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  Category: Articles » Finance » Credit » Article
 

Rewards Credit Cards Versus Cash Back Credit Cards




By Rachel Nava

With all the reward credit cards and cash back credit cards that are out there, what is really the difference between them? You may see there are many different rewards that you are able to acquire with the use of the credit card. Some of them could be a travel, airline, or gas reward credit cards or even a cash back reward credit card.


The reward credit card you are only going to be able to use your rewards for certain items like for gas or airfare. It will all depend on the kind of reward credit card that you are applying for. When you are using your reward credit card, you are going to need to acquire so many points to be able to cash in on your rewards. There are times that it is going to be a little harder to acquire the points that are needed to receive any of the rewards. That may mean that you are going to need to charge most of your items that you are going to purchase so that you are able to receive your rewards. About the only time that this would not work is if you are financially unable to charge everything that you may want or need all the time.


The different cash back credit cards you are going to be able to receive a certain amount of cash back on each statement. With the cash back credit cards you can apply the amount of cash that you have acquired to your balance on the present statement or receive a check at the end of the month. That way you can either lower your monthly payment or receive a check that you are going to be able to purchase an item at a later time.


No matter if you have a reward credit card or a cash back credit card you are going to need to make good use of the credit card so that you are getting a good pay back at the end of the month. It will also depend on how much percent you are going to be getting back with the amount of the reward that your credit card company that you choose to go with. You are going to want to make sure that you are choosing the credit card company wisely so that you are going to receive the amount of rewards that you really deserve.
 
 
About the Author
Rachel Nava recommends Find Credit Cards for comparing different Advanta credit cards. See http://www.findcreditcards.org/issuer/advanta.php for more information.

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