have far better and healthier fresh produce for sale, another tick in the box for moving abroad. Often the pace of life overseas is slower, stress is an alien concept, money is a tool rather than a goal and so one's approach to life can become far healthier and better balanced. All of these factors add up in favour of starting a new life abroad for many families.
However, when one moves from a country like America, Canada, Germany or the UK where health care services are exceptional, the level of assistance afforded every citizen is fantastic and the right to decent medical and dental services is guaranteed, it can be a shock to move abroad and learn that health care services differ greatly, as does the cost of care, on a country by country basis.
Generally speaking it is usually possible to get a decent level of medical care in any major destination in the world – however, affording the care and actually having the right to see a specific doctor can be restrictive and restricted….which is why those moving abroad with their spouse, children or significant others in tow must consider getting international health insurance from the get-go. While insurance is far from an enthralling subject, it is an essential element in the protection of family members when moving to live abroad. The head of the family must ensure that every family member has at least the basic level of cover that will enable them to have emergency treatment and care should they need it, and this will give everyone the peace of mind they need and the protection they deserve.
The good news is that international health insurance packages for the whole family are affordable as more insurance providers battle over customers! It is well worth shopping around for the best quotations before committing to any one provider, furthermore it can also be cheaper to get health insurance from specialist expatriate providers or to find a company local to the destination in which you will be living.
About the Author
Rhiannon Williamson is a freelance writer whose articles about living abroad, moving overseas with children, working abroad and investing internationally have appeared in publications around the world. She has a wealth of useful information on her website for would be expatriates from how to get the best international medical cover - http://www.shelteroffshore.com/index.php/living/more/international_health_insurance/ to how to find international schools, from getting jobs abroad to studying overseas.
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