Article Categories
» Arts & Entertainment
» Automotive
» Business
» Careers & Jobs
» Education & Reference
» Finance
» Food & Drink
» Health & Fitness
» Home & Family
» Internet & Online Businesses
» Miscellaneous
» Self Improvement
» Shopping
» Society & News
» Sports & Recreation
» Technology
» Travel & Leisure
» Writing & Speaking

  Listed Article

  Category: Articles » Finance » Credit » Article
 

Cash Back Credit Card Tips




By Robert Alan

Wouldn't it be great if you could get an extra cash rebate on every purchase you made? Well, that is completely possible with cash back credit cards. This type of credit card gives you a certain percentage back on many of your purchases. You can receive the money from your credit card either monthly or yearly according to the credit card company.

You may be wondering what type of items count for your cash back credit card rebates. Most of the time such things like balance transfers and cash advances do not count and you will not receive any type of credit card rebates. You will have to check with each credit card company to learn which cash back credit card applies to purchases that you normally buy.

How much can you get from a cash back credit card is another issue. You can search and determine which ones yield the best percentage, however, make sure they are stores that you personally shop at or are items that you normally purchase.

You may even enjoy more cash back with different cash back credit card policies if you shop at certain stores such as Wal-Mart or Sears. This can give you more money in the way of cash back.

Redeeming points from your cash back credit card is easy. Normally, you do not have to do anything. It is according to how often the credit card disburses the cash back. Some credit card companies are now offering the cardholder to redeem points on their cash back credit card rewards to be applied to their balance. You can even use your cash back for charitable contributions.

There are fees with any credit card receiving cash back is just a reward so to speak. A cash back credit card can have other fees such as balance transfer fees, annual fees, high interest, high APR, or other charges that may make the cash back credit card less desirable.

Be sure to read the terms and conditions when applying for a cash back credit card. Be sure to find out if you can shop at your favorite stores with the card. Also, find out all you can regarding the applicable fees for the card for cash advances, balance transfers etc., as these extra charges may make this card an expensive proposition. However, if you do choose a cash back credit card, it can be incredibly useful if you shop at those stores and receive money for purchases you normally buy all the time. Just an added bonus for using products you love while shopping at your favorite stores.
 
 
About the Author
For more on how to understand how a cash back credit card works, Robert Alan recommends that you visit http://www.creditcardassist.com/cashback/creditcards.html

Article Source: http://www.simplysearch4it.com/article/26091.html
 
If you wish to add the above article to your website or newsletters then please include the "Article Source: http://www.simplysearch4it.com/article/26091.html" as shown above and make it hyperlinked.



  Some other articles by Robert Alan
Small Business Credit Cards Offer Businesses Crucial Edge
So, you say you've got a small business and you're looking for a credit instrument that could tailor itself to your business requirements? Well, your search ends here. Small ...

Select the Best Low APR Credit Cards
Hunting for low APR credit cards has become easier with the advent of the Internet where you can draw an easy comparison (from the various options available to you at the click of a ...

Keep College Student Credit Cards Under Control
With rights come responsibilities. And this rule applies to college student credit cards as well. These small pieces of plastic look innocent enough but come with their share of pitfalls. College days ...

Do Cash Back Credit Cards Mean Money in the Bank?
There is no better way to win consumer loyalty than paying them to shop. Cash back credit cards aim to do precisely this. A percentage ...

College Credit Cards Help Smooth Out Credit Wrinkles
College student credit cards have replaced student loans as a freshman's first student credit experience. At the sophomore level, out of a sample of 100 students, over 90% were ...

College Credit Cards – Building a Good Credit History at an Early Age
College student credit cards are intended specifically for students who normally would not qualify for regular credit cards, as they do not ...

  
  Recent Articles
Debt Collection Agencies : Understanding a growth industry
by Martin McAllister

Five General Financial Habits That Can Raise Your Credit Score
by Dulce Azogue

Why Your Credit Score Is More Important Than You Realize
by Dulce Azogue

How To Start Fixing Your Credit Repair Ratings
by Tony Pescatore

Cheap Credit Card: Make It Possible…With Ease
by Josephine Wingfield

Violent Crime On Innocent Victims…Adds To The Victim's Woes…With Mountains Of Unpaid Medical Bills and Bad Credit
by Dale Rogers

How To Eliminate Credit Card Debt
by Tony Pescatore

Bad Credit Is No Longer A Taboo In Loan Market
by Turk Malloy

Poor Credit Does Not Debar You From Getting Secured Loan
by Aldrich Chappel

Credit Card Debt Management Gives Better Solution of Debts
by Ann Gibson

Bank On Your Future And Purchase The Car Of Your Dreams
by Christine Macguire

Business credit card: A new dimension for financing business
by Josephine Wingfield

Can't connect to database