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Passengers Injured In Automobile Accidents Have Coverage Too
By Landon Prescott
Every year thousands of people suffer serious personal injuries as a result of being the passenger in an automobile accident. About 3,200,000 passengers in an automobile each year are injured in automobile accidents. Approximately 41,000 fatalities resulted from these accidents.
There are many ways in which a person can suffer injuries as a passenger in an accident. The most frequent example is that of being a passenger in an automobile accident. If the driver of the vehicle that you were riding in is at fault, his or her insurance should provide coverage to pay for you injuries and medical bills. If another vehicle is at fault, the insurance company of the driver who caused the accident should provide compensation. Insurance companies will often try to not pay you what you deserve, or will try to not pay you at all for injuries suffered as a passenger. The insurance companies may claim that since they do not cover you that you are on your own. They may even try to fault you in some form or fashion.
Motorcycle passengers frequently receive much more serious injuries if involved in an accident due to the lack of safety equipment on motorcycles. Another scenario where passengers suffer vehicle injuries is when they are passengers in a commercial vehicle. These commercial vehicles can include taxicabs, busses, and airplanes. Passengers have the right to be covered in these instances as well.
In all of these scenarios, the passengers have rights that they are frequently unaware of. Insurance companies will offer you a quick settlement just to get you to sign off and to sign away your rights for further compensation. What the insurance companies do not tell you is that passengers are entitled to additional compensations besides just medical fees.
Some of the other things that are covered by insurance companies to passengers include:
* Rental reimbursement
* Compensation for future medical bills
* Medical treatment, whether you have insurance or not
* Recovery of your loss of earnings and any future losses
* Reimbursement for out of pocket expenses incurred
* Pain and suffering of your physical and mental injuries.
The items listed above are entitlements to passengers in automobile accidents that many people do not know about. Insurance companies generally will not let you know that these entitlements are available. This is the insurance companies attempt at saving money. This is where a qualified and competent attorney comes into play. An attorney can help you to get the full compensation that you deserve as the injured passenger in an accident.
Insurance companies will fight to keep from giving their own customers what they deserve in an accident and the insurance companies will fight even harder to give someone who is not covered by them what he or she deserves.
If you do not have an attorney to represent you in an accident case you will be overwhelmed by paperwork from hospitals, insurance companies, physicians, etc. Having an attorney who knows how insurance companies work is the best move that you can make. An attorney can deal with all the headaches of paperwork and making sure that you receive the full compensation that you deserve. Dealing with all of these difficulties and suffering an injury at the same time is more than many people can handle.
If you suffer an accident as a passenger you need a lawyer who is on your side and who will watch out for your best interest. You can be sure that the insurance companies will have attorneys on their side and you will need one too.
About the Author
Landon Prescott writes on topics related to insurance and health.
Michael H. Silvers, A Law Corporation has offices in Los Angeles, California. Car Accident Attorneys with the kind of experience you will need if you are in an accident are hard to find. The law offices of Michael H. Silvers have handled over 10,000 accident cases, with a success rate of 98.6%.
http://www.michaelhsilvers.com/
Article Source: http://www.simplysearch4it.com/article/21732.html
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