Article Categories
» Arts & Entertainment
» Automotive
» Business
» Careers & Jobs
» Education & Reference
» Finance
» Food & Drink
» Health & Fitness
» Home & Family
» Internet & Online Businesses
» Miscellaneous
» Self Improvement
» Shopping
» Society & News
» Sports & Recreation
» Technology
» Travel & Leisure
» Writing & Speaking

  Listed Article

  Category: Articles » Finance » Credit » Article
 

The Lowdown on the Pulaski Credit Card




By Eric Wasselman

Pulaski Bank & Trust entered the credit card market towards the end of 1994. Since then, they have been offering the lowest interest rates on credit cards. In fact, the Pulaski Bank Visa/MasterCard is catered for consumers with a good credit score seeking for a low cost card and minimal perks.

Currently, the interest rate for the Pulaski Credit Card is fixed at 7.99% for new purchases, balances transfers and cash advances. This makes the card an attractive option for individuals who plan to bring forward a revolving balance. Although the annual fee of $35 is a significant cost, but upon closer inspection, you will realize that this is indeed a low and reasonable rate for credit cards with low interest rates.

In addition to the low interest rates on all transactions, this card also does not impose fees for balance transfers or cash advances. What's more, there is also a six-month 0% introductory rate. The credit limit is set to a maximum of $15,000, with which the exact credit limit is dependent on an individual's income amount.

Due to the overwhelming response to this card's low interest rates, the application process can take quite a while, with 30 days being the average high. Also, more detail in personal information is requested by the Pulaski & Trust Bank for applications processing as they exercise greater diligence in their credit approval process.

On the flip side, this card does not provide much in terms of extra perks. But in view of the really low interest rates and charges, who would need all these perks when you can already save on finance costs?

To sum it up, this card would really be applicable for credit card users who plan to bring forward a large portion of their outstanding balances to the following month, or even to utilize a revolving balance. In fact, with the really low costs, the Pulaski Credit Card would also be ideal for those who are seeking for a credit card to transfer their balances to. Yes, in these cases, consumers need not look any further once they have found the Pulaski Credit Card.
 
 
About the Author
For more information or to apply for the Pulaski Credit Card, Eric Wasselman recommends Find Credit Cards. See http://www.findcreditcards.org/card/pulaski-bank-visa-mastercard.php .

Article Source: http://www.simplysearch4it.com/article/29137.html
 
If you wish to add the above article to your website or newsletters then please include the "Article Source: http://www.simplysearch4it.com/article/29137.html" as shown above and make it hyperlinked.



  Some other articles by Eric Wasselman
Morgan Stanley Credit Cards
The name "Morgan Stanley credit cards" is used mainly in the United Kingdom. In the USA, they are now known as Discover credit cards. The company now ...

The Top 3 Visa Credit Cards
It is not easy to select the top three Visa credit cards as comparison is normally done based on certain components , such as APR, cash back rewards , cash advance , ...

The Top 3 MasterCard Credit Cards
According to www.bankrate.com , the top three MasterCard's based on carry a balance were issued by Capital One, Pulaski Bank and Trust Company , and . ...

The Top 3 HSBC Bank Credit Cards
Issued by the HSBC Bank in Nevada, HSBC credit cards are valued because of their low APR which means a lot to ...

The Top 3 Discover Credit Cards
Discover credit cards are another popular credit card. The top three cards according to online research are the Discover Platinum card, The Miles Card from Discover, ...

The Top 3 Citibank Credit Cards
The top Citibank (Citi) credit cards were selected based on the introductory purchase APR (Annual Percentage Rate). • Citi Platinum Select ...

  
  Recent Articles
Debt Collection Agencies : Understanding a growth industry
by Martin McAllister

Five General Financial Habits That Can Raise Your Credit Score
by Dulce Azogue

Why Your Credit Score Is More Important Than You Realize
by Dulce Azogue

How To Start Fixing Your Credit Repair Ratings
by Tony Pescatore

Cheap Credit Card: Make It Possible…With Ease
by Josephine Wingfield

Violent Crime On Innocent Victims…Adds To The Victim's Woes…With Mountains Of Unpaid Medical Bills and Bad Credit
by Dale Rogers

How To Eliminate Credit Card Debt
by Tony Pescatore

Bad Credit Is No Longer A Taboo In Loan Market
by Turk Malloy

Poor Credit Does Not Debar You From Getting Secured Loan
by Aldrich Chappel

Credit Card Debt Management Gives Better Solution of Debts
by Ann Gibson

Bank On Your Future And Purchase The Car Of Your Dreams
by Christine Macguire

Business credit card: A new dimension for financing business
by Josephine Wingfield

Can't connect to database